Gavop's guide to buying homeowners insurance in Valley Falls, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $85,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $117,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $282,000 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $285,500 | $250,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $665 |
| Superior Protection Discount | -$73 | $738 |
| Fire & Security Discount | -$81 | $730 |
| Hail Resistant Roof Discount | -$16 | $795 |
| Newly Constructed Home Discount | -$187 | $625 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,440 |
| Hail Damage | $4,759 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,389 |
| Home Insurance Company Valley Falls, SC | Homeowners Insurance Agency Valley Falls, SC | Address | Popularity Score | Distance from Valley Falls (miles) |
|---|---|---|---|---|
| Allstate | Kemp Gurganus | 1524 John B White Sr Blvd, Spartanburg, SC, 29301 | 5.6 | |
| Travelers | Correll Insurance Group | 1066 Asheville Hwy, Spartanburg, SC, 29304 | 2.7 | |
| Allstate | Drew Scott | 5150 Wade Hampton Blvd Ste B, Taylors, SC, 29687 | 18.7 | |
| Nationwide | Don Lester Agency Inc. | 1400 Boiling Springs Rd Ste 1, Spartanburg, SC, 29303-1995 | 1.0 | |
| Allstate | Joe Hayden | 26a Orchard Park Dr, Greenville, SC, 29615 | 23.2 | |
| Travelers | Affordable Insurance Services Inc | 2775 Reidville Rd, Spartanburg, SC, 29301 | 6.4 | |
| Liberty Mutual Independent | George Johnson Insurance Inc | 314 S Pine St Ste 300, Spartanburg, SC, 29302 | 4.9 | |
| Liberty Mutual Independent | George Johnson Insurance Inc | 314 S. Pine Street Building 300, Spartanburg, SC, 29302 | 5.0 | |
| Travelers | The Bright Agency Inc | 2107 E Main St, Duncan, SC, 29334 | 9.9 | |
| State Farm | Tom Roylston | 11241 Asheville Hwy Unit A, Inman, SC, 29349-8951 | 6.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $670 | $1,350 | $680 |
| Spartanburg County, SC | $128,000 | $845 | $620 | $1,190 | $570 |
| Valley Falls, SC | $144,500 | $811 | $540 | $1,120 | $580 |
| Mooresboro, NC | $110,200 | $675 | $480 | $960 | $480 |
| Saluda, NC | $244,600 | $1,160 | $820 | $1,610 | $790 |
| Tigerville, SC | $135,700 | $770 | $550 | $1,070 | $520 |
| , NC | $110,500 | $657 | $450 | $910 | $460 |
| Williamston, SC | $105,900 | $731 | $530 | $1,020 | $490 |
| Waterloo, SC | $82,500 | $565 | $410 | $800 | $390 |
| Ware Shoals, SC | $53,100 | $326 | $220 | $450 | $230 |
| Eureka Mill, SC | $64,200 | $420 | $310 | $600 | $290 |
| Black Mountain, NC | $210,200 | $890 | $600 | $1,270 | $670 |
| Catheys Creek, NC | $186,600 | $984 | $660 | $1,390 | $730 |