Gavop's guide to buying homeowners insurance in Punxsutawney, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $49,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $83,000 | $80,000 | $50,000-$75,000 |
| 3 Bedroom | $133,000 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $155,500 | $120,000 | $175,000-$200,000 |
| 5 Bedroom | $130,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $590 |
| Superior Protection Discount | -$65 | $655 |
| Fire & Security Discount | -$50 | $669 |
| Hail Resistant Roof Discount | -$14 | $705 |
| Newly Constructed Home Discount | -$166 | $554 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $2,000 | $828 | $2,828 | $602 | $2,602 | $226 |
| Punxsutawney, PA | $2,500 | $711 | $3,211 | $517 | $3,017 | $194 |
| Reynoldsville, PA | $300 | $500 | $800 | $363 | $663 | $137 |
| Corsica, PA | $1,000 | $557 | $1,557 | $405 | $1,405 | $152 |
| Homer City, PA | $500 | $568 | $1,068 | $413 | $913 | $155 |
| East Vandergrift, PA | $1,000 | $458 | $1,458 | $333 | $1,333 | $125 |
| Ehrenfeld, PA | $300 | $479 | $779 | $348 | $648 | $131 |
| Summerhill, PA | $2,500 | $539 | $3,039 | $392 | $2,892 | $147 |
| Lakemont, PA | $2,000 | $623 | $2,623 | $453 | $2,453 | $170 |
| Scrubgrass, PA | $500 | $626 | $1,126 | $455 | $955 | $171 |
| Murrysville, PA | $1,000 | $723 | $1,723 | $525 | $1,525 | $198 |
| Home Insurance Company Punxsutawney, PA | Homeowners Insurance Agency Punxsutawney, PA | Address | Popularity Score | Distance from Punxsutawney (miles) |
|---|---|---|---|---|
| Erie | Hutton-Blews Insurance Llc | 100 W Main Street, Marion Center, PA, 15759 | 12.8 | |
| Erie | W E Swanson Agency Inc | 23 Fraley Street, Kane, PA, 16735 | 49.7 | |
| Erie | Jacque Perry Insurance Inc. | 31 Universal Drive Suite B, Punxsutawney, PA, 15767 | 1.0 | |
| State Farm | Frank Slavinski | 226 Ohio St Ste 3, Johnstown, PA, 15902-2643 | 44.7 | |
| Allstate | Ryan Mackey | 2340 Warren Rd Ste 201, Indiana, PA, 15701 | 25.6 | |
| State Farm | Mario Bellavia | 2825 Leechburg Rd, Lower Burrell, PA, 15068-2554 | 46.5 | |
| Allstate | Sarvey Insurance | 571 W Mahoning St, Punxsutawney, PA, 15767 | 0.4 | |
| Erie | Muir-Hershberger Insurance Agency | 178 Ligonier Street, New Florence, PA, 15944 | 39.4 | |
| State Farm | Scott Vanleer | 1535 S Main Street, Punxsutawney, PA, 15767 | 1.8 | |
| Allstate | Jody Mcmullen | 101 W Mahoning St, Punxsutawney, PA, 15767 | 0.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,020 | $480 |
| Jefferson County, PA | $96,700 | $838 | $600 | $1,180 | $580 |
| Punxsutawney, PA | $74,700 | $720 | $530 | $990 | $460 |
| Reynoldsville, PA | $67,600 | $506 | $370 | $710 | $340 |
| Corsica, PA | $88,000 | $564 | $410 | $800 | $390 |
| Homer City, PA | $92,500 | $575 | $390 | $820 | $430 |
| East Vandergrift, PA | $54,300 | $464 | $330 | $660 | $330 |
| Ehrenfeld, PA | $60,800 | $485 | $350 | $680 | $330 |
| Summerhill, PA | $81,400 | $546 | $370 | $750 | $380 |
| Lakemont, PA | $115,000 | $631 | $460 | $870 | $410 |
| Scrubgrass, PA | $116,500 | $634 | $460 | $880 | $420 |
| Murrysville, PA | $238,800 | $732 | $490 | $1,020 | $530 |