Gavop shows you how to buy homeowners insurance in Mount Airy, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $30,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $78,500 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $118,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $113,500 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $157,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $542 |
| Superior Protection Discount | -$59 | $594 |
| Fire & Security Discount | -$46 | $607 |
| Hail Resistant Roof Discount | -$13 | $640 |
| Newly Constructed Home Discount | -$157 | $496 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Surry County | $700 | $697 | $1,397 | $506 | $1,206 | $190 |
| Mount Airy, NC | $2,000 | $645 | $2,645 | $469 | $2,469 | $176 |
| Hillsville, VA | $200 | $568 | $768 | $413 | $613 | $155 |
| Tobaccoville, NC | $700 | $816 | $1,516 | $593 | $1,293 | $223 |
| Pleasant Hill, NC | $200 | $607 | $807 | $441 | $641 | $166 |
| Vienna, NC | $1,500 | $822 | $2,322 | $597 | $2,097 | $225 |
| South Buck Shoals, NC | $500 | $724 | $1,224 | $526 | $1,026 | $198 |
| Lovelace, NC | $1,000 | $682 | $1,682 | $495 | $1,495 | $186 |
| Harmony, NC | $200 | $644 | $844 | $468 | $668 | $176 |
| Center Grove, NC | $1,500 | $1,026 | $2,526 | $746 | $2,246 | $280 |
| Boomer, NC | $200 | $773 | $973 | $561 | $761 | $211 |
| Sharpes, NC | $1,500 | $853 | $2,353 | $620 | $2,120 | $233 |
| Home Insurance Company Mount Airy, NC | Homeowners Insurance Agency Mount Airy, NC | Address | Popularity Score | Distance from Mount Airy (miles) |
|---|---|---|---|---|
| State Farm | Nick Jitima | 710 Coliseum Dr Ste 60, Winston Salem, NC, 27106-5354 | 32.0 | |
| Nationwide | Ohanlon Insurance & Financial Services | 5411-D West Friendly Ave, Greensboro, NC, 27410 | 49.0 | |
| State Farm | Debbie Blinkhorn | 1207 W Lebanon St, Mount Airy, NC, 27030-2227 | 2.3 | |
| Erie | Russell And Cook Insurance | 1407 Nc Highway 66 S Suite N, Kernersville, NC, 27284 | 41.0 | |
| Erie | Triangle Insurance Group Davie County | 806 N Main Street, Mocksville, NC, 27028 | 41.2 | |
| State Farm | Ron Connor | 432 W Mountain St, Kernersville, NC, 27284-2534 | 38.8 | |
| Travelers | Bb&T Insurance Services | 414 Gallimore Dairy Rd Ste F, Greensboro, NC, 27409 | 46.9 | |
| Nationwide | Douglas E. Smith Agency Inc. | 2108 N Centennial St Ste 120, High Point, NC, 27262 | 48.5 | |
| State Farm | Mike Long | 249 W Kings Hwy, Eden, NC, 27288-5009 | 47.5 | |
| Nationwide | Jim Jackson | 107 W Independence Blvd, Mount Airy, NC, 27030-3589 | 0.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,220 | $580 |
| Surry County, NC | $120,900 | $705 | $490 | $1,000 | $510 |
| Mount Airy, NC | $115,700 | $653 | $460 | $910 | $450 |
| Hillsville, VA | $104,500 | $575 | $390 | $790 | $400 |
| Tobaccoville, NC | $143,800 | $826 | $570 | $1,130 | $560 |
| Pleasant Hill, NC | $98,200 | $614 | $440 | $850 | $410 |
| Vienna, NC | $188,600 | $832 | $570 | $1,180 | $610 |
| South Buck Shoals, NC | $122,300 | $733 | $510 | $1,040 | $530 |
| Lovelace, NC | $113,100 | $690 | $490 | $950 | $460 |
| Harmony, NC | $105,600 | $652 | $450 | $900 | $450 |
| Center Grove, NC | $344,700 | $1,039 | $710 | $1,460 | $750 |
| Boomer, NC | $133,200 | $782 | $530 | $1,110 | $580 |
| Sharpes, NC | $87,200 | $864 | $590 | $1,220 | $630 |