How Can I Make My Oconomowoc, WI Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Oconomowoc, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Oconomowoc, WI Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $71,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $185,000 | $170,000 | $150,000-$175,000 |
| 3 Bedroom | $173,500 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $224,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $392,500 | $350,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Oconomowoc, WI | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $531 |
| Superior Protection Discount | -$66 | $590 |
| Fire & Security Discount | -$66 | $590 |
| Hail Resistant Roof Discount | -$13 | $642 |
| Newly Constructed Home Discount | -$151 | $505 |
Choose the Right Deductible for your Oconomowoc, WI Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Waukesha County | $2,000 | $764 | $2,764 | $555 | $2,555 | $209 |
| Oconomowoc, WI | $2,500 | $647 | $3,147 | $470 | $2,970 | $177 |
| Hartland, WI | $200 | $672 | $872 | $489 | $689 | $184 |
| Portland, WI | $2,000 | $694 | $2,694 | $504 | $2,504 | $190 |
| Mayville, WI | $100 | $659 | $759 | $479 | $579 | $180 |
| Cedarburg, WI | $2,500 | $677 | $3,177 | $492 | $2,992 | $185 |
| Williams Bay, WI | $400 | $784 | $1,184 | $570 | $970 | $214 |
| Pleasant Springs, WI | $2,000 | $806 | $2,806 | $586 | $2,586 | $220 |
| Hampden, WI | $200 | $793 | $993 | $577 | $777 | $217 |
| Paris, WI | $1,500 | $828 | $2,328 | $602 | $2,102 | $226 |
| Sherman, WI | $200 | $760 | $960 | $552 | $752 | $208 |
| Cambria, WI | $1,500 | $544 | $2,044 | $396 | $1,896 | $149 |
Identify Top Home Insurance Agents near Oconomowoc, WI | Back to Top
| Home Insurance Company Oconomowoc, WI | Homeowners Insurance Agency Oconomowoc, WI | Address | Popularity Score | Distance from Oconomowoc (miles) |
|---|---|---|---|---|
| State Farm | Mike Gogin | 418 Merton Ave, Hartland, WI, 53029-1524 | 8.1 | |
| Allstate | Steven Simonovic | 5117 Green Bay Rd Ste B, Kenosha, WI, 53144 | 46.9 | |
| State Farm | Chris Landsom | 866 Rose Dr, Hartland, WI, 53029-8317 | 6.8 | |
| Farmers | Jeremy Panczenko | 1427 E Racine Ave Ste G, Waukesha, WI, 53186 | 16.0 | |
| Travelers | Crg Services Inc | 16800 W Greenfield Ave, Brookfield, WI, 53008 | 19.6 | |
| State Farm | Brandi Wein | 2114 Silvernail Rd, Pewaukee, WI, 53072-5526 | 12.4 | |
| Erie | Dross Countryside Insurance | W283 N7229 Hwy Vv, Merton, WI, 53056 | 9.9 | |
| Liberty Mutual Independent | Diversified Insurance Solutions | 100 N Corporate Dr, Brookfield, WI, 53045 | 18.6 | |
| State Farm | Heather Gall | W307n1497 Golf Rd Ste 101, Delafield, WI, 53018-2112 | 8.0 | |
| Travelers | Lakeshore Insurance Agency Inc | 8660 S Marketplace, Oak Creek, WI, 53154 | 35.2 |
Compare Rates for Oconomowoc, WI Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $460 | $970 | $510 |
| Waukesha County, WI | $262,700 | $773 | $560 | $1,110 | $550 |
| Oconomowoc, WI | $245,000 | $655 | $480 | $930 | $450 |
| Hartland, WI | $275,100 | $680 | $490 | $940 | $450 |
| Portland, WI | $179,600 | $702 | $500 | $980 | $480 |
| Mayville, WI | $134,000 | $667 | $480 | $910 | $430 |
| Cedarburg, WI | $281,500 | $685 | $490 | $970 | $480 |
| Williams Bay, WI | $259,400 | $794 | $560 | $1,100 | $540 |
| Pleasant Springs, WI | $281,200 | $816 | $550 | $1,120 | $570 |
| Hampden, WI | $268,200 | $803 | $550 | $1,130 | $580 |
| Paris, WI | $301,000 | $838 | $610 | $1,160 | $550 |
| Sherman, WI | $234,800 | $769 | $520 | $1,090 | $570 |
| Cambria, WI | $108,800 | $551 | $400 | $760 | $360 |
Research Home Insurance Companies Reviews in Oconomowoc, WI Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: February 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
My Insurance is fine. I haven't shopped around in a while but I could probably save more. My car insurance is with Geico, so I may look at bundling with them.
West Bend Mutual Insurance Home Insurance Reviews
Date: December 31, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
My home insurance company's customer service is so-so. The support staff carries the company and that is who I rely on when I need to make a change or ask a question. The owner is a complete dimwit and has lost my paperwork numerous times and can't respond to an email to save his life.
Pekin Insurance Home Insurance Reviews
Date: November 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I am not very happy. They are expensive. My auto was with them, and one claim and a few credit dings, resulted in ridiculous premiums.
Erie Insurance Home Insurance Reviews
Date: October 18, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Communication
Customer service is always polite and courteous. They ensure all your needs are met prior to ending the call. They always review the policy or see if there are any updates.