Gavop's guide to buying homeowners insurance in Aux Sable, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $174,500 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $213,000 | $190,000 | $175,000-$200,000 |
| 4 Bedroom | $206,000 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $229,500 | $190,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $589 |
| Superior Protection Discount | -$72 | $646 |
| Fire & Security Discount | -$50 | $668 |
| Hail Resistant Roof Discount | -$22 | $697 |
| Newly Constructed Home Discount | -$194 | $524 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Grundy County | $1,500 | $829 | $2,329 | $602 | $2,102 | $227 |
| Aux Sable, IL | $700 | $710 | $1,410 | $516 | $1,216 | $194 |
| Allen, IL | $100 | $685 | $785 | $498 | $598 | $187 |
| Adams, IL | $1,000 | $817 | $1,817 | $594 | $1,594 | $223 |
| Wheaton, IL | $400 | $1,034 | $1,434 | $751 | $1,151 | $282 |
| Worth, IL | $1,000 | $805 | $1,805 | $585 | $1,585 | $220 |
| Elmhurst, IL | $500 | $1,184 | $1,684 | $861 | $1,361 | $324 |
| Saunemin, IL | $1,000 | $629 | $1,629 | $457 | $1,457 | $172 |
| Danforth, IL | $100 | $725 | $825 | $527 | $627 | $198 |
| St. John, IN | $1,500 | $989 | $2,489 | $719 | $2,219 | $270 |
| Sleepy Hollow, IL | $200 | $1,014 | $1,214 | $737 | $937 | $277 |
| Rutland, IL | $1,500 | $773 | $2,273 | $562 | $2,062 | $211 |
| Home Insurance Company Aux Sable, IL | Homeowners Insurance Agency Aux Sable, IL | Address | Popularity Score | Distance from Aux Sable (miles) |
|---|---|---|---|---|
| Travelers | Lakeview Insurance Agency Ltd | 3438 N. Southport Avenue, Chicago, IL, 60657 | 49.2 | |
| Farmers | Yana Tymoshenko | 4830 N Cumberland Ave Ste 11a, Norridge, IL, 60706 | 44.9 | |
| State Farm | John Coren | 4055 West Peterson Avenue, Chicago, IL, 60646-6072 | 49.3 | |
| Allstate | Jeffrey Dziedzic | 25445 S Pheasant Ln Ste L, Channahon, IL, 60410 | 2.6 | |
| State Farm | Mike Burton | 5520 W Lawrence Ave, Chicago, IL, 60630-3412 | 47.0 | |
| Allstate | Joanna Kapica | 7826 W Belmont Ave, Chicago, IL, 60634 | 43.6 | |
| State Farm | Derek Martin | 6060 N Northwest Hwy, Chicago, IL, 60631-2518 | 47.4 | |
| State Farm | Mark Yun | 223 W Cermak Rd Fl 2, Chicago, IL, 60616-1913 | 46.0 | |
| Travelers | Bears Insurance Group Llc | 9567 Franklin Ave, Franklin Park, IL, 60131 | 42.2 | |
| Farmers | Ranganathan Pavithra | 24115 103rd St Ste C, Naperville, IL, 60564 | 19.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,180 | $570 |
| Grundy County, IL | $188,300 | $839 | $580 | $1,180 | $600 |
| Aux Sable, IL | $182,500 | $718 | $500 | $1,020 | $520 |
| Allen, IL | $113,700 | $693 | $510 | $980 | $470 |
| Adams, IL | $167,700 | $827 | $600 | $1,130 | $530 |
| Wheaton, IL | $339,100 | $1,046 | $700 | $1,450 | $750 |
| Worth, IL | $174,600 | $815 | $580 | $1,150 | $570 |
| Elmhurst, IL | $394,500 | $1,199 | $880 | $1,670 | $790 |
| Saunemin, IL | $96,300 | $637 | $430 | $870 | $440 |
| Danforth, IL | $128,000 | $734 | $530 | $1,010 | $480 |
| St. John, IN | $219,100 | $1,001 | $730 | $1,390 | $660 |
| Sleepy Hollow, IL | $289,800 | $1,026 | $710 | $1,450 | $740 |
| Rutland, IL | $228,700 | $782 | $530 | $1,120 | $590 |