Gavop shows you how to buy homeowners insurance in Meadowbrook, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Meadowbrook, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Birdsong Rd, Meadow Ridge Dr, Corporate Pkwy, Westminster Cir, Co Rd 381, Tamarac Trce, Sunrise Dr, Chickasaw Cir, Ridge Trl, Swan Rd | $221,500 | $210,000 | $200,000-$250,000 | $440,000 | $380,000 | $400,000-$500,000 |
| Hickory Ridge Dr, Woodland Cir, Lee Street Dr, Old Hwy 280, Bradford Pl, Heritage Pkwy, Cedar Hill Dr, Garden Ln, Shelby Dr, Co Rd 14 | $224,500 | $190,000 | $200,000-$250,000 | $285,500 | $260,000 | $300,000-$350,000 |
| Brookhill Cir, Katy Cir, Pineywood Trce, Cedarshed Cove, Resource Dr, Meadow Lake Dr, Meadow Brook Rd, Biltmore Cir, Meadowridge Ct, Meadowcroft Ln | $264,500 | $250,000 | $200,000-$250,000 | $493,500 | $460,000 | $500,000-$600,000 |
| Meadow Ridge Rd, Southern Blvd, Little Turtle Dr, Morning Sun Dr, Lyndon Dr, Meadowbrook Rd, Cheshire Dr, Windchase Ct, Meadowbrook Way, Cedar Hill Ln | $347,500 | $290,000 | $250,000-$300,000 | $325,500 | $270,000 | $300,000-$350,000 |
| Meadowbrook Trl, Oak Meadows Cir, Heritage Oaks Cir, Brookhill Dr, Cheltham Ln, Windchase Dr, Keith Cove, Cheshire Rd, Andover Dr, Longleaf Ln | $207,000 | $170,000 | $175,000-$200,000 | $205,500 | $180,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$77 | $885 |
| Home and Two Car | -$154 | $808 |
| Home and Three Car | -$231 | $731 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Shelby County | $1,500 | $1,287 | $2,787 | $935 | $2,435 | $352 |
| Meadowbrook, AL | $2,500 | $951 | $3,451 | $691 | $3,191 | $260 |
| Homewood, AL | $300 | $959 | $1,259 | $697 | $997 | $262 |
| Columbiana, AL | $1,000 | $919 | $1,919 | $668 | $1,668 | $251 |
| Oak Grove, AL | $500 | $844 | $1,344 | $613 | $1,113 | $231 |
| Warrior, AL | $1,000 | $916 | $1,916 | $666 | $1,666 | $250 |
| Thorsby, AL | $100 | $1,087 | $1,187 | $790 | $890 | $297 |
| Talladega, AL | $1,500 | $735 | $2,235 | $534 | $2,034 | $201 |
| Millerville-Hollins, AL | $500 | $635 | $1,135 | $462 | $962 | $174 |
| Bremen, AL | $1,500 | $882 | $2,382 | $641 | $2,141 | $241 |
| Hissop, AL | $200 | $985 | $1,185 | $716 | $916 | $269 |
| Clay County, AL | $2,000 | $764 | $2,764 | $555 | $2,555 | $209 |
| Home Insurance Company Meadowbrook, AL | Homeowners Insurance Agency Meadowbrook, AL | Address | Popularity Score | Distance from Meadowbrook (miles) |
|---|---|---|---|---|
| Travelers | O. M. Hughes Insurance, Inc. | 300 Union Hill Dr Ste 300, Birmingham, AL, 35209 | 7.6 | |
| Travelers | Alabama Insurance Center Llc | 2402 Valleydale Rd, Birmingham, AL, 35244 | 3.3 | |
| Farmers | Jerry Mcgaha | 198 Narrows Dr Ste 105, Birmingham, AL, 35242 | 2.8 | |
| State Farm | Chester Lewis | 16641 Highway 280 Ste 300, Chelsea, AL, 35043-8354 | 5.4 | |
| State Farm | Bobby Jones | 2112 Rocky Ridge Road, Hoover, AL, 35216-5138 | 5.2 | |
| State Farm | Wayne King | 3659 Lorna Rd Ste 151, Birmingham, AL, 35216-5959 | 5.3 | |
| State Farm | Aric Pohorelsky | 3100 Sunview Dr Ste 300, Vestavia, AL, 35243-5436 | 5.2 | |
| Allstate | Thomas Cornelius | 1575 Cahaba Valley Rd, Pelham, AL, 35124 | 4.8 | |
| State Farm | Jerome Sims | 1900 Crestwood Blvd Ste 105, Irondale, AL, 35210-2056 | 9.9 | |
| State Farm | Janet Jones | 222 N Broadway Ave, Sylacauga, AL, 35150-2526 | 30.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,600 | $770 |
| Shelby County, AL | $199,500 | $1,302 | $950 | $1,810 | $860 |
| Meadowbrook, AL | $283,400 | $962 | $650 | $1,360 | $710 |
| Homewood, AL | $319,300 | $971 | $660 | $1,330 | $670 |
| Columbiana, AL | $162,800 | $931 | $670 | $1,280 | $610 |
| Oak Grove, AL | $79,400 | $854 | $570 | $1,170 | $600 |
| Warrior, AL | $120,000 | $927 | $670 | $1,310 | $640 |
| Thorsby, AL | $119,300 | $1,100 | $750 | $1,570 | $820 |
| Talladega, AL | $84,100 | $744 | $510 | $1,050 | $540 |
| Millerville-Hollins, AL | $51,500 | $643 | $430 | $910 | $480 |
| Bremen, AL | $150,600 | $893 | $600 | $1,220 | $620 |
| Hissop, AL | $101,300 | $997 | $730 | $1,420 | $690 |
| Clay County, AL | $89,300 | $774 | $560 | $1,070 | $510 |