Gavop's guide to buying homeowners insurance in Itasca, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $79,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $194,500 | $180,000 | $200,000-$250,000 |
| 3 Bedroom | $287,500 | $260,000 | $200,000-$250,000 |
| 4 Bedroom | $397,500 | $340,000 | $300,000-$350,000 |
| 5 Bedroom | $413,000 | $340,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$153 | $745 |
| Superior Protection Discount | -$81 | $816 |
| Fire & Security Discount | -$99 | $798 |
| Hail Resistant Roof Discount | -$27 | $870 |
| Newly Constructed Home Discount | -$224 | $673 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| DuPage County | $700 | $974 | $1,674 | $708 | $1,408 | $266 |
| Itasca, IL | $2,500 | $886 | $3,386 | $644 | $3,144 | $242 |
| Highland Park, IL | $100 | $1,051 | $1,151 | $764 | $864 | $287 |
| Green Oaks, IL | $1,000 | $1,885 | $2,885 | $1,370 | $2,370 | $515 |
| North Chicago, IL | $300 | $637 | $937 | $463 | $763 | $174 |
| Huntley, IL | $700 | $784 | $1,484 | $570 | $1,270 | $214 |
| Lakemoor, IL | $300 | $702 | $1,002 | $510 | $810 | $192 |
| Orland, IL | $1,500 | $811 | $2,311 | $589 | $2,089 | $222 |
| Seneca, IL | $300 | $1,007 | $1,307 | $732 | $1,032 | $275 |
| Paddock Lake, WI | $1,500 | $640 | $2,140 | $465 | $1,965 | $175 |
| Crete, IL | $200 | $667 | $867 | $485 | $685 | $182 |
| Victor, IL | $700 | $979 | $1,679 | $712 | $1,412 | $268 |
| Home Insurance Company Itasca, IL | Homeowners Insurance Agency Itasca, IL | Address | Popularity Score | Distance from Itasca (miles) |
|---|---|---|---|---|
| Allstate | Harry B. Cotter | 435 Melrose Ave, Glen Ellyn, IL, 60137 | 7.6 | |
| Erie | Reliant Agency | 1600 Golf Road Suite 1200, Rolling Meadows, IL, 60008 | 5.2 | |
| Travelers | Taveras Insurance Agency | 9564 W Grand Ave, Franklin Park, IL, 60131 | 8.6 | |
| Allstate | Kelli Davenport | 220 Dixie Hwy, Chicago Heights, IL, 60411 | 36.2 | |
| Farmers | Jack Krzosek | 3840 N Harlem Ave, Chicago, IL, 60634 | 11.1 | |
| Allstate | Bateman Agency | 933 N Northwest Hwy Ste 300, Park Ridge, IL, 60068 | 9.3 | |
| Allstate | Casey Mulcare | 1811 N Main St Ste D, Wheaton, IL, 60187 | 7.9 | |
| State Farm | Ernesto Martinez | 2201 W Lake St Apt 1, Melrose Park, IL, 60160-3646 | 9.9 | |
| Farmers | Magdalena Woroniecki | 2300 E Higgins Rd Ste 204, Elk Grove Village, IL, 60007 | 4.5 | |
| Travelers | Brookhaven Financial Ltd | 405 S State Street, Manhattan, IL, 60442 | 38.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,220 | $620 |
| DuPage County, IL | $289,900 | $986 | $670 | $1,370 | $700 |
| Itasca, IL | $312,300 | $897 | $610 | $1,240 | $630 |
| Highland Park, IL | $574,100 | $1,064 | $770 | $1,510 | $740 |
| Green Oaks, IL | $556,400 | $1,908 | $1,390 | $2,610 | $1,220 |
| North Chicago, IL | $104,600 | $645 | $430 | $920 | $490 |
| Huntley, IL | $238,000 | $794 | $560 | $1,090 | $530 |
| Lakemoor, IL | $177,600 | $711 | $500 | $990 | $490 |
| Orland, IL | $259,100 | $821 | $570 | $1,170 | $600 |
| Seneca, IL | $285,500 | $1,019 | $730 | $1,410 | $680 |
| Paddock Lake, WI | $148,800 | $648 | $430 | $930 | $500 |
| Crete, IL | $157,000 | $675 | $450 | $930 | $480 |
| Victor, IL | $268,200 | $991 | $720 | $1,400 | $680 |