How Can I Make My Watsonville, CA Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Watsonville, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Watsonville, CA Home Insurance Coverage Levels | Back to Top
| Watsonville, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Harrison Way, Arbolado Dr, Eaton Ct, Lakeview Rd, E Riverside Dr, Alma St, Estrella Ave, Via Nicola, Blossom Dr, Cresta Way | $599,500 | $530,000 | $600,000-$700,000 | $668,500 | $580,000 | $600,000-$700,000 |
| W High St, Poultry Ln, W Front St, Fairview Ct, Thompson Rd, Oakridge St, Lore Way, Melwood St, Treichel Ln, Cutter Dr | $351,000 | $330,000 | $350,000-$400,000 | $246,500 | $230,000 | $200,000-$250,000 |
| E Rianda Rd, Rockins Ln, Willet Cir, Redwood Heights Rd, Contento Dr, Tharp Ave, Cherry Ct, Hahns Rd, Mockingbird Ridge Rd, Via Serra St | $447,000 | $390,000 | $350,000-$400,000 | $263,500 | $220,000 | $300,000-$350,000 |
| Blakeridge Ln, Vanoni Rd, E Riverside Dr, Green Valley Exd, Cloudview Dr, Alisa Ci, 6th St, Wagner Ave, Fallowfield Ln, Tulsa Ln | $861,500 | $790,000 | $900,000-$1,000,000 | $355,500 | $290,000 | $350,000-$400,000 |
| California St, Aldridge Ln, Arbol Dr, Brentwood Dr, Palm Ave, Shearwater Ln, Sudden St, Marin St, Herman Way, Mountain View Rd | $264,000 | $240,000 | $200,000-$250,000 | $268,000 | $250,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Watsonville, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$209 | $1,021 |
| Superior Protection Discount | -$111 | $1,120 |
| Fire & Security Discount | -$111 | $1,120 |
| Hail Resistant Roof Discount | -$37 | $1,193 |
| Newly Constructed Home Discount | -$357 | $874 |
Choose the Right Deductible for your Watsonville, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Cruz County | $700 | $1,251 | $1,951 | $909 | $1,609 | $342 |
| Watsonville, CA | $2,000 | $1,216 | $3,216 | $883 | $2,883 | $332 |
| Interlaken, CA | $300 | $884 | $1,184 | $642 | $942 | $241 |
| Santa Cruz, CA | $700 | $1,349 | $2,049 | $980 | $1,680 | $369 |
| Morgan Hill, CA | $400 | $1,352 | $1,752 | $983 | $1,383 | $370 |
| Salinas, CA | $2,500 | $876 | $3,376 | $637 | $3,137 | $240 |
| Pacific Grove, CA | $500 | $1,131 | $1,631 | $822 | $1,322 | $309 |
| Del Rey Oaks, CA | $700 | $1,586 | $2,286 | $1,152 | $1,852 | $433 |
| San Jose, CA | $300 | $1,502 | $1,802 | $1,091 | $1,391 | $410 |
| Carmel Valley Village, CA | $2,000 | $2,315 | $4,315 | $1,682 | $3,682 | $633 |
| North Fair Oaks, CA | $300 | $2,022 | $2,322 | $1,470 | $1,770 | $553 |
| Alameda County, CA | $2,000 | $1,235 | $3,235 | $898 | $2,898 | $338 |
Identify Top Home Insurance Agents near Watsonville, CA | Back to Top
| Home Insurance Company Watsonville, CA | Homeowners Insurance Agency Watsonville, CA | Address | Popularity Score | Distance from Watsonville (miles) |
|---|---|---|---|---|
| Allstate | Laurie Mcclellan | 257 E Campbell Ave Ste 1, Campbell, CA, 95008 | 25.5 | |
| State Farm | Rolando Suarez | 696 E Santa Clara St Ste 110, San Jose, CA, 95112-1911 | 28.4 | |
| State Farm | Ryan Travaille | 1976 Fremont Blvd Ste B, Seaside, CA, 93955-3169 | 22.0 | |
| State Farm | Fernando Lopez | 734 E Lake Ave Ste 7, Watsonville, CA, 95076-3567 | 3.2 | |
| Farmers | Dwight Lynn Csp Lutcf | 365 E Lake Ave, Watsonville, CA, 95076 | 3.1 | |
| State Farm | Jill Judd | 820 Bay Avenue, Capitola, CA, 95010-2134 | 9.1 | |
| Allstate | Robert J. Varich | 1313 N Milpitas Blvd Ste 179, Milpitas, CA, 95035 | 36.0 | |
| Travelers | Guardus Insurance Services | 5330 Camden Ave, San Jose, CA, 95124 | 21.9 | |
| Farmers | Cesar Castro | 911 N Main St, Salinas, CA, 93906 | 18.8 | |
| Allstate | Binh Nguyen | 429 E El Camino Real, Sunnyvale, CA, 94087 | 32.1 |
Compare Rates for Watsonville, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Cruz County, CA | $659,900 | $1,266 | $940 | $1,720 | $780 |
| Watsonville, CA | $457,200 | $1,230 | $910 | $1,670 | $760 |
| Interlaken, CA | $436,800 | $894 | $660 | $1,220 | $560 |
| Santa Cruz, CA | $727,400 | $1,366 | $1,010 | $1,860 | $850 |
| Morgan Hill, CA | $729,900 | $1,369 | $1,010 | $1,860 | $850 |
| Salinas, CA | $350,300 | $887 | $660 | $1,210 | $550 |
| Pacific Grove, CA | $764,600 | $1,145 | $850 | $1,560 | $710 |
| Del Rey Oaks, CA | $541,900 | $1,605 | $1,190 | $2,180 | $990 |
| San Jose, CA | $839,600 | $1,520 | $1,120 | $2,070 | $950 |
| Carmel Valley Village, CA | $886,900 | $2,343 | $1,730 | $3,190 | $1,460 |
| North Fair Oaks, CA | $739,100 | $2,047 | $1,510 | $2,780 | $1,270 |
| Alameda County, CA | $649,100 | $1,250 | $930 | $1,700 | $770 |
Research Home Insurance Companies Reviews in Watsonville, CA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 19, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
i think that my insurance plan is pretty comparable to other homeowners insurance plans. i also think that it all depends on the size of your house and how much all of your assets are worth