Gavop shows you how to buy homeowners insurance in Prosperity, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Prosperity, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Broad St, Lions Club Cir, State Rd S-36-244, State Rd S-36-71, Connley Rd, Country Ln, S Ponderosa Dr, State Rd S-36-692, Muster Field Ln, Major Dr | $76,500 | $70,000 | $75,000-$100,000 | $62,500 | $50,000 | $50,000-$75,000 |
| State Rd S-36-17, Ranch Dr, State Rd S-36-237, State Rd S-36-126, Caldwell Dr, Dominick St, Sam Pugh Rd, Bates Rd, Grant Dr, Lee's Way | $87,000 | $80,000 | $75,000-$100,000 | $86,500 | $70,000 | $100,000-$125,000 |
| Villa Ln, Reunion Dr, Nursery Rd, State Rd S-36-354, Maple Hollow Ln, Dreher Island Rd, Sommerset Pl, Boyd Amick Rd, State Rd S-36-405, Winding Creek Way | $164,000 | $130,000 | $125,000-$150,000 | $98,000 | $90,000 | $75,000-$100,000 |
| Saddle Hill Ln, State Rd S-36-691, Grace St, State Rd S-36-360, Mountain Springs Trl, State Rd S-36-359, Depot St, State Rd S-36-633, Ruff Bottom Rd, Mill Rd | $98,500 | $90,000 | $100,000-$125,000 | $111,000 | $90,000 | $100,000-$125,000 |
| State Rd S-36-370, State Rd S-36-458, Harmon St, Hayes Rd, State Rd S-36-187, Shiloh St, State Rd S-36-271, Brooksridge Dr, State Rd S-36-41, S Boundary St | $157,000 | $130,000 | $125,000-$150,000 | $142,000 | $130,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$167 | $711 |
| Superior Protection Discount | -$88 | $790 |
| Fire & Security Discount | -$88 | $790 |
| Hail Resistant Roof Discount | -$18 | $860 |
| Newly Constructed Home Discount | -$246 | $632 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Newberry County | $1,500 | $660 | $2,160 | $480 | $1,980 | $180 |
| Prosperity, SC | $1,500 | $867 | $2,367 | $630 | $2,130 | $237 |
| Irmo, SC | $500 | $987 | $1,487 | $718 | $1,218 | $270 |
| Johnston, SC | $2,000 | $670 | $2,670 | $487 | $2,487 | $183 |
| Columbia, SC | $100 | $938 | $1,038 | $682 | $782 | $256 |
| Waterloo, SC | $1,500 | $558 | $2,058 | $406 | $1,906 | $153 |
| Edgefield, SC | $300 | $676 | $976 | $491 | $791 | $185 |
| Promised Land, SC | $1,000 | $450 | $1,450 | $327 | $1,327 | $123 |
| Hopkins, SC | $400 | $806 | $1,206 | $586 | $986 | $220 |
| Gloverville, SC | $2,500 | $459 | $2,959 | $334 | $2,834 | $126 |
| Parksville, SC | $400 | $600 | $1,000 | $436 | $836 | $164 |
| Home Insurance Company Prosperity, SC | Homeowners Insurance Agency Prosperity, SC | Address | Popularity Score | Distance from Prosperity (miles) |
|---|---|---|---|---|
| Allstate | Eric Loebs | 6911 N Trenholm Rd Ste 6, Columbia, SC, 29206 | 31.6 | |
| State Farm | Troy Roberts | 3206 Millwood Ave, Columbia, SC, 29205-1827 | 30.7 | |
| Liberty Mutual Independent | Greater South Agency | 5309 N Trenholm Rd , Columbia, SC, 29206 | 31.8 | |
| State Farm | Angela Marlett | 311 Hillcrest Dr Ste B, Laurens, SC, 29360-2383 | 38.2 | |
| Travelers | Carolina Insurance Group Of Sc | 141 Charter Oak Rd, Lexington, SC, 29072 | 16.5 | |
| State Farm | Shawn Mcilravy | 2228 Airport Blvd, West Columbia, SC, 29170-3173 | 26.9 | |
| Liberty Mutual Independent | Jesse T Reese Inc | 2014 Assembly St, Columbia, SC, 29201 | 28.0 | |
| Allstate | Sidney Lyles | 11134 Broad River Rd Ste 202, Irmo, SC, 29063 | 14.5 | |
| Travelers | Irmo Insurance Agency Inc | 1345 Lake Murray Blvd, Irmo, SC, 29063 | 18.5 | |
| Allstate | Laurie Grooms | 220 Columbia Ave, Chapin, SC, 29036 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $680 | $1,390 | $710 |
| Newberry County, SC | $99,700 | $668 | $480 | $920 | $440 |
| Prosperity, SC | $159,200 | $878 | $590 | $1,240 | $650 |
| Irmo, SC | $158,500 | $999 | $680 | $1,380 | $700 |
| Johnston, SC | $98,200 | $678 | $450 | $970 | $520 |
| Columbia, SC | $148,600 | $949 | $640 | $1,300 | $660 |
| Waterloo, SC | $82,500 | $565 | $380 | $800 | $420 |
| Edgefield, SC | $118,600 | $684 | $460 | $940 | $480 |
| Promised Land, SC | $68,500 | $455 | $330 | $640 | $310 |
| Hopkins, SC | $79,400 | $816 | $550 | $1,120 | $570 |
| Gloverville, SC | $69,700 | $465 | $320 | $640 | $320 |
| Parksville, SC | $88,200 | $607 | $440 | $860 | $420 |