Gavop's guide to buying homeowners insurance in Jacksonville, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $141,000 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $134,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $169,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $276,500 | $260,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $793 |
| Home and Two Car | -$146 | $715 |
| Home and Three Car | -$198 | $664 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Calhoun County | $2,500 | $964 | $3,464 | $700 | $3,200 | $263 |
| Jacksonville, AL | $1,500 | $851 | $2,351 | $619 | $2,119 | $233 |
| Weaver, AL | $400 | $1,014 | $1,414 | $737 | $1,137 | $277 |
| Cherokee County, AL | $1,500 | $900 | $2,400 | $654 | $2,154 | $246 |
| Hobson City, AL | $300 | $848 | $1,148 | $616 | $916 | $232 |
| Cedar Bluff, AL | $2,500 | $912 | $3,412 | $663 | $3,163 | $249 |
| Fyffe, AL | $100 | $837 | $937 | $608 | $708 | $229 |
| Woodland, AL | $2,000 | $927 | $2,927 | $673 | $2,673 | $253 |
| Guntersville, AL | $400 | $854 | $1,254 | $621 | $1,021 | $233 |
| Renfroe-Laniers, AL | $1,500 | $1,025 | $2,525 | $745 | $2,245 | $280 |
| Roopville, GA | $400 | $792 | $1,192 | $576 | $976 | $217 |
| Trussville, AL | $1,500 | $964 | $2,464 | $701 | $2,201 | $263 |
| Home Insurance Company Jacksonville, AL | Homeowners Insurance Agency Jacksonville, AL | Address | Popularity Score | Distance from Jacksonville (miles) |
|---|---|---|---|---|
| State Farm | Pierce Harris | 1246 Gunter Ave, Guntersville, AL, 35976-1842 | 45.2 | |
| State Farm | Lynn Holifield | 1528 Gunter Avenue, Guntersville, AL, 35976-0130 | 45.2 | |
| State Farm | Matthew Maniscalco | 250 Davis Loop, Oxford, AL, 36203-3454 | 17.7 | |
| State Farm | Rick Hester | 210 Bay St, Gadsden, AL, 35901-5231 | 16.8 | |
| Travelers | Shannon & Banks Inc | 200 Chestnut St, Ste B, Gadsden, AL, 35901 | 16.9 | |
| State Farm | Steve Templeton | 1304 Ross St, Heflin, AL, 36264-1031 | 18.1 | |
| State Farm | Todd Davis | 736 Walnut St, Gadsden, AL, 35901-4139 | 17.2 | |
| State Farm | Jerri Burnett | 2725 Moody Pkwy, Moody, AL, 35004-3152 | 46.6 | |
| State Farm | Mike Douglas | 408 Pelham Road North, Jacksonville, AL, 36265-2143 | 3.5 | |
| Liberty Mutual Independent | The Parnell Insurance Agency | 400 Snow St, Oxford, AL, 36203 | 17.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,620 | $810 |
| Calhoun County, AL | $110,100 | $976 | $710 | $1,400 | $690 |
| Jacksonville, AL | $141,200 | $862 | $620 | $1,190 | $570 |
| Weaver, AL | $106,200 | $1,026 | $710 | $1,410 | $700 |
| Cherokee County, AL | $116,300 | $911 | $620 | $1,260 | $640 |
| Hobson City, AL | $80,000 | $858 | $590 | $1,230 | $640 |
| Cedar Bluff, AL | $89,600 | $923 | $640 | $1,300 | $660 |
| Fyffe, AL | $103,100 | $847 | $610 | $1,160 | $550 |
| Woodland, AL | $92,000 | $938 | $630 | $1,300 | $670 |
| Guntersville, AL | $142,000 | $865 | $590 | $1,240 | $650 |
| Renfroe-Laniers, AL | $108,000 | $1,037 | $710 | $1,470 | $760 |
| Roopville, GA | $110,300 | $802 | $550 | $1,130 | $580 |
| Trussville, AL | $235,700 | $976 | $690 | $1,340 | $650 |