How Can I Make My Douglasville, GA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Douglasville, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Douglasville, GA Home Insurance Coverage Levels | Back to Top
| Douglasville, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Lotus Point Dr, Oakbrook Ct, Five Leaves Ct, Macedin Dr, Tara Cir, Keaton Creek Dr, Creekwood Dr, Branch Ct, Sherrian St, Paradise Rose | $155,500 | $130,000 | $125,000-$150,000 | $122,000 | $100,000 | $100,000-$125,000 |
| Olympiad Rose, E Strickland St, Meadowview Trl, Nalley Rd, Oldham Ct, Old Groovers Lake Dr, Cedardale Dr, Margie Ln, Margaret Ave, Bradshaw Ct | $86,000 | $80,000 | $75,000-$100,000 | $75,000 | $60,000 | $50,000-$75,000 |
| Woodside Dr, Reservoir Dr, Briarcliff Dr, Whitley Dr, Old Savannah Ct, Chancery Ln, Camp Ground Rd, E Liberty Rd, Cedar Forest Dr, Stembler Ridge | $194,500 | $160,000 | $200,000-$250,000 | $104,500 | $90,000 | $75,000-$100,000 |
| W Strickland St, Hidden Branch Dr, Gurley Rd, London Way, King Dr, Augusta Woods Dr, Hudson Dr, Mount Berry Dr, Clare Ln, Tuxford Moor | $137,500 | $120,000 | $100,000-$125,000 | $96,000 | $80,000 | $100,000-$125,000 |
| Olde Tabby Dr, Robin Rd, Wynsong Ct, Vogue Dr, Steeple Chase, Redbud Meadow Ln, Lantern Trl, Gage Ct, Maxham Rd Exd, Cedar Creek Ct | $209,500 | $180,000 | $150,000-$175,000 | $137,000 | $120,000 | $125,000-$150,000 |
| Cedar Bluff Ct, Walton Store Rd, Stoneridge Dr, Apache Ln, Macduff Dr, Birchwood Dr, Hillview Ln, Lyn Ct, Edna Pl, Castle St | $109,500 | $90,000 | $100,000-$125,000 | $105,000 | $90,000 | $75,000-$100,000 |
| Winding Trail Ct, Caravan Ct, Linecrest Dr, Oak Creek Cir, Park Ave, Purdy Dr, Rosita Ave, Serenity Point Ln, Mark Turner Rd, Yucca Dr | $149,000 | $120,000 | $150,000-$175,000 | $165,000 | $150,000 | $175,000-$200,000 |
| Duncan St, Spindlewick Ln, Willow Ridge Ct, Nest Ct, Charlton Way, Carolyn Cir, Longview Dr, Riddle Ct, Richmond Dr, Wood Springs Ct | $110,500 | $90,000 | $125,000-$150,000 | $121,000 | $110,000 | $75,000-$100,000 |
| Cannon Dr, Baker Dr, Fairway Seven, Skyview Dr, Stone Ct, Plantation Dr, Falling Leaf Ct, Oak Stone Dr, Cypress Hill Dr, Fox Hunt Cir W | $138,000 | $120,000 | $100,000-$125,000 | $92,000 | $90,000 | $75,000-$100,000 |
| Knollwood Dr, N County Line Rd, Heritage Pkwy, Pine Knoll Ct, Maxwell Dr, Watkins Way, S Flat Rock Rd, Mountain Creek Way, Meadowood Ln, Clearstone Dr | $82,000 | $70,000 | $75,000-$100,000 | $108,000 | $90,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Douglasville, GA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $792 |
| Superior Protection Discount | -$95 | $859 |
| Fire & Security Discount | -$95 | $859 |
| Hail Resistant Roof Discount | -$29 | $926 |
| Newly Constructed Home Discount | -$258 | $697 |
Choose the Right Deductible for your Douglasville, GA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Douglas County | $2,500 | $893 | $3,393 | $649 | $3,149 | $244 |
| Douglasville, GA | $700 | $943 | $1,643 | $685 | $1,385 | $258 |
| Chattahoochee Hills, GA | $500 | $1,067 | $1,567 | $775 | $1,275 | $292 |
| Vinings, GA | $2,500 | $1,276 | $3,776 | $927 | $3,427 | $349 |
| North Paulding, GA | $200 | $1,115 | $1,315 | $811 | $1,011 | $305 |
| North Druid Hills, GA | $2,500 | $1,432 | $3,932 | $1,040 | $3,540 | $391 |
| Lithonia, GA | $500 | $799 | $1,299 | $581 | $1,081 | $218 |
| Hampton, GA | $2,000 | $793 | $2,793 | $576 | $2,576 | $217 |
