Gavop shows you how to buy homeowners insurance in Sullivan, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $101,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $115,500 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $162,500 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $177,000 | $170,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $518 |
| Superior Protection Discount | -$58 | $581 |
| Fire & Security Discount | -$51 | $588 |
| Hail Resistant Roof Discount | -$13 | $626 |
| Newly Constructed Home Discount | -$166 | $473 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,319 |
| Hail Damage | $4,665 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,051 |
| Home Insurance Company Sullivan, IL | Homeowners Insurance Agency Sullivan, IL | Address | Popularity Score | Distance from Sullivan (miles) |
|---|---|---|---|---|
| State Farm | Chris Booth | 1713 S State Street Suite 102, Champaign, IL, 61820-7265 | 40.9 | |
| Travelers | Gtps Insurance Agency | 1311 S Neil, Champaign, IL, 61820 | 41.3 | |
| State Farm | Grant Scofield | 1405 E Florida Ave Ste B, Urbana, IL, 61801-6012 | 42.7 | |
| State Farm | Nick Smith | 2704 Boulder Dr Ste C, Urbana, IL, 61802-7832 | 42.0 | |
| Travelers | Peterson Insurance Services Inc | 117 W Main St, Clinton, IL, 61727 | 42.1 | |
| Travelers | Clodfelder Insurance Agency Inc | 202 W Oak St, Mahomet, IL, 61853 | 43.5 | |
| State Farm | Carole Brooker | 2605 N Main St, Decatur, IL, 62526-3229 | 25.2 | |
| Allstate | William Abel | 103 N Dunlap Ave, Savoy, IL, 61874 | 38.4 | |
| Allstate | Michael Rudicil | 909 N Cunningham Ave Ste 7, Urbana, IL, 61802 | 43.7 | |
| State Farm | Brian Hanson | 408 N Race St Ste A, Urbana, IL, 61801-2655 | 43.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,170 | $570 |
| Moultrie County, IL | $107,500 | $627 | $450 | $870 | $420 |
| Sullivan, IL | $111,800 | $639 | $460 | $880 | $420 |
| Lafayette, IL | $164,500 | $820 | $550 | $1,120 | $570 |
| Cold Spring, IL | $115,300 | $698 | $470 | $960 | $490 |
| Piatt County, IL | $128,100 | $683 | $500 | $960 | $460 |
| Mount Auburn, IL | $91,700 | $621 | $440 | $860 | $420 |
| Sangamon, IL | $214,700 | $909 | $660 | $1,250 | $590 |
| Kansas, IL | $62,700 | $505 | $340 | $700 | $360 |
| Edinburg, IL | $88,400 | $609 | $410 | $840 | $430 |
| Jeisyville, IL | $58,800 | $488 | $350 | $690 | $340 |
| Yale, IL | $36,700 | $378 | $270 | $520 | $250 |
| Metcalf, IL | $18,200 | $273 | $200 | $380 | $180 |