Staten Island, NY - Homeowners Insurance Buying Guide

Gavop's guide to buying homeowners insurance in Staten Island, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Staten Island, NY Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $128,500 $110,000 $100,000-$125,000
2 Bedroom $244,000 $210,000 $250,000-$300,000
3 Bedroom $318,500 $290,000 $300,000-$350,000
4 Bedroom $501,500 $420,000 $400,000-$500,000
5 Bedroom $774,000 $630,000 $800,000-$900,000

Choose the Best Staten Island, NY Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 550-599 Credit Score $100 to $150,000 More than 3 Pets at home, Non-Smoker $1,880
Retired 600-649 Credit Score <$25,000 1 Pet, Smoker $1,720
Freelancer 650-699 Credit Score $50 to $75,000 No Pets, Smoker $490

Choose the Right Deductible for your Staten Island, NY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
New York $400 $1,220 $1,620 $1,010 $1,410 $210
Richmond County, NY $2,500 $2,050 $2,550 $1,690 $4,190 $-1,640
Staten Island, NY $1,500 $1,810 $2,310 $1,490 $2,990 $-680
Oceanport, NJ $500 $2,040 $2,540 $1,750 $2,250 $290
Helmetta, NJ $1,500 $1,000 $1,500 $820 $2,320 $-820
Harding, NJ $400 $2,630 $3,030 $2,130 $2,530 $500
Haledon, NJ $1,500 $1,170 $1,670 $1,000 $2,500 $-830
Cranbury, NJ $200 $1,630 $1,830 $1,360 $1,560 $270
Greenburgh, NY $2,000 $2,220 $2,720 $1,830 $3,830 $-1,110
Hartsdale, NY $500 $1,430 $1,930 $1,240 $1,740 $190
Farmingdale, NY $1,500 $1,150 $1,650 $930 $2,430 $-780
Frelinghuysen, NJ $100 $1,400 $1,500 $1,160 $1,260 $240
Wrightstown, PA $1,500 $2,380 $2,880 $1,910 $3,410 $-530

Identify Top Home Insurance Agents near Staten Island, NY | Back to Top

Home Insurance Company Staten Island, NY Homeowners Insurance Agency Staten Island, NY Address Popularity Score Distance from Staten Island (miles)
Allstate Peter Ungaro 4156 Hylan Blvd, Staten Island, NY, 10308
1.9
Allstate Melody Minkoff 4089 Victory Blvd Fl 2, Staten Island, NY, 10314
3.4
Nationwide David L. Grodner 714 Kings Highway, Brooklyn, NY, 11223-2238
9.5
State Farm Jennifer Storm 1044 Suffolk Ave, Brentwood, NY, 11717-4504
50.0
Travelers Abetx International Brokers Inc 76-11 37th Avenue Suite 203, Jackson Heights, NY, 11372
18.2
Travelers Allen C Bentson Agency Inc 653 Forest Ave, Staten Island, NY, 10310
4.8
Allstate John Zampetti 1592 Richmond Ave, Staten Island, NY, 10314
3.4
Allstate Thomas Granello 1928 Victory Blvd, Staten Island, NY, 10314
3.4
State Farm Steve Pante 2090 Hylan Blvd, Staten Island, NY, 10306-3423
2.2
State Farm Rob Perelmuter 169 Avenue, Brooklyn, NY, 11223-3739
8.9

Compare Rates for Staten Island, NY Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
New York $295,300 $1,620 $1,090 $2,320 $1,230
Richmond County, NY $449,400 $1,440 $1,040 $2,000 $960
Staten Island, NY $449,400 $2,160 $1,580 $3,090 $1,510
Oceanport, NJ $472,900 $1,890 $1,300 $2,630 $1,330
Helmetta, NJ $244,000 $1,000 $730 $1,370 $640
Harding, NJ $1,000,001 $2,100 $1,410 $2,980 $1,570
Haledon, NJ $317,900 $1,560 $1,050 $2,230 $1,180
Cranbury, NJ $632,500 $1,270 $860 $1,800 $940
Greenburgh, NY $560,000 $2,460 $1,700 $3,420 $1,720
Hartsdale, NY $364,100 $1,200 $800 $1,640 $840
Farmingdale, NY $366,400 $1,170 $810 $1,610 $800
Frelinghuysen, NJ $382,600 $1,870 $1,250 $2,560 $1,310
Wrightstown, PA $533,000 $2,290 $1,650 $3,160 $1,510

Research Home Insurance Companies Reviews in Staten Island, NY Before Buying | Back to Top

Share a review on your home insurance company


Allstate Home Insurance Reviews

Date: February 22, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
They are a good company from a customer service standpoint. Our agent is readily available if and when we need his assistance with anything relating to our home insurance.

Date: November 10, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
with my insurance policy my house is covered by total and partial losses, also covers damages caused by domestic and natural accidents


Date: September 24, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
My homes physical structure, detached structures, and all my belongings inside are covered. I also have additional living coverage that covers hotel stays if needed.


Date: September 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
The company's app is great lots of features. I can keep up with all aspects of my plan. The app is like having an Allstate representative in your pocket really.

Date: August 22, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
Customer service is great. They are always nice I have never had any problem when calling. They are polite and there to assist you in any way they can.

Date: August 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
The insurance communicates with me very well by email and regular mail. I am kept up to date with any changes to my policy.

Date: August 02, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
My premium isn't bad would cover any mishap in terms of my home. Takes a lot of stress off of a person knowing that you are in good hands.