| Haralson, GA | $500 | $946 | $1,446 | $687 | $1,187 | $258 |
| Franklin, GA | $2,500 | $784 | $3,284 | $570 | $3,070 | $214 |
| Ranburne, AL | $400 | $833 | $1,233 | $605 | $1,005 | $228 |
| Buford, GA | $2,000 | $905 | $2,905 | $657 | $2,657 | $247 |
Identify Top Home Insurance Agents near Douglasville, GA | Back to Top
| Home Insurance Company Douglasville, GA | Homeowners Insurance Agency Douglasville, GA | Address | Popularity Score | Distance from Douglasville (miles) |
|---|---|---|---|---|
| Allstate | Amy Burman | 8442 Adair St Ste A, Douglasville, GA, 30134 | 2.4 | |
| Travelers | Equity Insurance Solutions | 6790 W Broad St, Douglasville, GA, 30134 | 2.7 | |
| Liberty Mutual Independent | Worley Schilling & Randall Insurance | 146 N Fairground St Ne, Marietta, GA, 30060 | 17.9 | |
| Liberty Mutual Independent | Thompson Insurance | 8385 Cherokee Blvd Ste 100, Douglasville, GA, 30134 | 1.2 | |
| Travelers | Watkins Insurance Agency | 215 S Erwin St, Cartersville, GA, 30120 | 29.7 | |
| Liberty Mutual Independent | Southern States Insurance Inc | 3130 Golf Ridge Blvd, Douglasville, GA, 30135 | 1.6 | |
| Allstate | Trey Dettmering | 1971 Thornton Rd, Lithia Springs, GA, 30122 | 6.4 | |
| Travelers | Jones Group Insurance Services | 1475 Terrell Mill Rd Ste 101, Marietta, GA, 30067 | 18.4 | |
| Allstate | Dondi Flemister | 665 Thornton Way Ste A, Lithia Springs, GA, 30122 | 6.2 | |
| State Farm | Veronica Adadevoh | 464 Vet Mem Hwy Sw, Mableton, GA, 30126-3335 | 9.2 |
Compare Rates for Douglasville, GA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,410 | $690 |
| Douglas County, GA | $140,100 | $904 | $610 | $1,240 | $630 |
| Douglasville, GA | $153,500 | $954 | $700 | $1,350 | $650 |
| Chattahoochee Hills, GA | $179,100 | $1,080 | $730 | $1,480 | $750 |
| Vinings, GA | $328,500 | $1,292 | $920 | $1,770 | $850 |
| North Paulding, GA | $196,300 | $1,129 | $800 | $1,560 | $760 |
| North Druid Hills, GA | $333,300 | $1,449 | $1,040 | $2,010 | $970 |
| Lithonia, GA | $116,500 | $809 | $540 | $1,140 | $600 |
| Hampton, GA | $143,300 | $802 | $590 | $1,130 | $540 |
| Haralson, GA | $143,800 | $957 | $690 | $1,320 | $630 |
| Franklin, GA | $108,700 | $794 | $580 | $1,090 | $510 |
| Ranburne, AL | $135,700 | $843 | $620 | $1,210 | $590 |
| Buford, GA | $182,500 | $916 | $620 | $1,260 | $640 |
Research Home Insurance Companies Reviews in Douglasville, GA Before Buying | Back to Top
Share a review on your home insurance company
Georgia Farm Bureau Insurance Home Insurance Reviews
Date: July 05, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
Deductible and premium of our policy seems to be in line with what other companies charge for the same type of policy/terms.
American Home Shield Home Insurance Reviews
Date: May 28, 2019 Age: 40 to 49 Gender: Married Marital Status: Female
Premium
American Home Insurance has carried my home coverage for 19 years. In that time I have not ever had to make a claim.there is no reason to make comparisons with other insurance companies.
Grange Insurance Home Insurance Reviews
Date: August 08, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
They were very helpful when choosing which home insurance to go with. they were the most affordable and cover everything that was needed.
Farmer's Insurance Home Insurance Reviews
Date: January 05, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
We looked at other insurance carriers. Mainly anything offered through our membership in a union or at Costco.