Gavop's guide to buying homeowners insurance in San Diego Country Estates, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $144,500 | $130,000 | $150,000-$175,000 |
| 2 Bedroom | $384,000 | $310,000 | $350,000-$400,000 |
| 3 Bedroom | $436,000 | $390,000 | $350,000-$400,000 |
| 4 Bedroom | $605,500 | $550,000 | $600,000-$700,000 |
| 5 Bedroom | $526,500 | $420,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $748 |
| Superior Protection Discount | -$89 | $802 |
| Fire & Security Discount | -$89 | $802 |
| Hail Resistant Roof Discount | -$27 | $864 |
| Newly Constructed Home Discount | -$232 | $659 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| San Diego County | $2,000 | $1,368 | $3,368 | $994 | $2,994 | $374 |
| San Diego Country Estates, CA | $2,000 | $880 | $2,880 | $640 | $2,640 | $241 |
| Lakeside, CA | $500 | $865 | $1,365 | $628 | $1,128 | $236 |
| Spring Valley, CA | $1,500 | $787 | $2,287 | $572 | $2,072 | $215 |
| San Marcos, CA | $200 | $1,208 | $1,408 | $878 | $1,078 | $330 |
| Bonita, CA | $700 | $980 | $1,680 | $712 | $1,412 | $268 |
| Del Mar, CA | $100 | $815 | $915 | $592 | $692 | $223 |
| Encinitas, CA | $2,000 | $1,531 | $3,531 | $1,113 | $3,113 | $418 |
| Mountain Empire, CA | $300 | $644 | $944 | $468 | $768 | $176 |
| Carlsbad, CA | $2,000 | $1,329 | $3,329 | $966 | $2,966 | $363 |
| Borrego Springs, CA | $300 | $590 | $890 | $429 | $729 | $161 |
| Jacumba, CA | $1,000 | $548 | $1,548 | $398 | $1,398 | $150 |
| Home Insurance Company San Diego Country Estates, CA | Homeowners Insurance Agency San Diego Country Estates, CA | Address | Popularity Score | Distance from San Diego Country Estates (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Ives Insurance Services Inc | 2850 Womble Rd Ste 103, San Diego, CA, 92106 | 31.3 | |
| State Farm | Kristin Francy | 9888 Carmel Mountain Rd Ste A, San Diego, CA, 92129-2807 | 19.3 | |
| Farmers | Steven Wilson | 16516 Bernardo Center Dr, San Diego, CA, 92128 | 16.9 | |
| State Farm | Brandon Loo | 3023 Bunker Hill Street Suite 104, San Diego, CA, 92109-5706 | 28.6 | |
| Farmers | Marie Milliman | 16516 Bernardo Center Dr Ste 150, San Diego, CA, 92128 | 16.9 | |
| State Farm | Bruce Hofbauer | 12396 World Trade Dr Ste 113, San Diego, CA, 92128-3787 | 16.4 | |
| State Farm | Ken Jakubowski | 9636 Tierra Grande St Ste 204, San Diego, CA, 92126-6502 | 20.9 | |
| State Farm | Lori Long | 10845 Rb Rd Ste 102, San Diego, CA, 92127-2107 | 17.9 | |
| State Farm | Shari Bowman | 11777 Bernardo Plz Ct Ste 109, San Diego, CA, 92128-2450 | 16.8 | |
| Farmers | Douglas Dixon | 12798 Rancho Penasquitos Blvd Ste F, San Diego, CA, 92129 | 19.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| San Diego County, CA | $484,900 | $1,384 | $1,020 | $1,880 | $860 |
| San Diego Country Estates, CA | $435,900 | $891 | $660 | $1,210 | $550 |
| Lakeside, CA | $386,800 | $875 | $650 | $1,190 | $540 |
| Spring Valley, CA | $407,200 | $797 | $590 | $1,080 | $490 |
| San Marcos, CA | $455,700 | $1,222 | $900 | $1,660 | $760 |
| Bonita, CA | $599,200 | $992 | $730 | $1,350 | $620 |
| Del Mar, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Encinitas, CA | $862,300 | $1,550 | $1,150 | $2,110 | $960 |
| Mountain Empire, CA | $237,300 | $652 | $480 | $890 | $410 |
| Carlsbad, CA | $713,600 | $1,345 | $1,000 | $1,830 | $830 |
| Borrego Springs, CA | $158,800 | $597 | $440 | $810 | $370 |
| Jacumba, CA | $129,900 | $555 | $410 | $750 | $340 |