Gavop shows you how to buy homeowners insurance in Stroud, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $85,000 | $80,000 | $50,000-$75,000 |
| 2 Bedroom | $211,500 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $295,000 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $265,000 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $510,000 | $420,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $585 |
| Superior Protection Discount | -$63 | $641 |
| Fire & Security Discount | -$63 | $641 |
| Hail Resistant Roof Discount | -$21 | $684 |
| Newly Constructed Home Discount | -$155 | $550 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $1,000 | $708 | $1,708 | $515 | $1,515 | $194 |
| Stroud, PA | $1,500 | $696 | $2,196 | $506 | $2,006 | $190 |
| Middle Smithfield, PA | $400 | $658 | $1,058 | $478 | $878 | $180 |
| Harmony, NJ | $2,500 | $966 | $3,466 | $702 | $3,202 | $264 |
| Green, NJ | $400 | $1,142 | $1,542 | $830 | $1,230 | $312 |
| East Allen, PA | $700 | $825 | $1,525 | $600 | $1,300 | $225 |
| Succasunna, NJ | $100 | $888 | $988 | $645 | $745 | $243 |
| Moosic, PA | $2,500 | $652 | $3,152 | $474 | $2,974 | $178 |
| Branchburg, NJ | $500 | $966 | $1,466 | $702 | $1,202 | $264 |
| Carbondale, PA | $2,500 | $723 | $3,223 | $526 | $3,026 | $198 |
| Upper Hanover, PA | $400 | $813 | $1,213 | $591 | $991 | $222 |
| Buckingham, PA | $1,500 | $966 | $2,466 | $702 | $2,202 | $264 |
| Home Insurance Company Stroud, PA | Homeowners Insurance Agency Stroud, PA | Address | Popularity Score | Distance from Stroud (miles) |
|---|---|---|---|---|
| Erie | The Weimer Group | 1000 E Walnut Street Suite 601, Perkasie, PA, 18944 | 44.5 | |
| Travelers | Franconia Insurance & Financial Services | 199 Telford Pike, Telford, PA, 18969 | 47.3 | |
| Erie | The James Taylor Agency Inc. | 5 Village Row, New Hope, PA, 18938 | 45.9 | |
| State Farm | Tanya Ramirez | 1260 Greenwood Dr, Bethlehem, PA, 18017-3650 | 26.4 | |
| Travelers | Metro Bucks Insurance Agency | 10 S Clinton St Ste 100, Doylestown, PA, 18901 | 47.7 | |
| Liberty Mutual Independent | The Pidcock Agency | 315 W Bridge St New Hope, New Hope, PA, 18938 | 45.6 | |
| Liberty Mutual Independent | Small & Son | 16 S 7th St, Stroudsburg, PA, 18360 | 1.4 | |
| Allstate | Andrew Schatz | 5144 York Rd, Buckingham, PA, 18912 | 46.5 | |
| State Farm | Kathy Clancy | 669 Main Street, Pennsburg, PA, 18073-1505 | 44.1 | |
| State Farm | Diane Brant | 1048 Hamilton St, Allentown, PA, 18101-1022 | 30.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,020 | $510 |
| Monroe County, PA | $167,200 | $717 | $490 | $1,010 | $520 |
| Stroud, PA | $177,300 | $705 | $510 | $970 | $460 |
| Middle Smithfield, PA | $155,400 | $666 | $490 | $930 | $440 |
| Harmony, NJ | $267,100 | $978 | $660 | $1,400 | $740 |
| Green, NJ | $353,800 | $1,156 | $790 | $1,630 | $840 |
| East Allen, PA | $219,800 | $835 | $590 | $1,160 | $570 |
| Succasunna, NJ | $391,500 | $899 | $600 | $1,280 | $680 |
| Moosic, PA | $152,400 | $660 | $450 | $940 | $490 |
| Branchburg, NJ | $464,300 | $978 | $700 | $1,360 | $660 |
| Carbondale, PA | $88,500 | $732 | $530 | $1,050 | $520 |
| Upper Hanover, PA | $291,200 | $823 | $600 | $1,180 | $580 |
| Buckingham, PA | $469,400 | $978 | $700 | $1,390 | $690 |