Gavop's guide to buying homeowners insurance in Wappingers Falls, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Wappingers Falls, NY - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| McCafferty Pl, Co Rd 104, Goring Rd, Paggi Ter, Franklindale Ave, Lawrence Ct, Walker Pl, E Academy St, Nelson Ave, Carmine Dr | $155,000 | $140,000 | $150,000-$175,000 | $221,500 | $180,000 | $200,000-$250,000 |
| Schindler Ct, Clinton St, West St, Dutchess Ave, N Remsen Ave, Imperial Blvd, Roy Ave, Reservoir Pl, W Academy St, McKinley St | $182,500 | $160,000 | $150,000-$175,000 | $246,500 | $220,000 | $200,000-$250,000 |
| Dutchess Ter, Pell Pl, Sterling Dr, Ingalls St, Veatch St, Gilmore Blvd S, Marshall Rd, Liss Rd, Fulton St, Adams St | $150,500 | $130,000 | $125,000-$150,000 | $214,000 | $180,000 | $175,000-$200,000 |
| Convent Ave, Lower Henry St, Oak Park Ter, Pelham St, Gilmore Blvd N, S Mesier Ave, Wenliss Ter, Hillside Ave, Andrews Pl, Veterans Pl | $220,000 | $190,000 | $200,000-$250,000 | $230,000 | $190,000 | $200,000-$250,000 |
| Clapp Ave, Princess Cir, N Mesier Ave, S Remsen Ave, Park St, Brookside Dr, Satterlee Pl, Trabucco Rd, Downey Ave, Stuart Ave | $127,500 | $120,000 | $125,000-$150,000 | $173,500 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $570 |
| Superior Protection Discount | -$61 | $618 |
| Fire & Security Discount | -$61 | $618 |
| Hail Resistant Roof Discount | -$20 | $658 |
| Newly Constructed Home Discount | -$163 | $516 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dutchess County | $2,000 | $987 | $2,987 | $717 | $2,717 | $270 |
| Wappingers Falls, NY | $2,500 | $671 | $3,171 | $487 | $2,987 | $183 |
| Nelsonville, NY | $500 | $1,911 | $2,411 | $1,389 | $1,889 | $522 |
| Hurley, NY | $1,000 | $743 | $1,743 | $540 | $1,540 | $203 |
| Bridgewater, CT | $200 | $2,052 | $2,252 | $1,491 | $1,691 | $561 |
| Pound Ridge, NY | $1,500 | $852 | $2,352 | $619 | $2,119 | $233 |
| Millerton, NY | $400 | $825 | $1,225 | $600 | $1,000 | $225 |
| Newtown, CT | $2,500 | $928 | $3,428 | $674 | $3,174 | $254 |
| Blauvelt, NY | $400 | $850 | $1,250 | $618 | $1,018 | $232 |
| Cos Cob, CT | $700 | $908 | $1,608 | $660 | $1,360 | $248 |
| Westwood, NJ | $400 | $1,019 | $1,419 | $741 | $1,141 | $279 |
| Norwalk, CT | $2,500 | $1,375 | $3,875 | $999 | $3,499 | $376 |
| Home Insurance Company Wappingers Falls, NY | Homeowners Insurance Agency Wappingers Falls, NY | Address | Popularity Score | Distance from Wappingers Falls (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | William A Smith & Son Inc | 380 Broadway, Newburgh, NY, 12550 | 8.7 | |
| Travelers | John G Lambros Co Inc | 4 W Red Oak Ln Ste 305, White Plains, NY, 10604 | 41.4 | |
| Farmers | Lenford P. Henry | 14 E 1st St Ste 1, Mount Vernon, NY, 10550 | 47.6 | |
| State Farm | Tom Roessner | 438 Route 212, Saugerties, NY, 12477-4612 | 33.6 | |
| Allstate | Philip Eifert | 200 Katonah Ave, Katonah, NY, 10536 | 26.5 | |
| Allstate | Frank Campo | 572 Warburton Ave, Hastings On Hudson, NY, 10706 | 41.6 | |
| Nationwide | Fran M. Wolfson | 475 Tuckahoe Rd Ste 205, Yonkers, NY, 10710-5716 | 44.5 | |
| Allstate | Karen Merritt | 364 S Riverside Ave, Croton On Hudson, NY, 10520 | 27.9 | |
| Allstate | John Devine | 495 New Rochelle Rd, Bronxville, NY, 10708 | 46.6 | |
| State Farm | Bill Gaffney | 24 State Route 17k, Newburgh, NY, 12550-3911 | 9.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,590 | $790 |
| Dutchess County, NY | $275,200 | $999 | $730 | $1,420 | $690 |
| Wappingers Falls, NY | $211,900 | $679 | $470 | $940 | $470 |
| Nelsonville, NY | $417,100 | $1,934 | $1,390 | $2,770 | $1,380 |
| Hurley, NY | $235,000 | $752 | $540 | $1,040 | $500 |
| Bridgewater, CT | $495,000 | $2,077 | $1,410 | $2,890 | $1,480 |
| Pound Ridge, NY | $923,700 | $862 | $610 | $1,180 | $570 |
| Millerton, NY | $219,500 | $835 | $570 | $1,150 | $580 |
| Newtown, CT | $403,400 | $939 | $640 | $1,300 | $660 |
| Blauvelt, NY | $497,700 | $861 | $590 | $1,210 | $620 |
| Cos Cob, CT | $1,038,100 | $919 | $670 | $1,310 | $640 |
| Westwood, NJ | $441,000 | $1,032 | $740 | $1,460 | $720 |
| Norwalk, CT | $421,900 | $1,392 | $1,020 | $1,920 | $900 |