GEICO Home Insurance Reviews

Date: January 01, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
They are good on this cover things others don't and cheaper then most always helpful I have fire theft and water damaged covered


Date: December 28, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I have not had to deal with them since I have not had to submit any claims. They gave me a reasonable rate to insure home and belongings and i have yet to use those benefits. Calling them for questions is easy or i can use the email or chat options.

Date: October 05, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
The website is fairly easy to navigate once you get past the initial questions. I wish they would match the name and social or address or something; how many people really memorize their insurance policy number? I also wish it was easier to get the contact information. It's kind of hidden in a corner.

Date: October 05, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
It covers everything except earthquakes and floods. It's not quite the value of the house but it's all we can afford.


Date: September 22, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
The people are fine, but the company tends to spam for unrelated products (motorcycle insurance, trip insurance) that I'll never need or use. I wish they would confine their contact to, say, once a year with all the ads, then I could see that they offer those things and I would have them in mind if I need some other insurance.

Date: September 22, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
They are friendly and seem to know what they're doing. Once you get through all the menu questions and get a human, they are polite and friendly, and seem to know their job very well.

Date: August 17, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
It's probably fine compared to other insurance companies. They have a good thing going; we have to have their product, but it's normally never used so they're just getting money year after year. Mine does cost less than several others so I guess we're getting a good deal. Since we'd be homeless if anything happens without it, we keep it.

Ameriprise Home Insurance Reviews

Date: October 02, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Customer Service
The customer service offered by the company is quite dis-satisfactory as the response time from the customer office is too long. The issues are not managed and followed well by the company officials. Overall I dislike the customer service.

Date: August 16, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
The premium offered by the company is low compared to the other operating insurance agencies. Overall, the premium offered by the insurance company is manageable and within the limit.

Date: August 06, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Communication
The communication offered by the company is very hectic and dis-satisfactory. The interaction offered by the company officials is very disappointing and issues were not solved for long periods.

Date: June 08, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
My home insurance has covered the stealing of the valuables, damage done by the natural calamity, damage done by some other unnatural means, damage done by fire, appliances in the room like led, refrigerator, ac etc.


Date: May 11, 2018    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Website/App
The website of the company has easy interface. Many features are readily available on the homepage. Some services like yearly premium payment are somewhat tedious to do on the website.

AAA Home Insurance Reviews

Date: October 05, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
Because we bundle our premium for the house is low as well as for our vehicles. We have two cars plus the house on one policy. So great p[premiums all around.

Date: October 05, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
I like everything about the communication. I can email them. I can call them. either way, I get fast results and never a problem. Always solved

Date: October 02, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
So to start off. Always have to answer many security questions to log on. Once on its great to navigate around my policy and expenses. So I would say on a scale of 1 to 5 I like it so a 4

Date: September 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Floors, doors anything outside damaged caused by weather. Carpet and appliances. Paint and walls depending on how they were damage. However, weather floods inside not covered


Date: August 22, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I love their service. Only had to call on them several times and each and every time have been nice, courteous, and have solved our claims in a timely matter.

USAA Home Insurance Reviews

Date: April 11, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
the way the my home insurance company policy offering compared to other insurance providers is very outstanding with great coverage and the mos lowest price on the market.


Date: March 10, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
USAA offers everything that other insurance companies as well. I have them for more than just home insurance. Their bundle policy has saved me a lot of money overall.


Date: March 10, 2019    Age: 50 to 59    Gender: Female    Marital Status: Unmarried

Customer Service
USAA is generally very good at customer service when I need help. I have always gotten my issues resolved.

Date: December 10, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I havent really looked at other insurance companies because I have always been treated so well by USAA


Amica Mutual Insurance Home Insurance Reviews

Date: September 25, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
The premium is a bit higher than other companies but Amica covers my house at a higher price point so that if my house was a total loss I could get the entire thing replaced.

Date: September 11, 2018    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
I like that they are very friendly and courteous . They are also very knowledgeable about their products

Date: August 23, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
They only contact me to let me know of the premium changes or for holidays. They don't push any other products on me when I call or email.

Date: July 28, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I like that I can see my claims and that I can see everything about my account. I can go through my coverage and make adjustments if I so choose.

Esurance Home Insurance Reviews

Date: December 24, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
As far as home insurance and customer service, they have been more than helpful when it comes to having coverage.

MetLife Home Insurance Reviews

Date: February 21, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Premium
My yearly premium is very cheap compared to other insurances and my deductible is low if something were to happen so I wouldn't have to be pinched for money.

Liberty Mutual Home Insurance Reviews

Date: November 26, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I feel that my policy is very comprehensive and meets all of my families individual and unique needs. They offer the same things that other companies offer, but they also insure my home, which is a historical home. We had a very hard time finding someone who would adequately insure our older home and Liberty Mutual definitely did and also made sure to go above and beyond to make sure all of our old house needs were met.


Union Mutual Home Insurance Reviews

Date: January 02, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
I would give this company a 3.While we have been customers for over 10 years we rarely receive any information from them. The only time we get anything from this company is when our bill needs to be paid. You would think they would call in a check to see if things have changed ect... With regards to the coverage I believe the cost is a little high however I do not like change and will stick with them.There has not been a need for a claim so I cannot give an opinion on that.

Homesite Insurance Home Insurance Reviews

Date: March 28, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I recently became a homeowner and have not had to use my home owners insurance to file a claim yet. The process to open the account was very easy and straightforward.