Gavop tells you how to get the best homeowners insurance in Chena Ridge, AK by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $85,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $129,000 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $290,000 | $260,000 | $250,000-$300,000 |
| 4 Bedroom | $213,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $605,000 | $520,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $675 |
| Superior Protection Discount | -$74 | $749 |
| Fire & Security Discount | -$74 | $749 |
| Hail Resistant Roof Discount | -$25 | $799 |
| Newly Constructed Home Discount | -$189 | $634 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Goldstream | $2,000 | $866 | $2,866 | $630 | $2,630 | $237 |
| Chena Ridge, AK | $2,000 | $813 | $2,813 | $591 | $2,591 | $222 |
| Fairbanks, AK | $500 | $791 | $1,291 | $575 | $1,075 | $216 |
| Farmers Loop, AK | $700 | $938 | $1,638 | $681 | $1,381 | $256 |
| Badger, AK | $500 | $720 | $1,220 | $523 | $1,023 | $197 |
| Steele Creek, AK | $1,500 | $761 | $2,261 | $553 | $2,053 | $208 |
| Moose Creek, AK | $400 | $818 | $1,218 | $595 | $995 | $224 |
| Two Rivers, AK | $1,500 | $749 | $2,249 | $544 | $2,044 | $205 |
| Nenana, AK | $200 | $497 | $697 | $361 | $561 | $136 |
| Salcha, AK | $700 | $840 | $1,540 | $610 | $1,310 | $230 |
| Home Insurance Company Chena Ridge, AK | Homeowners Insurance Agency Chena Ridge, AK | Address | Popularity Score | Distance from Chena Ridge (miles) |
|---|---|---|---|---|
| State Farm | Dick Randolph | 610 12th Ave, Fairbanks, AK, 99701-4643 | 9.4 | |
| State Farm | Shannon Fortune | 324 Old Steese Hwy, Fairbanks, AK, 99701-3126 | 10.0 | |
| Allstate | Katherine Hood | 2957a Santa Patricia Ct, North Pole, AK, 99705 | 20.2 | |
| Allstate | Jim Matherly | 3425 Airport Way, Fairbanks, AK, 99709 | 7.0 | |
| State Farm | Tammy Randolph | 450 S Santa Claus Ln, North Pole, AK, 99705-7818 | 20.1 | |
| State Farm | Jim Kelly | 1401 Turner St, Fairbanks, AK, 99701-6161 | 9.3 | |
| Allstate | Max Roberts | 3677 College Rd Ste 7, Fairbanks, AK, 99709 | 7.4 | |
| Allstate | Terri L. Wolters | 2142 Airport Way, Fairbanks, AK, 99701 | 8.0 | |
| Allstate | Loa Carroll-Hubbard | 617 Gaffney Rd, Fairbanks, AK, 99701 | 9.4 | |
| State Farm | Matthew Raymond | 3875 Geist Rd Ste C, Fairbanks, AK, 99709-3564 | 7.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alaska | $261,900 | $931 | $630 | $1,330 | $700 |
| Goldstream, AK | $228,800 | $877 | $600 | $1,250 | $650 |
| Chena Ridge, AK | $291,500 | $823 | $560 | $1,180 | $620 |
| Fairbanks, AK | $199,000 | $800 | $540 | $1,140 | $600 |
| Farmers Loop, AK | $273,400 | $949 | $650 | $1,360 | $710 |
| Badger, AK | $222,400 | $728 | $500 | $1,040 | $540 |
| Steele Creek, AK | $253,700 | $770 | $520 | $1,100 | $580 |
| Moose Creek, AK | $200,700 | $828 | $560 | $1,180 | $620 |
| Two Rivers, AK | $165,900 | $758 | $520 | $1,080 | $560 |
| Nenana, AK | $83,000 | $503 | $340 | $720 | $380 |
| Salcha, AK | $212,800 | $850 | $580 | $1,220 | $640 |