How Can I Make My Healdsburg, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Healdsburg, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Healdsburg, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $139,000 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $229,500 | $190,000 | $175,000-$200,000 |
| 3 Bedroom | $306,000 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $550,000 | $490,000 | $500,000-$600,000 |
| 5 Bedroom | $638,000 | $570,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Healdsburg, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$256 | $1,250 |
| Superior Protection Discount | -$151 | $1,356 |
| Fire & Security Discount | -$105 | $1,401 |
| Hail Resistant Roof Discount | -$30 | $1,476 |
| Newly Constructed Home Discount | -$422 | $1,085 |
Choose the Right Deductible for your Healdsburg, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sonoma County | $2,500 | $1,367 | $3,867 | $993 | $3,493 | $373 |
| Healdsburg, CA | $1,000 | $1,489 | $2,489 | $1,082 | $2,082 | $407 |
| Jenner, CA | $400 | $1,540 | $1,940 | $1,119 | $1,519 | $421 |
| Bodega Bay, CA | $1,500 | $1,990 | $3,490 | $1,446 | $2,946 | $544 |
| Tomales, CA | $200 | $1,590 | $1,790 | $1,155 | $1,355 | $434 |
| Dillon Beach, CA | $700 | $2,403 | $3,103 | $1,746 | $2,446 | $657 |
| Angwin, CA | $300 | $1,159 | $1,459 | $842 | $1,142 | $317 |
| Boyes Hot Springs, CA | $1,500 | $995 | $2,495 | $723 | $2,223 | $272 |
| Yountville, CA | $100 | $1,567 | $1,667 | $1,139 | $1,239 | $428 |
| Talmage, CA | $2,000 | $753 | $2,753 | $547 | $2,547 | $206 |
| Novato, CA | $300 | $1,317 | $1,617 | $957 | $1,257 | $360 |
| Ross Valley, CA | $700 | $930 | $1,630 | $676 | $1,376 | $254 |
Identify Top Home Insurance Agents near Healdsburg, CA | Back to Top
| Home Insurance Company Healdsburg, CA | Homeowners Insurance Agency Healdsburg, CA | Address | Popularity Score | Distance from Healdsburg (miles) |
|---|---|---|---|---|
| State Farm | Eddie Sandoval | 2780 Stony Point Rd Ste O, Santa Rosa, CA, 95407-5056 | 16.6 | |
| Travelers | Wine Valley Insurance Services Inc | 2017 Redwood Rd, Napa, CA, 94558 | 38.2 | |
| Farmers | Robert Stroud | 1275 4th St Ste 105, Santa Rosa, CA, 95404 | 15.9 | |
| Farmers | Gustavo Padilla | 4381 Broadway St Ste 105, American Canyon, CA, 94503 | 46.1 | |
| Travelers | North Bay Insurance Brokers Inc | 25 Mcdonell St, Sonoma, CA, 95476 | 32.9 | |
| Allstate | Michael Scully | 3367 California Blvd, Napa, CA, 94558 | 38.4 | |
| State Farm | Shawn Hetherman | 170 Farmers Ln Ste 10, Santa Rosa, CA, 95405-4750 | 16.3 | |
| Farmers | Michael Rosetti | 835 Piner Rd, Santa Rosa, CA, 95403 | 13.4 | |
| State Farm | Kris Kelson | 50 Greenfield Ave, San Anselmo, CA, 94960-2415 | 47.5 | |
| Travelers | Minto & Wilkie Insurance | 1235 Fourth St, San Rafael, CA, 94901 | 48.4 |
Compare Rates for Healdsburg, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sonoma County, CA | $513,300 | $1,383 | $1,020 | $1,880 | $860 |
| Healdsburg, CA | $571,100 | $1,507 | $1,110 | $2,050 | $940 |
| Jenner, CA | $522,700 | $1,559 | $1,150 | $2,120 | $970 |
| Bodega Bay, CA | $723,200 | $2,014 | $1,490 | $2,740 | $1,250 |
| Tomales, CA | $543,400 | $1,609 | $1,190 | $2,190 | $1,000 |
| Dillon Beach, CA | $935,000 | $2,432 | $1,800 | $3,310 | $1,510 |
| Angwin, CA | $856,600 | $1,173 | $870 | $1,600 | $730 |
| Boyes Hot Springs, CA | $495,200 | $1,007 | $750 | $1,370 | $620 |
| Yountville, CA | $491,900 | $1,586 | $1,170 | $2,160 | $990 |
| Talmage, CA | $277,000 | $762 | $560 | $1,040 | $480 |
| Novato, CA | $705,000 | $1,333 | $990 | $1,810 | $820 |
| Ross Valley, CA | $1,096,200 | $941 | $700 | $1,280 | $580 |
Research Home Insurance Companies Reviews in Healdsburg, CA Before Buying | Back to Top
Share a review on your home insurance company
Safeco Insurance Home Insurance Reviews
Date: May 31, 2019 Age: 30 to 39 Gender: Married Marital Status: Female
Customer Service
We have great luck with our insurance carrier and the customer service. They are fast and efficient and provide us the information we need quickly.
Allstate Home Insurance Reviews
Date: September 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
I would say the premium and deductible are reasonably good if you compare with other insurances. This is one of the main reason that I have switched my insurance to this company and have stick with it since then.
State Farm Home Insurance Reviews
Date: September 20, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Customer Service
I've been with State Farm for around 20 years off and on. I've had really good experiences with them as my insurance company. I would rate them a 5 on customer service and prices.
GEICO Home Insurance Reviews
Date: July 20, 2019 Age: Above 60 Gender: Female Marital Status: Married
Premium
I have not had major issues but this is the least expensive premium payments that I was able to find. My deductible is higher than a few other quotes I received.