Gavop shows you how to buy homeowners insurance in Independent Hill, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Independent Hill, VA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 5 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wellman Ct, Hickory Hollow Ct, Chicory Ct, Warm Springs Ln, Amaranth Ct, Canova Dr, Dawson Creek Dr, Hidden Creek Rd, Bodensee Ln, Lindy Ln | $362,500 | $320,000 | $300,000-$350,000 | $329,500 | $280,000 | $300,000-$350,000 |
| Keyser Rd, Sowder Pl, Spring St, Carriage Hill Dr, Fincastle Dr, Richie Ct, Whitting Dr, Arbee Ct, Linda Pl, Morningside Dr | $743,000 | $680,000 | $700,000-$800,000 | $541,000 | $470,000 | $500,000-$600,000 |
| Mary Jane Dr, Slippery Elm Ct, Apple Tree Ct, Western Way, Brinn Ct, Casablanca Ct, Russett Leaf Ct, Stephen St, Callie Furnace Ct, Morla Woods Pl | $477,000 | $420,000 | $500,000-$600,000 | $810,000 | $720,000 | $700,000-$800,000 |
| Freedom Ridge Pl, Boar Run Ct, Liberty Oaks Pl, Lochmere Dr, Alps Dr, Brenmill Ln, Rosita Ct, Egglestetton Ct, Brendon Dr, Waylon Ln | $351,000 | $300,000 | $300,000-$350,000 | $514,500 | $470,000 | $500,000-$600,000 |
| Daffodil Dr, Cynthia Ct, Sentry Rd, Leeta Cornus Ln, Bessie Watson Ln, Bowmans Folly Dr, Kapel Dr, Waterside Dr, Hamowell St, Courage Dr | $436,500 | $410,000 | $400,000-$500,000 | $709,500 | $640,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$168 | $883 |
| Superior Protection Discount | -$95 | $956 |
| Fire & Security Discount | -$74 | $977 |
| Hail Resistant Roof Discount | -$21 | $1,030 |
| Newly Constructed Home Discount | -$221 | $830 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince William County | $2,500 | $1,003 | $3,503 | $729 | $3,229 | $274 |
| Independent Hill, VA | $2,000 | $1,038 | $3,038 | $754 | $2,754 | $284 |
| Rock Hill, VA | $400 | $908 | $1,308 | $660 | $1,060 | $248 |
| Linton Hall, VA | $1,000 | $894 | $1,894 | $649 | $1,649 | $244 |
| Falmouth, VA | $400 | $821 | $1,221 | $596 | $996 | $224 |
| Pomfret, MD | $700 | $874 | $1,574 | $635 | $1,335 | $239 |
| James Monroe, VA | $100 | $843 | $943 | $613 | $713 | $230 |
| Glen Echo, MD | $1,000 | $2,568 | $3,568 | $1,866 | $2,866 | $702 |
| Livingston, VA | $500 | $834 | $1,334 | $606 | $1,106 | $228 |
| Fairwood, MD | $700 | $1,571 | $2,271 | $1,142 | $1,842 | $429 |
| Orange, VA | $400 | $870 | $1,270 | $633 | $1,033 | $238 |
| Charles Town, WV | $1,500 | $754 | $2,254 | $548 | $2,048 | $206 |
| Home Insurance Company Independent Hill, VA | Homeowners Insurance Agency Independent Hill, VA | Address | Popularity Score | Distance from Independent Hill (miles) |
|---|---|---|---|---|
| Farmers | Reina Melgar | 17471 Jeff Davis Hwy, Dumfries, VA, 22026 | 7.6 | |
| Travelers | Clarke & Sampson Inc | 228 S Washington St, Ste 200, Alexandria, VA, 22314 | 22.7 | |
| State Farm | Steve Jones | 8704 Lee Highway, Fairfax, VA, 22031-2104 | 18.1 | |
| Erie | Acl Insurance | 4311 Ridgewood Center Drive, Woodbridge, VA, 22192 | 4.6 | |
| State Farm | Carola Salinas | 7915 Lake Manassas Dr Ste 202, Gainesville, VA, 20155-3260 | 15.5 | |
| Allstate | Pamela Coleman | 125 Mill St # 3, Occoquan, VA, 22125 | 8.9 | |
| Liberty Mutual Independent | Brown & Brown Insurance Agency | 11220 Assett Loop Ste 304 , Manassas, VA, 20109 | 9.3 | |
| State Farm | Rick Mikszan | 1521 Westbranch Dr Ste 520, Mclean, VA, 22102-3213 | 22.0 | |
| State Farm | Tim Taylor | 14840 Build America Dr, Woodbridge, VA, 22191-3437 | 8.0 | |
| Nationwide | All About Insurance Agency Ltd | 13905 Jefferson Davis Hwy, Woodbridge, VA, 22191-2010 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,320 | $670 |
| Prince William County, VA | $358,300 | $1,016 | $700 | $1,390 | $690 |
| Independent Hill, VA | $467,700 | $1,051 | $750 | $1,500 | $750 |
| Rock Hill, VA | $359,200 | $919 | $650 | $1,300 | $650 |
| Linton Hall, VA | $423,200 | $904 | $620 | $1,280 | $660 |
| Falmouth, VA | $288,000 | $831 | $590 | $1,180 | $590 |
| Pomfret, MD | $239,600 | $885 | $700 | $1,120 | $420 |
| James Monroe, VA | $309,700 | $853 | $580 | $1,170 | $590 |
| Glen Echo, MD | $878,200 | $2,599 | $2,050 | $3,270 | $1,220 |
| Livingston, VA | $301,600 | $844 | $620 | $1,200 | $580 |
| Fairwood, MD | $458,000 | $1,590 | $1,260 | $2,000 | $740 |
| Orange, VA | $205,800 | $881 | $600 | $1,220 | $620 |
| Charles Town, WV | $184,000 | $764 | $510 | $1,080 | $570 |