Gavop's guide to buying homeowners insurance in Northern, VA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Northern, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Stonecrest Ln, T R Barrett Rd, 4th Ave, Cleressa St, Crescent St, Rigby St, Elmhurst, Stowers Hill Rd, Debra Rd, Roanoke St | $106,500 | $100,000 | $75,000-$100,000 | $67,000 | $50,000 | $50,000-$75,000 |
| Serpentine St, Cochran Hollow Rd, Mac St, Blay St, Baltimore St, Hubble Hill Rd, Hunting Hill Rd, Meadowview St, Hubble Hill, W Water St | $117,000 | $100,000 | $100,000-$125,000 | $56,000 | $50,000 | $25,000-$50,000 |
| Linside Rd, Fontana Rd, Grayson Ave, Bluff Rd, Post St, Big Creek Rd, Bristol Ln, Fortune Rd, Brewster Ln, Acre St | $128,000 | $110,000 | $125,000-$150,000 | $66,000 | $60,000 | $50,000-$75,000 |
| Machine Shop Rd, Buck Hollow Rd, Noel St, 5th Ave, Auburn Dr, Dry Branch Hollow, Mitchell St, Capricorn Dr, Grannys Rd, Vine St | $89,000 | $80,000 | $75,000-$100,000 | $44,500 | $40,000 | $25,000-$50,000 |
| Fairview St, Farmer Dale Rd, Gertrude Ln, State Rte T-1211, E Riverside Dr, Norman Ln, Gobbler's Knob Rd, Davis St, Meadowbrook Ln, Monterey Dr | $79,500 | $60,000 | $50,000-$75,000 | $61,500 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $763 |
| Superior Protection Discount | -$83 | $837 |
| Fire & Security Discount | -$64 | $855 |
| Hail Resistant Roof Discount | -$18 | $901 |
| Newly Constructed Home Discount | -$248 | $671 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tazewell County | $700 | $1,006 | $1,706 | $731 | $1,431 | $275 |
| Northern, VA | $2,000 | $909 | $2,909 | $660 | $2,660 | $248 |
| Anawalt, WV | $400 | $332 | $732 | $241 | $641 | $91 |
| Bluewell, WV | $1,500 | $612 | $2,112 | $444 | $1,944 | $167 |
| East Wytheville, VA | $1,500 | $798 | $2,298 | $580 | $2,080 | $218 |
| Justice, WV | $300 | $499 | $799 | $363 | $663 | $136 |
| Mallory, WV | $2,000 | $693 | $2,693 | $503 | $2,503 | $189 |
| Crab Orchard, WV | $400 | $664 | $1,064 | $482 | $882 | $181 |
| Narrows, VA | $700 | $538 | $1,238 | $391 | $1,091 | $147 |
| Bluestone River, WV | $300 | $682 | $982 | $495 | $795 | $186 |
| Peterstown, WV | $700 | $696 | $1,396 | $505 | $1,205 | $190 |
| Home Insurance Company Northern, VA | Homeowners Insurance Agency Northern, VA | Address | Popularity Score | Distance from Northern (miles) |
|---|---|---|---|---|
| State Farm | Ben Wheeler | 507 Mountain Lake Ave, Pearisburg, VA, 24134-1629 | 45.0 | |
| Erie | Mundy Insurance Agency Inc. | 205 E Main Street, Independence, VA, 24348 | 46.0 | |
| Allstate | Steven Dimit | 534 N Main St, Marion, VA, 24354 | 25.8 | |
| Allstate | David Kennedy | 548 E Riverside Dr Ste B, North Tazewell, VA, 24630 | 5.5 | |
| Travelers | Waller Insurance | 4813 Cougar Trail Rd, Dublin, VA, 24084 | 47.0 | |
| Allstate | Barry Perdue | 2005 Leatherwood Ln Ste A, Bluefield, VA, 24605 | 16.6 | |
| Allstate | Leslie Shannon Lambert | 11082 Governor G C Peery Hwy, Cedar Bluff, VA, 24609 | 15.2 | |
| Travelers | Insurance Agency Services Llc | 140 Cascade Industrial Park, Pembroke, VA, 24136 | 49.1 | |
| Travelers | Southwest Virginia Pro Insurance Agency | 1305 Lovers Gap Road , Vansant, VA, 24656 | 34.3 | |
| Travelers | Mcfaddin & Associates Inc | 4633 Redbud Hwy, Honaker, VA, 24260 | 26.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,340 | $680 |
| Tazewell County, VA | $96,500 | $1,018 | $690 | $1,440 | $750 |
| Northern, VA | $79,800 | $920 | $630 | $1,280 | $650 |
| Anawalt, WV | $20,600 | $336 | $230 | $470 | $240 |
| Bluewell, WV | $81,900 | $619 | $430 | $880 | $450 |
| East Wytheville, VA | $170,900 | $808 | $570 | $1,150 | $580 |
| Justice, WV | $54,500 | $505 | $340 | $690 | $350 |
| Mallory, WV | $105,300 | $701 | $480 | $1,000 | $520 |
| Crab Orchard, WV | $96,500 | $672 | $460 | $950 | $490 |
| Narrows, VA | $98,300 | $545 | $390 | $780 | $390 |
| Bluestone River, WV | $101,800 | $690 | $500 | $960 | $460 |
| Peterstown, WV | $106,300 | $704 | $490 | $1,000 | $510 |