Gavop's guide to buying homeowners insurance in Kingsford, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Kingsford, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ripley St, S Bass Lake Ln, S Foster St, Wells St, Riverhills Rd, Davis St, Country Club Dr, Turner Rd, Dickinson Blvd, W Lakeview Dr | $92,000 | $80,000 | $100,000-$125,000 | $86,500 | $80,000 | $75,000-$100,000 |
| W Grand Oak Dr, Lyman St, Coolidge Ave, Newton St, W F St, W Grand Blvd, Parkway St, Emmett Ave, Eskil Ave, Long Ave | $70,000 | $60,000 | $50,000-$75,000 | $64,500 | $50,000 | $50,000-$75,000 |
| W G St, Walworth St, S Birch St, W Smith St, S Roosevelt St, E D St, Roseland St, John St, Ford St, Beverly St | $85,500 | $70,000 | $75,000-$100,000 | $92,000 | $80,000 | $75,000-$100,000 |
| Michigan Ave, Lane Ave, E Brown St, Pyle Dr, Circle Dr, Wright St, Hamilton Ave, Morin St, E Smith St, Hemlock St | $80,000 | $70,000 | $50,000-$75,000 | $53,000 | $40,000 | $25,000-$50,000 |
| Laburnum St, S Forest St, N Milwaukee Ct, Skidmore Dr, W Brown St, Crest St, N Pyle Dr, N Riverhills Rd, Walker St, Taft St | $111,000 | $90,000 | $75,000-$100,000 | $88,000 | $80,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $608 |
| Home and Two Car | -$106 | $555 |
| Home and Three Car | -$152 | $509 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,464 |
| Hail Damage | $4,476 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $16,553 |
| Home Insurance Company Kingsford, MI | Homeowners Insurance Agency Kingsford, MI | Address | Popularity Score | Distance from Kingsford (miles) |
|---|---|---|---|---|
| State Farm | Jon Lasater | 333 Carpenter Avenue, Kingsford, MI, 49802 | 1.8 | |
| State Farm | Chris Hanley | 521 S Stephenson Ave, Iron Mountain, MI, 49801-3424 | 1.9 | |
| Farmers | Michael Pietila | 500 S Stephenson Ave Ste 100, Iron Mountain, MI, 49801 | 1.9 | |
| State Farm | Marla Shamion | 224 W Adams St, Iron River, MI, 49935-1433 | 32.7 | |
| State Farm | Mike Sands | 331 N 30th St, Escanaba, MI, 49829-1381 | 49.0 | |
| Liberty Mutual Independent | Upper Peninsula Insurance Agency | 100 S Carpenter Ave, Kingsford, MI, 49802 | 1.5 | |
| State Farm | Dennis Olson | 2717 N Lincoln Rd, Escanaba, MI, 49829-9569 | 49.2 | |
| Allstate | A Plus Ins Services | 2510 1st Ave N, Escanaba, MI, 49829 | 49.2 | |
| Liberty Mutual Independent | Upper Peninsula Insurance Agency | 100 S Carpenter Ave Kingsford, Iron Mountain, MI, 49802 | 1.5 | |
| Travelers | Dzik Thomas Assoc Inc | 710 Main St, Norway, MI, 49870 | 9.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,080 | $530 |
| Dickinson County, MI | $92,100 | $658 | $470 | $910 | $440 |
| Kingsford, MI | $93,900 | $661 | $440 | $920 | $480 |
| Niagara, WI | $68,300 | $409 | $280 | $580 | $300 |
| Norway, MI | $71,400 | $669 | $470 | $920 | $450 |
| Florence County, WI | $132,600 | $656 | $480 | $920 | $440 |
| Felch, MI | $97,800 | $717 | $510 | $1,020 | $510 |
| Popple River, WI | $118,800 | $578 | $410 | $810 | $400 |
| Argonne, WI | $128,100 | $602 | $400 | $850 | $450 |
| Gwinn, MI | $77,100 | $680 | $470 | $940 | $470 |
| Porterfield, WI | $152,600 | $656 | $450 | $920 | $470 |
| Spurr, MI | $175,000 | $826 | $590 | $1,180 | $590 |
| Phelps, WI | $181,900 | $705 | $480 | $990 | $510 |