Gavop shows you how to buy homeowners insurance in Central City, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $66,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $107,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $145,500 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $262,000 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $491 |
| Superior Protection Discount | -$61 | $546 |
| Fire & Security Discount | -$61 | $546 |
| Hail Resistant Roof Discount | -$18 | $588 |
| Newly Constructed Home Discount | -$146 | $461 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Muhlenberg County | $2,500 | $679 | $3,179 | $493 | $2,993 | $185 |
| Central City, KY | $2,500 | $599 | $3,099 | $435 | $2,935 | $164 |
| Rockport, KY | $300 | $481 | $781 | $350 | $650 | $131 |
| McHenry-Rockport, KY | $2,000 | $597 | $2,597 | $434 | $2,434 | $163 |
| Sacramento, KY | $300 | $812 | $1,112 | $590 | $890 | $222 |
| Heflin-Beda, KY | $1,000 | $821 | $1,821 | $597 | $1,597 | $224 |
| Crofton, KY | $400 | $676 | $1,076 | $491 | $891 | $185 |
| Utica-Stanley, KY | $2,000 | $766 | $2,766 | $557 | $2,557 | $209 |
| Sebree, KY | $500 | $749 | $1,249 | $544 | $1,044 | $205 |
| Hatfield, IN | $700 | $641 | $1,341 | $466 | $1,166 | $175 |
| Trenton, KY | $100 | $858 | $958 | $623 | $723 | $234 |
| Franklin, KY | $1,000 | $741 | $1,741 | $539 | $1,539 | $203 |
| Home Insurance Company Central City, KY | Homeowners Insurance Agency Central City, KY | Address | Popularity Score | Distance from Central City (miles) |
|---|---|---|---|---|
| State Farm | Amber Vincent | 1603 W Everly Brothers Blvd, Central City, KY, 42330-2710 | 2.5 | |
| State Farm | Kyle Woosley | 804 Campbell Ln Ste 105, Bowling Green, KY, 42104-4130 | 43.1 | |
| Travelers | Davis Insurance Inc | 602 Mill St, Leitchfield, KY, 42754 | 47.3 | |
| Allstate | Kevin Rice | 707 W Everly Bros Blvd, Central City, KY, 42330 | 4.3 | |
| Allstate | John Sells | 1520 Westpark Dr, Bowling Green, KY, 42104 | 44.4 | |
| Travelers | Peoples Insurance Inc | 114 S English St, Leitchfield, KY, 42754 | 46.7 | |
| Travelers | Neely Insurance Agency Llc | 2120 Frederica St, Owensboro, KY, 42301 | 31.1 | |
| State Farm | Denny Slinker | 316 N Main St, Greenville, KY, 42345-1637 | 7.5 | |
| State Farm | Todd Inman | 1401 J R Miller Blvd, Owensboro, KY, 42303-3173 | 31.6 | |
| State Farm | Claude Taylor | 800 N Main St, Beaver Dam, KY, 42320-1549 | 15.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,250 | $640 |
| Muhlenberg County, KY | $82,000 | $687 | $460 | $950 | $490 |
| Central City, KY | $70,500 | $606 | $410 | $870 | $460 |
| Rockport, KY | $40,800 | $487 | $350 | $680 | $330 |
| McHenry-Rockport, KY | $61,300 | $604 | $440 | $830 | $390 |
| Sacramento, KY | $109,100 | $822 | $590 | $1,130 | $540 |
| Heflin-Beda, KY | $111,600 | $831 | $590 | $1,150 | $560 |
| Crofton, KY | $88,400 | $684 | $470 | $980 | $510 |
| Utica-Stanley, KY | $138,300 | $775 | $530 | $1,060 | $530 |
| Sebree, KY | $93,300 | $758 | $520 | $1,050 | $530 |
| Hatfield, IN | $74,300 | $649 | $430 | $930 | $500 |
| Trenton, KY | $121,800 | $868 | $600 | $1,210 | $610 |
| Franklin, KY | $129,100 | $750 | $520 | $1,060 | $540 |