Gavop tells you how to get the best homeowners insurance in Lincoln, RI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Lincoln, RI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| School Rd, Woodland Ct, Bear Creek Ct, Arlington Dr, Meadowsite Dr, Lantern Rd, Mitris Blvd, Gardiner Ave, Walker Ave, Ave F | $317,500 | $270,000 | $250,000-$300,000 | $262,000 | $240,000 | $300,000-$350,000 |
| Denson Rd, Park Way, Meader St, Conduit St, Brunswick Ave, Powder Hill Rd, Cabot St, Pine Grove Ave, Nottingham Dr, Yates St | $333,000 | $300,000 | $350,000-$400,000 | $179,000 | $160,000 | $200,000-$250,000 |
| Almy St, Stonybridge Dr, Loring Dr, White Horse Rd, Linfield Dr, Lower River Rd, Willow Way, Dexter Rock Rd, Cecile St, Park Blvd | $320,500 | $280,000 | $350,000-$400,000 | $245,500 | $200,000 | $200,000-$250,000 |
| Elbow Rock Rd, Park Way Rd, Ascension St, Walker St, Jake Ln, Lauretta Ln, Amica Center Blvd, Leyte Rd, Crow Point Rd, View St | $232,000 | $200,000 | $250,000-$300,000 | $246,000 | $210,000 | $250,000-$300,000 |
| Whittle Ave, Sir Charles Rd, Andrews Dr, Betty St, Fairlawn Way, Joyce Anne Dr, E Butterfly Way, David Dr, Musket Rd, Ash Street Manville | $291,000 | $280,000 | $200,000-$250,000 | $168,000 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$180 | $877 |
| Superior Protection Discount | -$95 | $962 |
| Fire & Security Discount | -$95 | $962 |
| Hail Resistant Roof Discount | -$21 | $1,036 |
| Newly Constructed Home Discount | -$285 | $772 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,440 |
| Hail Damage | $4,948 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,051 |
| Home Insurance Company Lincoln, RI | Homeowners Insurance Agency Lincoln, RI | Address | Popularity Score | Distance from Lincoln (miles) |
|---|---|---|---|---|
| Travelers | Hunter Insurance Inc | 389 Old River Road, Manville, RI, 2838 | 3.7 | |
| Allstate | Simone Fargiorgio | 872 Park Ave, Cranston, RI, 2910 | 9.6 | |
| Allstate | Sahonny N Nunez | 791 Broad St, Central Falls, RI, 2863 | 3.8 | |
| Travelers | Lamberts Insurance Connection | 1985 Mendon Rd Ste 1, Cumberland, RI, 2864 | 2.2 | |
| Allstate | Simone Fargiorgio | 711 Quaker Ln, West Warwick, RI, 2893 | 17.1 | |
| Travelers | Smith Insurance Group Inc | 664 Armistice Blvd, Pawtucket, RI, 2861 | 6.0 | |
| Liberty Mutual Independent | Affiliated Insurance Managers | 935 Jefferson Blvd 935 Jefferson Blvd, Warwick, RI, 2886 | 13.7 | |
| Allstate | Kevin Cloutier | 1553 Plainfield Pike, Johnston, RI, 2919 | 9.0 | |
| Allstate | Edwin De Jesus | 760 N Main St, Providence, RI, 2904 | 5.8 | |
| Allstate | Jeo Sanchez | 1987 Mineral Spring Ave, North Providence, RI, 2904 | 4.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $910 | $1,890 | $980 |
| Providence County, RI | $214,400 | $1,134 | $770 | $1,550 | $780 |
| Lincoln, RI | $289,200 | $1,057 | $760 | $1,510 | $750 |
| Hopedale, MA | $322,500 | $920 | $670 | $1,300 | $630 |
| Easton, MA | $376,500 | $969 | $690 | $1,370 | $680 |
| Fall River, MA | $231,300 | $984 | $700 | $1,350 | $650 |
| Lisbon, CT | $227,100 | $1,134 | $810 | $1,580 | $770 |
| Paxton, MA | $297,600 | $1,210 | $820 | $1,670 | $850 |
| Chelsea, MA | $308,300 | $1,158 | $830 | $1,630 | $800 |
| Plymouth, MA | $346,300 | $1,246 | $900 | $1,780 | $880 |
| Old Mystic, CT | $233,000 | $1,151 | $790 | $1,650 | $860 |
| Monson, MA | $234,200 | $867 | $580 | $1,190 | $610 |
| West Falmouth, MA | $616,800 | $2,506 | $1,830 | $3,460 | $1,630 |