Gavop's guide to buying homeowners insurance in Lycoming County, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $120,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $195,000 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $301,000 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $322,000 | $300,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $564 |
| Superior Protection Discount | -$68 | $611 |
| Fire & Security Discount | -$61 | $618 |
| Hail Resistant Roof Discount | -$14 | $665 |
| Newly Constructed Home Discount | -$183 | $496 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lycoming County | $2,000 | $671 | $2,671 | $488 | $2,488 | $183 |
| Lycoming County, PA | $1,500 | $671 | $2,171 | $488 | $1,988 | $183 |
| Rauchtown, PA | $500 | $672 | $1,172 | $488 | $988 | $184 |
| Dunnstown, PA | $2,500 | $677 | $3,177 | $492 | $2,992 | $185 |
| Duncan, PA | $400 | $509 | $909 | $370 | $770 | $139 |
| Lock Haven, PA | $2,500 | $711 | $3,211 | $517 | $3,017 | $194 |
| Ward, PA | $300 | $711 | $1,011 | $517 | $817 | $194 |
| Grugan, PA | $2,000 | $689 | $2,689 | $500 | $2,500 | $188 |
| Tioga, PA | $200 | $637 | $837 | $463 | $663 | $174 |
| Orviston, PA | $2,000 | $397 | $2,397 | $289 | $2,289 | $109 |
| Mayberry, PA | $300 | $811 | $1,111 | $589 | $889 | $222 |
| New Columbus, PA | $2,500 | $664 | $3,164 | $482 | $2,982 | $181 |
| Home Insurance Company Lycoming County, PA | Homeowners Insurance Agency Lycoming County, PA | Address | Popularity Score | Distance from Lycoming County (miles) |
|---|---|---|---|---|
| State Farm | Dean Showers Jr. | 901 Broad St, Montoursville, PA, 17754-2407 | 9.9 | |
| State Farm | Stacee Harer | 1965 Lycoming Creek Rd Ste 113, Williamsport, PA, 17701-1276 | 6.0 | |
| Nationwide | Kutney Insurance Agency Inc | 1028 Washington Blvd, Williamsport, PA, 17701-3634 | 7.5 | |
| Travelers | Sholley Agency Inc | 2409 Old Turnpike Rd, Lewisburg, PA, 17837 | 27.7 | |
| State Farm | Jack Goodman | 2350 E 3rd St Ste 4, Williamsport, PA, 17701-4088 | 8.4 | |
| Erie | Stetler Insurance Associates | 1217 Bloom Street, Danville, PA, 17821 | 35.4 | |
| Travelers | Myers & Lynch Insurance Inc | 129 E Independence St M, Shamokin, PA, 17872 | 46.2 | |
| State Farm | Christopher Kenawell | 110 South Market Street, Selinsgrove, PA, 17870-1848 | 39.0 | |
| State Farm | Mike Ferster | 14467 Route 35, Richfield, PA, 17086 | 45.1 | |
| Travelers | Arndt Insurance Agency | 107 E 2nd St, Berwick, PA, 18603 | 47.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $500 | $1,030 | $530 |
| Lycoming County, PA | $147,400 | $679 | $460 | $940 | $480 |
| Lycoming County, PA | $147,400 | $679 | $450 | $940 | $490 |
| Rauchtown, PA | $137,500 | $680 | $500 | $950 | $450 |
| Dunnstown, PA | $139,900 | $685 | $470 | $980 | $510 |
| Duncan, PA | $70,800 | $515 | $380 | $730 | $350 |
| Lock Haven, PA | $106,800 | $720 | $490 | $1,000 | $510 |
| Ward, PA | $157,500 | $720 | $510 | $1,000 | $490 |
| Grugan, PA | $145,800 | $697 | $480 | $990 | $510 |
| Tioga, PA | $121,300 | $645 | $460 | $880 | $420 |
| Orviston, PA | $36,300 | $402 | $290 | $550 | $260 |
| Mayberry, PA | $211,800 | $821 | $560 | $1,170 | $610 |
| New Columbus, PA | $133,700 | $672 | $460 | $960 | $500 |