Gavop shows you how to buy homeowners insurance in Okeechobee County, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $104,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $137,500 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $180,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $182,000 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$174 | $793 |
| Superior Protection Discount | -$97 | $871 |
| Fire & Security Discount | -$68 | $900 |
| Hail Resistant Roof Discount | -$19 | $948 |
| Newly Constructed Home Discount | -$213 | $755 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Okeechobee County | $2,500 | $956 | $3,456 | $695 | $3,195 | $261 |
| Okeechobee County, FL | $2,000 | $956 | $2,956 | $695 | $2,695 | $261 |
| Yeehaw Junction, FL | $100 | $1,255 | $1,355 | $912 | $1,012 | $343 |
| Avon Park, FL | $2,500 | $892 | $3,392 | $648 | $3,148 | $244 |
| Florida Ridge, FL | $300 | $830 | $1,130 | $603 | $903 | $227 |
| South Beach, FL | $1,000 | $854 | $1,854 | $621 | $1,621 | $233 |
| Sebastian, FL | $100 | $1,027 | $1,127 | $746 | $846 | $281 |
| North River Shores, FL | $2,000 | $1,622 | $3,622 | $1,179 | $3,179 | $443 |
| Micco, FL | $300 | $774 | $1,074 | $563 | $863 | $212 |
| Rio, FL | $700 | $1,652 | $2,352 | $1,200 | $1,900 | $451 |
| Palm Bay, FL | $400 | $1,109 | $1,509 | $806 | $1,206 | $303 |
| Western Community, FL | $2,000 | $1,154 | $3,154 | $839 | $2,839 | $315 |
| Home Insurance Company Okeechobee County, FL | Homeowners Insurance Agency Okeechobee County, FL | Address | Popularity Score | Distance from Okeechobee County (miles) |
|---|---|---|---|---|
| Travelers | Pritchards & Associates Inc | 1802 S Parrott Ave, Okeechobee, FL, 34974 | 11.5 | |
| State Farm | Gretchen Robertson | 309 Ne 2nd St, Okeechobee, FL, 34972-2976 | 10.4 | |
| Travelers | The Delgado Group | 128 43rd Ave , Vero Beach, FL, 32968 | 31.9 | |
| Travelers | Anchor Insurance Inc | 6181 Se Federal Hwy, Stuart, FL, 34997 | 45.7 | |
| Liberty Mutual Independent | Lawrence Insurance Agency Inc | 2020 S Parrott Ave, Okeechobee, FL, 34974 | 11.7 | |
| Liberty Mutual Independent | Lawrence Insurance Agency Inc | 2020 S Parrott Ave, Okeechobee, FL, 34974 | 11.7 | |
| Allstate | Roy Childs | 1707 Nw Federal Hwy, Stuart, FL, 34994 | 39.8 | |
| State Farm | Craig Karraker | 651 Sw Psl Blvd, Port St Lucie, FL, 34953-1948 | 32.6 | |
| Travelers | Acg South Insurance Agency Llc | Plantation Plz 1610 Se Federal Hwy, Stuart, FL, 34994 | 42.1 | |
| Travelers | Harbor Insurance | 6645 S Us Hwy 1 Port St Lucie, Port St. Lucie, FL, 34952 | 36.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Okeechobee County, FL | $89,900 | $968 | $750 | $1,300 | $550 |
| Okeechobee County, FL | $89,900 | $968 | $750 | $1,300 | $550 |
| Yeehaw Junction, FL | $128,600 | $1,270 | $990 | $1,700 | $710 |
| Avon Park, FL | $79,900 | $902 | $700 | $1,210 | $510 |
| Florida Ridge, FL | $115,500 | $840 | $660 | $1,130 | $470 |
| South Beach, FL | $612,200 | $865 | $670 | $1,160 | $490 |
| Sebastian, FL | $157,200 | $1,039 | $810 | $1,390 | $580 |
| North River Shores, FL | $184,300 | $1,642 | $1,280 | $2,200 | $920 |
| Micco, FL | $79,000 | $784 | $610 | $1,050 | $440 |
| Rio, FL | $188,800 | $1,672 | $1,300 | $2,240 | $940 |
| Palm Bay, FL | $119,200 | $1,123 | $880 | $1,500 | $620 |
| Western Community, FL | $283,700 | $1,168 | $910 | $1,570 | $660 |