Gavop tells you how to get the best homeowners insurance in Big Rapids, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $100,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $96,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $137,500 | $130,000 | $150,000-$175,000 |
| 5 Bedroom | $257,500 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$98 | $558 |
| Superior Protection Discount | -$59 | $597 |
| Fire & Security Discount | -$59 | $597 |
| Hail Resistant Roof Discount | -$13 | $643 |
| Newly Constructed Home Discount | -$171 | $486 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,237 |
| Hail Damage | $5,211 |
| Wind Damage | $9,716 |
| Expensive Claims | |
| Fire | $36,411 |
| Accidental Discharge/Leakage | $8,539 |
| Optional Coverage Losses | $8,403 |
| Home Insurance Company Big Rapids, MI | Homeowners Insurance Agency Big Rapids, MI | Address | Popularity Score | Distance from Big Rapids (miles) |
|---|---|---|---|---|
| Allstate | Jason Smits | 65 S Main St Ste 101, Rockford, MI, 49341 | 40.3 | |
| Travelers | Thum Insurance Agency | 3140 3 Mile Rd Ne, Grand Rapids, MI, 49525 | 47.7 | |
| State Farm | Tom Wilcox | 117 N Division St, Carson City, MI, 48811 | 48.1 | |
| State Farm | Cody Ruple | 1235 Fuller Ave Ne, Grand Rapids, MI, 49505-5532 | 49.9 | |
| State Farm | Rob Willson | 173 N Causeway St, Muskegon, MI, 49445-3301 | 48.9 | |
| State Farm | Frank Nerychel | 300 S Lafayette St, Greenville, MI, 48838-1974 | 37.7 | |
| Travelers | Thum Insurance Agency | 3140 3 Mile Rd Ne , Grand Rapids, MI, 49525 | 47.7 | |
| State Farm | Jim Blaszak | 5315 Alpine Ave Nw, Comstock Park, MI, 49321-9768 | 45.3 | |
| State Farm | Jean Verseput | 5280 Northland Dr Ne Ofc A, Grand Rapids, MI, 49525-1067 | 44.5 | |
| Allstate | Roger Vroegindewey | 4300 Plainfield Ave Ne Ste C, Grand Rapids, MI, 49525 | 46.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $560 | $1,060 | $500 |
| Mecosta County, MI | $114,700 | $722 | $500 | $990 | $490 |
| Big Rapids, MI | $91,500 | $657 | $450 | $910 | $460 |
| Orient, MI | $95,000 | $712 | $510 | $1,010 | $500 |
| Edmore, MI | $78,800 | $683 | $460 | $960 | $500 |
| Cherry Grove, MI | $143,300 | $785 | $530 | $1,110 | $580 |
| Ferry, MI | $88,900 | $702 | $510 | $1,000 | $490 |
| Algoma, MI | $197,700 | $719 | $480 | $1,000 | $520 |
| Otto, MI | $87,400 | $699 | $500 | $960 | $460 |
| Shepherd, MI | $99,700 | $720 | $520 | $1,020 | $500 |
| Shelby, MI | $94,300 | $711 | $520 | $990 | $470 |
| St. Louis, MI | $77,100 | $632 | $460 | $900 | $440 |
| Jasper, MI | $90,800 | $705 | $480 | $970 | $490 |