Gavop's guide to buying homeowners insurance in Orangeburg County, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Orangeburg County, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Holley Rd, California St, Nexus Ct, Annandale Cir, Bob White Rd, Blue Bird Ln, Perfume Ct, Whisperwood Rd, Sweet Bay Ln, Rushton Rd | $146,000 | $140,000 | $125,000-$150,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Lockwood Rd, State Rd S-38-367, Oc 4120, State Rd S-38-254, Brandywine Blvd, Pamela Ln, Antonio Way, Merri Oaks Ct, State Rd S-38-135, Lucy Ln | $114,500 | $110,000 | $75,000-$100,000 | $58,000 | $50,000 | $50,000-$75,000 |
| Middlepen Rd SE, Murray Rd SW, Northridge St, Yorkshire Rd, Woolbright Rd, O C 2183, Loadholt St SW, Cathedral Dr, Hollyhock Rd, Fair Place St | $116,000 | $100,000 | $100,000-$125,000 | $69,500 | $70,000 | $75,000-$100,000 |
| State Rd S-38-1552, Snoopy Dr, Bennett St, Puddle Rd, Oc 4443, US Hwy 15, Tammaron Ln, Foxberry Ct, State Rd S-38-258, Spring Hill Ln | $173,500 | $160,000 | $125,000-$150,000 | $68,500 | $60,000 | $75,000-$100,000 |
| Way Dr, State Hwy 3 Bus, Mack St, Polin Farm Rd, Stewart Dr, State Hwy 394, Saint John St, Scott St, Abbott St, State Rd S-38-908 | $123,000 | $110,000 | $125,000-$150,000 | $79,000 | $70,000 | $75,000-$100,000 |
| Rupaul Dr, C O 2228, Greystone Cir, Camelia St, Capital Way, Obson Ln, Causeway Dr, Seven Oaks Rd, O C 4155, Sease Ln | $102,000 | $90,000 | $100,000-$125,000 | $72,000 | $60,000 | $75,000-$100,000 |
| State Rd S-38-1204, Eutaw St, Preachers Path, O C 1346, State Rd S-38-1233, Camelot Dr, Kings Dr, Pandanus Rd, O C 2215, 301 | $109,500 | $100,000 | $75,000-$100,000 | $55,500 | $50,000 | $25,000-$50,000 |
| Co Rd O C - 3136, Cabot Dr, Oc 4461, Essie St, State Rd S-38-164, Fair St, Tea Ticket, Peake St, Johnson Dr, Axson Rd | $186,500 | $150,000 | $150,000-$175,000 | $150,000 | $140,000 | $125,000-$150,000 |
| State Rd S-38-1647, Isaac Rd, Gaither Rd, Groveland Ct, Clinton St, Crosby St, Hunting Rd, Smith Ave, Keoshia Ct, Dogwood Dr | $87,500 | $80,000 | $50,000-$75,000 | $80,000 | $70,000 | $75,000-$100,000 |
| Parker St, Windsor St, Lightning Rd, Bennette St, Crittenden Ln, Longleaf Rd, Primrose Ct, Smith St, Oc 1198, State Rd S-38-1711 | $75,000 | $60,000 | $50,000-$75,000 | $59,500 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $515 |
| Superior Protection Discount | -$62 | $559 |
| Fire & Security Discount | -$43 | $577 |
| Hail Resistant Roof Discount | -$19 | $602 |
| Newly Constructed Home Discount | -$161 | $459 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Orangeburg County | $1,000 | $613 | $1,613 | $446 | $1,446 | $168 |
| Orangeburg County, SC | $2,500 | $613 | $3,113 | $446 | $2,946 | $168 |
| Santee-Vance, SC | $200 | $680 | $880 | $494 | $694 | $186 |
| St. George, SC | $2,500 | $606 | $3,106 | $440 | $2,940 | $166 |
| Hilda, SC | $200 | $373 | $573 | $271 | $471 | $102 |
| Paxville, SC | $2,500 | $510 | $3,010 | $370 | $2,870 | $139 |
| Perry, SC | $200 | $587 | $787 | $426 | $626 | $160 |
| Williston, SC | $2,000 | $806 | $2,806 | $586 | $2,586 | $220 |
| Shaw AFB-Horatio, SC | $200 | $704 | $904 | $511 | $711 | $192 |
| Sumter Southeast, SC | $2,500 | $606 | $3,106 | $440 | $2,940 | $166 |
| Woodfield, SC | $300 | $635 | $935 | $461 | $761 | $174 |
| Aiken County, SC | $2,000 | $871 | $2,871 | $633 | $2,633 | $238 |
| Home Insurance Company Orangeburg County, SC | Homeowners Insurance Agency Orangeburg County, SC | Address | Popularity Score | Distance from Orangeburg County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | The Wannamaker Agency | 1469 Amelia St, Orangeburg, SC, 29115 | 5.2 | |
| State Farm | Russ Hewitt | 2121 St Matthews Rd, Orangeburg, SC, 29118-2038 | 6.9 | |
| Travelers | Wannamaker Agency Inc | 1469 Amelia St, Orangeburg, SC, 29116 | 5.2 | |
| Travelers | Carolina Insurance Group Of Sc | 141 Charter Oak Rd, Lexington, SC, 29072 | 47.4 | |
| State Farm | Kalenia Frederick | 4711 Forest Dr Ste 4, Columbia, SC, 29206-3125 | 41.3 | |
| Liberty Mutual Independent | Mccain Atkinson Insurance Inc | 18478 Heritage Highway, Denmark, SC, 29042 | 21.0 | |
| Allstate | Wayne Lorick | 1388 Broughton St, Orangeburg, SC, 29115 | 5.4 | |
| State Farm | Ryan Grubbs | 1909 Augusta Hwy Ste A, Lexington, SC, 29072-2205 | 46.5 | |
| Travelers | Independent Insurance Brokers Inc | 7321 St Andrews Rd Ste D, Irmo, SC, 29063 | 49.7 | |
| Allstate | Alonzo Middleton | 1712 Saint Matthews Rd, Orangeburg, SC, 29118 | 6.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $660 | $1,390 | $730 |
| Orangeburg County, SC | $92,700 | $621 | $450 | $860 | $410 |
| Orangeburg County, SC | $92,700 | $621 | $450 | $880 | $430 |
| Santee-Vance, SC | $99,600 | $688 | $500 | $980 | $480 |
| St. George, SC | $89,000 | $613 | $440 | $850 | $410 |
| Hilda, SC | $59,100 | $378 | $270 | $520 | $250 |
| Paxville, SC | $76,200 | $516 | $370 | $710 | $340 |
| Perry, SC | $86,400 | $594 | $410 | $820 | $410 |
| Williston, SC | $75,300 | $816 | $550 | $1,130 | $580 |
| Shaw AFB-Horatio, SC | $124,200 | $712 | $480 | $990 | $510 |
| Sumter Southeast, SC | $89,000 | $613 | $420 | $860 | $440 |
| Woodfield, SC | $100,000 | $643 | $470 | $910 | $440 |
| Aiken County, SC | $135,900 | $881 | $610 | $1,250 | $640 |