How Can I Make My Northampton, PA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Northampton, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Northampton, PA Home Insurance Coverage Levels | Back to Top
| Northampton, PA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| White Birch Ln, Nikol Dr, Nottingham Dr, Ann Cir, Ashley Dr, Johanna Dr, Appaloosa Ct, Buck Hill Dr, Barry Ct, Burdsal Ave | $436,000 | $360,000 | $400,000-$500,000 | $346,500 | $300,000 | $400,000-$500,000 |
| Springwood Pl, Sharon Dr, Cynthia Dr, Galena Ct, Pine Ave, Ross Rd, Anthony Dr, Casey Rd, Windmill Dr, Friesland Dr | $490,500 | $400,000 | $500,000-$600,000 | $396,500 | $340,000 | $350,000-$400,000 |
| W Julianna Dr, Wood Dr, Legacy Oaks Dr, Glenfield Dr, Saint Leonards Rd, Providence Dr, Cobblestone Ct, Dawn Dr, Eagle Cir, Iroquois Rd | $420,500 | $360,000 | $500,000-$600,000 | $308,000 | $290,000 | $300,000-$350,000 |
| Mount Pleasant Dr, Southwark Ct, Cloverly Dr, Industrial Dr, Penn Cir, Hatboro Rd, Wooden Bridge Rd, Knox Ct, Arabian Way, Eagle Mount Dr | $274,000 | $230,000 | $250,000-$300,000 | $393,000 | $350,000 | $300,000-$350,000 |
| Skyview Dr, S Timber Rd, Monica Dr, Marie Dr, Heather Rd, Aspen Dr, N Timber Rd, Vermeer Ct, Farmway Dr, Rising Sun Ave | $536,000 | $450,000 | $500,000-$600,000 | $373,000 | $330,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Northampton, PA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$206 | $1,007 |
| Superior Protection Discount | -$109 | $1,104 |
| Fire & Security Discount | -$109 | $1,104 |
| Hail Resistant Roof Discount | -$36 | $1,176 |
| Newly Constructed Home Discount | -$327 | $885 |
Choose the Right Deductible for your Northampton, PA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bucks County | $2,500 | $988 | $3,488 | $718 | $3,218 | $270 |
| Northampton, PA | $2,500 | $1,198 | $3,698 | $871 | $3,371 | $327 |
| Rockledge, PA | $300 | $861 | $1,161 | $625 | $925 | $235 |
| Blue Bell, PA | $1,000 | $1,049 | $2,049 | $762 | $1,762 | $287 |
| Hamilton Square, NJ | $400 | $854 | $1,254 | $621 | $1,021 | $233 |
| Eagleville, PA | $2,500 | $874 | $3,374 | $635 | $3,135 | $239 |
| Medford Lakes, NJ | $100 | $1,010 | $1,110 | $734 | $834 | $276 |
| Alexandria, NJ | $2,500 | $1,592 | $4,092 | $1,157 | $3,657 | $435 |
| Camden County, NJ | $300 | $808 | $1,108 | $587 | $887 | $221 |
| East Nantmeal, PA | $700 | $1,542 | $2,242 | $1,121 | $1,821 | $421 |
| Hazlet, NJ | $100 | $879 | $979 | $639 | $739 | $240 |
Identify Top Home Insurance Agents near Northampton, PA | Back to Top
| Home Insurance Company Northampton, PA | Homeowners Insurance Agency Northampton, PA | Address | Popularity Score | Distance from Northampton (miles) |
|---|---|---|---|---|
| Travelers | Weber Insurance Corporation | 505 Corporate Dr West, Langhorne, PA, 19047 | 4.9 | |
| State Farm | Bryan Nathewitch | 295 Buck Rd Ste 304, Holland, PA, 18966-1750 | 2.6 | |
| Allstate | Brian Mcquoid | 12040 Bustleton Ave, Philadelphia, PA, 19116 | 6.1 | |
| Farmers | Charles Rueter | 9811 Academy Rd, Philadelphia, PA, 19114 | 9.3 | |
| State Farm | Essie Migala | 10501 Academy Rd Ste H, Philadelphia, PA, 19114-1137 | 8.9 | |
| Nationwide | Ward Insurance Associates Inc | 1870 Veterans Highway, Levittown, PA, 19056-2107 | 7.5 | |
| Allstate | George R. Denger | 401 Main St, Stockertown, PA, 18083 | 40.3 | |
| Nationwide | Kurt A Thompson | 2086 Bondsville Rd, Downingtown, PA, 19335-1151 | 42.3 | |
| Travelers | A Zirilli Insurance Inc | 104 Hulmeville Ave, Langhorne, PA, 19047 | 4.7 | |
| State Farm | Jeff Sawyer | 4030 Hulmeville Rd, Bensalem, PA, 19020-3825 | 7.7 |
Compare Rates for Northampton, PA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,020 | $510 |
| Bucks County, PA | $315,700 | $1,000 | $730 | $1,370 | $640 |
| Northampton, PA | $392,900 | $1,213 | $810 | $1,660 | $850 |
| Rockledge, PA | $239,100 | $871 | $640 | $1,230 | $590 |
| Blue Bell, PA | $432,200 | $1,061 | $720 | $1,480 | $760 |
| Hamilton Square, NJ | $294,900 | $864 | $580 | $1,180 | $600 |
| Eagleville, PA | $246,400 | $885 | $650 | $1,270 | $620 |
| Medford Lakes, NJ | $291,400 | $1,022 | $710 | $1,420 | $710 |
| Alexandria, NJ | $473,600 | $1,611 | $1,110 | $2,270 | $1,160 |
| Camden County, NJ | $193,500 | $818 | $600 | $1,130 | $530 |
| East Nantmeal, PA | $444,500 | $1,561 | $1,120 | $2,230 | $1,110 |
| Hazlet, NJ | $310,600 | $890 | $610 | $1,240 | $630 |
Research Home Insurance Companies Reviews in Northampton, PA Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: July 06, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My premiums are affordable within the parameters of anticipated deductibles. Other companies have outpriced themselves and force you into a higher deductible.
State Farm Home Insurance Reviews
Date: September 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
They are comparable to any other major insurance provider and regularly send me my coverages for me to review and decide if I have too much or not enough. They are very clear about what I do.
Progressive Home Insurance Reviews
Date: October 06, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
we didn't shop around much so we just added home insurance to our existing policy with Progressive. It was an easy process.