Gavop tells you how to get the best homeowners insurance in Upper Saddle River, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Upper Saddle River, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 5 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wideview Dr, Garden Ct, Stevenson Ct, Joseph Ct, Candlestick Ln, Coldstream Ln, Drake Ln, Anona Dr, Sandstone Ridge, Robin Ridge Rd | $791,000 | $740,000 | $700,000-$800,000 | $862,500 | $710,000 | $700,000-$800,000 |
| Partridge Hill, Blue Spruce Dr, Old Stone Church Rd, Fox Hill Rd, Huff Ter, Splitrock Rd, Clover Ln, Gateway, Riverview Ter, Yeoman Ct | $642,000 | $570,000 | $600,000-$700,000 | $1,715,500 | $1,450,000 | More than 10,000,000 |
| Aldbury Dr, Cider Hill, Silverbeech Ct, Terhune Ct, Upper Saddle River Rd, Millstream Rd, Knights Ct, Chapel Ln, Buttonwood Pl, Pleasant Run | $1,007,000 | $810,000 | $800,000-$900,000 | $1,452,500 | $1,250,000 | More than 10,000,000 |
| Rolling Ridge Rd, Cottontail Trl, Harvey Ln, Ranch Rd, Cobblestone Dr, Bayberry Ct, Glencarl Rd, Ackerson St, Pharis Pl, Barnfield Ct | $908,500 | $740,000 | $900,000-$1,000,000 | $1,437,500 | $1,210,000 | More than 10,000,000 |
| Fawnhill Rd, Stonegate Rd, Patriots Ln, Echo Ridge Rd, Schindler Ct, Ware Rd, Iron Latch Ct, Mallard Run, Sparrowbush Rd, White Pine Rd | $910,000 | $760,000 | More than 10,000,000 | $1,374,500 | $1,130,000 | More than 10,000,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $644 |
| Superior Protection Discount | -$80 | $716 |
| Fire & Security Discount | -$64 | $732 |
| Hail Resistant Roof Discount | -$16 | $780 |
| Newly Constructed Home Discount | -$167 | $628 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bergen County | $1,000 | $1,332 | $2,332 | $968 | $1,968 | $364 |
| Upper Saddle River, NJ | $1,000 | $786 | $1,786 | $571 | $1,571 | $215 |
| Westchester County, NY | $100 | $1,090 | $1,190 | $792 | $892 | $298 |
| Glenville, CT | $2,000 | $2,534 | $4,534 | $1,842 | $3,842 | $693 |
| Hillside, NJ | $200 | $772 | $972 | $561 | $761 | $211 |
| Roselle, NJ | $1,500 | $721 | $2,221 | $524 | $2,024 | $197 |
| Linden, NJ | $500 | $923 | $1,423 | $671 | $1,171 | $252 |
| Herricks, NY | $1,000 | $2,739 | $3,739 | $1,990 | $2,990 | $748 |
| Syosset, NY | $200 | $833 | $1,033 | $605 | $805 | $228 |
| Budd Lake, NJ | $2,000 | $870 | $2,870 | $632 | $2,632 | $238 |
| Hillside Lake, NY | $100 | $892 | $992 | $648 | $748 | $244 |
| Elwood, NY | $2,000 | $835 | $2,835 | $607 | $2,607 | $228 |
| Home Insurance Company Upper Saddle River, NJ | Homeowners Insurance Agency Upper Saddle River, NJ | Address | Popularity Score | Distance from Upper Saddle River (miles) |
|---|---|---|---|---|
| State Farm | Michael Laglia | 98 Broadway, Hillsdale, NJ, 07642-2716 | 5.2 | |
| Travelers | Johl & Company | 199 Center Ave, Westwood, NJ, 7675 | 6.1 | |
| State Farm | Anna Kim | 304 Harrington Ave Ste 2a, Closter, NJ, 07624-1902 | 9.4 | |
| Allstate | Robert L Cella | 16 Skyline Lake Dr Ste 5a, Ringwood, NJ, 7456 | 9.5 | |
| State Farm | Sergio Bio | 25 Hawthorne Ave, Park Ridge, NJ, 07656-1212 | 3.9 | |
| Allstate | Nick Fuccilli | 18a E Prospect St, Waldwick, NJ, 7463 | 3.7 | |
| Allstate | Scott Muller | 76 W Allendale Ave, Allendale, NJ, 7401 | 2.7 | |
| Allstate | Andrea Debenedetto | 1 Kinderkamack Rd, Oradell, NJ, 7649 | 9.2 | |
| Travelers | Firm Inc | One Lethbridge Plz Ste 30, Mahwah, NJ, 7430 | 3.1 | |
| Allstate | John Cote | 228 Ridgedale Ave, Cedar Knolls, NJ, 7927 | 25.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $770 | $1,480 | $710 |
| Bergen County, NJ | $451,200 | $1,348 | $960 | $1,850 | $890 |
| Upper Saddle River, NJ | $920,400 | $795 | $530 | $1,120 | $590 |
| Westchester County, NY | $513,300 | $1,103 | $810 | $1,570 | $760 |
| Glenville, CT | $760,300 | $2,565 | $1,720 | $3,510 | $1,790 |
| Hillside, NJ | $239,700 | $781 | $550 | $1,070 | $520 |
| Roselle, NJ | $206,700 | $730 | $500 | $1,040 | $540 |
| Linden, NJ | $264,400 | $934 | $670 | $1,340 | $670 |
| Herricks, NY | $620,600 | $2,772 | $2,020 | $3,940 | $1,920 |
| Syosset, NY | $627,000 | $843 | $570 | $1,190 | $620 |
| Budd Lake, NJ | $305,100 | $880 | $630 | $1,250 | $620 |
| Hillside Lake, NY | $237,100 | $903 | $640 | $1,290 | $650 |
| Elwood, NY | $494,100 | $845 | $620 | $1,200 | $580 |