Gavop shows you how to buy homeowners insurance in Elkhart County, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $46,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $96,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $154,000 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $129,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $248,000 | $220,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $708 |
| Superior Protection Discount | -$82 | $741 |
| Fire & Security Discount | -$91 | $733 |
| Hail Resistant Roof Discount | -$16 | $807 |
| Newly Constructed Home Discount | -$206 | $618 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Elkhart County | $1,500 | $814 | $2,314 | $591 | $2,091 | $222 |
| Elkhart County, IN | $2,000 | $814 | $2,814 | $591 | $2,591 | $222 |
| Cassopolis, MI | $300 | $653 | $953 | $475 | $775 | $178 |
| LaGrange County, IN | $2,000 | $904 | $2,904 | $657 | $2,657 | $247 |
| Buchanan, MI | $300 | $727 | $1,027 | $528 | $828 | $199 |
| Nottawa, MI | $2,500 | $775 | $3,275 | $563 | $3,063 | $212 |
| Rolling Prairie, IN | $100 | $915 | $1,015 | $665 | $765 | $250 |
| Akron, IN | $1,000 | $674 | $1,674 | $490 | $1,490 | $184 |
| Mattawan, MI | $400 | $714 | $1,114 | $519 | $919 | $195 |
| Bridgman, MI | $2,000 | $807 | $2,807 | $587 | $2,587 | $221 |
| Kingsbury, IN | $100 | $775 | $875 | $563 | $663 | $212 |
| Starke County, IN | $1,500 | $694 | $2,194 | $504 | $2,004 | $190 |
| Home Insurance Company Elkhart County, IN | Homeowners Insurance Agency Elkhart County, IN | Address | Popularity Score | Distance from Elkhart County (miles) |
|---|---|---|---|---|
| State Farm | Lisa Yoder | 23809 Us Highway 33, Elkhart, IN, 46517-3509 | 4.0 | |
| State Farm | Ben Baier | 932 Parkway Ave Ste A, Elkhart, IN, 46516-9345 | 5.1 | |
| Erie | Acosta Insurance Agency Inc. | 3803 S Main Street, Elkhart, IN, 46517 | 4.2 | |
| Travelers | Dac Insurance | 29620 County Rd 20, Elkhart, IN, 46517 | 9.7 | |
| State Farm | Rich Was | 2030 S Bend Ave, South Bend, IN, 46637-5638 | 19.6 | |
| Farmers | Dawn Sibley | 810 W Bristol St, Elkhart, IN, 46514 | 9.5 | |
| State Farm | Tim Grauel | 24545 Brick Rd, South Bend, IN, 46628-9717 | 26.5 | |
| State Farm | Beth Winzeler | 1612 S Bend Ave, South Bend, IN, 46617-1747 | 19.8 | |
| Travelers | Coaches Insurance Agency Llc | 818 E Bristol, Elkhart, IN, 46514 | 8.8 | |
| Allstate | Cris Brock | 2851 E Bristol St Ste C, Elkhart, IN, 46514 | 7.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $570 | $1,180 | $610 |
| Elkhart County, IN | $130,800 | $824 | $560 | $1,170 | $610 |
| Elkhart County, IN | $130,800 | $824 | $570 | $1,160 | $590 |
| Cassopolis, MI | $67,400 | $661 | $470 | $940 | $470 |
| LaGrange County, IN | $172,500 | $915 | $620 | $1,270 | $650 |
| Buchanan, MI | $109,400 | $736 | $520 | $1,010 | $490 |
| Nottawa, MI | $143,100 | $784 | $560 | $1,090 | $530 |
| Rolling Prairie, IN | $160,400 | $926 | $660 | $1,310 | $650 |
| Akron, IN | $82,200 | $682 | $500 | $960 | $460 |
| Mattawan, MI | $101,400 | $723 | $530 | $1,020 | $490 |
| Bridgman, MI | $167,800 | $817 | $600 | $1,160 | $560 |
| Kingsbury, IN | $110,000 | $784 | $530 | $1,070 | $540 |
| Starke County, IN | $101,600 | $702 | $480 | $1,000 | $520 |