Gavop shows you how to buy homeowners insurance in Pevely, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $81,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $159,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $235,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $366,500 | $320,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $698 |
| Superior Protection Discount | -$86 | $776 |
| Fire & Security Discount | -$69 | $793 |
| Hail Resistant Roof Discount | -$26 | $836 |
| Newly Constructed Home Discount | -$198 | $664 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $2,000 | $1,017 | $3,017 | $739 | $2,739 | $278 |
| Pevely, MO | $2,000 | $851 | $2,851 | $619 | $2,619 | $233 |
| Crystal City, MO | $200 | $1,013 | $1,213 | $736 | $936 | $277 |
| Cedar Hill Lakes, MO | $700 | $883 | $1,583 | $642 | $1,342 | $241 |
| Eureka, MO | $100 | $927 | $1,027 | $673 | $773 | $253 |
| Cahokia, IL | $2,500 | $818 | $3,318 | $595 | $3,095 | $224 |
| Kingston, MO | $200 | $927 | $1,127 | $673 | $873 | $253 |
| Glen Echo Park, MO | $1,000 | $932 | $1,932 | $677 | $1,677 | $255 |
| Baldwin, IL | $200 | $595 | $795 | $432 | $632 | $163 |
| Bellefontaine Neighbors, MO | $1,500 | $676 | $2,176 | $492 | $1,992 | $185 |
| Collinsville, IL | $200 | $754 | $954 | $548 | $748 | $206 |
| St. Paul, MO | $700 | $1,415 | $2,115 | $1,028 | $1,728 | $387 |
| Home Insurance Company Pevely, MO | Homeowners Insurance Agency Pevely, MO | Address | Popularity Score | Distance from Pevely (miles) |
|---|---|---|---|---|
| Travelers | Partners Insurance Inc | 9201 Watson Rd Ste 222, St Louis, MO, 63126 | 18.9 | |
| Travelers | Crestwood Insurance Agency | 9800 Watson Rd Suite 4, St Louis, MO, 63126 | 18.6 | |
| State Farm | Dan Stegmann | 317 Clarkson Rd Ste 103, Ellisville, MO, 63011-2271 | 24.0 | |
| Travelers | Insurance Consultants Inc | 12722 Weber Hill Road, St. Louis, MO, 63127 | 16.8 | |
| State Farm | Gary Schmidt | 13603 Barrett Of Dr Ste 101, Ballwin, MO, 63021-7828 | 21.6 | |
| Travelers | Ins Concepts Of St Louis | 575 Rudder Rd Ste 105, Fenton, MO, 63026 | 17.7 | |
| Farmers | Robert Blanchard | 2244nion Rd, Saint Louis, MO, 63125 | 17.3 | |
| Travelers | Kohn-Senf Ins Agcy Inc | 9302 Gravois Rd, Affton, MO, 63123 | 18.9 | |
| Travelers | Dierker Knobbe Insurance Services | 3522 Lemay Ferry Rd Saint Louis, St Louis, MO, 63125 | 16.1 | |
| Liberty Mutual Independent | Wiemann & Pues Insurance Agenc | 104 W Saint Louis St, Pacific, MO, 63069 | 22.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,510 | $760 |
| Jefferson County, MO | $154,100 | $1,030 | $740 | $1,420 | $680 |
| Pevely, MO | $124,800 | $862 | $590 | $1,200 | $610 |
| Crystal City, MO | $124,500 | $1,025 | $700 | $1,450 | $750 |
| Cedar Hill Lakes, MO | $85,800 | $894 | $620 | $1,260 | $640 |
| Eureka, MO | $247,600 | $938 | $650 | $1,320 | $670 |
| Cahokia, IL | $48,700 | $828 | $560 | $1,180 | $620 |
| Kingston, MO | $97,700 | $938 | $680 | $1,320 | $640 |
| Glen Echo Park, MO | $99,200 | $943 | $640 | $1,330 | $690 |
| Baldwin, IL | $86,500 | $602 | $400 | $820 | $420 |
| Bellefontaine Neighbors, MO | $66,300 | $685 | $490 | $970 | $480 |
| Collinsville, IL | $149,200 | $763 | $540 | $1,080 | $540 |
| St. Paul, MO | $294,200 | $1,432 | $990 | $1,960 | $970 |