Gavop tells you how to get the best homeowners insurance in Port St. Joe, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $110,500 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $167,500 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $251,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $401,000 | $370,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$87 | $882 |
| Home and Two Car | -$155 | $814 |
| Home and Three Car | -$233 | $736 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gulf County | $700 | $1,000 | $1,700 | $726 | $1,426 | $273 |
| Port St. Joe, FL | $2,000 | $957 | $2,957 | $696 | $2,696 | $262 |
| Wewahitchka, FL | $100 | $889 | $989 | $646 | $746 | $243 |
| Eastpoint, FL | $2,000 | $1,188 | $3,188 | $863 | $2,863 | $325 |
| Callaway, FL | $300 | $974 | $1,274 | $708 | $1,008 | $266 |
| Franklin County, FL | $2,000 | $924 | $2,924 | $671 | $2,671 | $252 |
| Parker, FL | $500 | $1,257 | $1,757 | $913 | $1,413 | $343 |
| Cedar Grove, FL | $700 | $948 | $1,648 | $689 | $1,389 | $259 |
| Bay County, FL | $500 | $1,355 | $1,855 | $985 | $1,485 | $370 |
| Lower Grand Lagoon, FL | $2,500 | $1,646 | $4,146 | $1,196 | $3,696 | $450 |
| Pretty Bayou, FL | $400 | $2,006 | $2,406 | $1,458 | $1,858 | $548 |
| East Liberty, FL | $2,000 | $835 | $2,835 | $607 | $2,607 | $228 |
| Home Insurance Company Port St. Joe, FL | Homeowners Insurance Agency Port St. Joe, FL | Address | Popularity Score | Distance from Port St. Joe (miles) |
|---|---|---|---|---|
| Allstate | Joey Kirkland | 3 Miracle Strip Loop Ste B, Panama City Beach, FL, 32407 | 41.0 | |
| Allstate | Terry Murphy | 3009 Highway 77 Ste M, Panama City, FL, 32405 | 35.1 | |
| Travelers | Brown & Brown Of Fl Inc-Panama City | 647 Luverne Ave, Panama City, FL, 32401 | 33.4 | |
| Travelers | Hannon Insurance Agency | 221 Reid Ave Port St. Joe, Port St Joe, FL, 32456 | 2.3 | |
| Travelers | Vickery-Obrien Insurance Inc | 17555 Main St N, Blountstown, FL, 32424 | 45.4 | |
| State Farm | Gail Sarvis | 8804 Front Beach Rd, Panama City Beach, FL, 32407-4232 | 40.0 | |
| Travelers | Farrell Realty & Insurance Agency Inc | 701 Ohio Ave, Lynn Haven, FL, 32444 | 37.5 | |
| State Farm | Michael Lovchuk | 3477 Hwy 77, Panama City, FL, 32405 | 35.6 | |
| Travelers | Hollomon Insurance Agency | 111 W 23rd St Panama City, Panama City, FL, 32405 | 34.9 | |
| Allstate | Marks Ins Agcy Inc | 61 Ave E Po Box 129, Apalachicola, FL, 32329 | 18.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Gulf County, FL | $151,400 | $1,012 | $790 | $1,360 | $570 |
| Port St. Joe, FL | $170,100 | $969 | $760 | $1,300 | $540 |
| Wewahitchka, FL | $99,200 | $900 | $700 | $1,210 | $510 |
| Eastpoint, FL | $118,500 | $1,202 | $940 | $1,610 | $670 |
| Callaway, FL | $145,800 | $985 | $770 | $1,320 | $550 |
| Franklin County, FL | $135,300 | $935 | $730 | $1,250 | $520 |
| Parker, FL | $128,900 | $1,272 | $990 | $1,700 | $710 |
| Cedar Grove, FL | $82,900 | $960 | $750 | $1,290 | $540 |
| Bay County, FL | $166,400 | $1,372 | $1,070 | $1,840 | $770 |
| Lower Grand Lagoon, FL | $187,900 | $1,666 | $1,300 | $2,230 | $930 |
| Pretty Bayou, FL | $244,200 | $2,030 | $1,580 | $2,720 | $1,140 |
| East Liberty, FL | $66,000 | $845 | $660 | $1,130 | $470 |