How Can I Make My Universal City, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Universal City, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Universal City, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $52,500 $40,000 $50,000-$75,000
2 Bedroom $155,500 $130,000 $175,000-$200,000
3 Bedroom $123,500 $110,000 $100,000-$125,000
4 Bedroom $173,000 $140,000 $150,000-$175,000
5 Bedroom $383,500 $330,000 $350,000-$400,000

Choose the Best Universal City, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 650-699 Credit Score $50 to $75,000 More than 3 Pets at home, Non-Smoker $70
Part Time Job 550-599 Credit Score $25 to 50,000 1 Pet, Smoker $320
Full Time Job 500-549 Credit Score $75 to $100,000 3 Pets, Non-Smoker $330

Choose the Right Deductible for your Universal City, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $570 $870 $490 $790 $80
Bexar County, TX $1,500 $640 $1,140 $530 $2,030 $-890
Universal City, TX $2,000 $580 $1,080 $490 $2,490 $-1,410
Garden Ridge, TX $200 $1,340 $1,540 $1,100 $1,300 $240
St. Hedwig, TX $2,500 $670 $1,170 $560 $3,060 $-1,890
New Berlin, TX $300 $1,220 $1,520 $1,010 $1,310 $210
San Antonio, TX $1,000 $580 $1,080 $480 $1,480 $-400
Canyon Lake, TX $500 $960 $1,460 $820 $1,320 $140
Staples, TX $1,500 $470 $970 $410 $1,910 $-940
Leming, TX $200 $180 $380 $150 $350 $30
Poth, TX $1,000 $490 $990 $410 $1,410 $-420
Lakehills, TX $500 $860 $1,360 $710 $1,210 $150
Atascosa County, TX $2,000 $410 $910 $360 $2,360 $-1,450

Identify Top Home Insurance Agents near Universal City, TX | Back to Top

Home Insurance Company Universal City, TX Homeowners Insurance Agency Universal City, TX Address Popularity Score Distance from Universal City (miles)
Farmers Jennifer Hickman 14526 Jones Maltsberger Rd Ste 102, San Antonio, TX, 78247
8.5
Farmers Gabriel Ramirez 8546 Broadway St Ste 107, San Antonio, TX, 78217
9.6
State Farm Deirdre Davis 5002 Eisenhauer Rd, San Antonio, TX, 78218-3860
6.3
State Farm Mike Smith 14802 J Mltbgr Rd Ste 201, San Antonio, TX, 78247-3761
7.4
Farmers Pamela Wise 6233 Evers Rd Ste 6, San Antonio, TX, 78238
18.5
State Farm Kent Clark 5652 N Foster Rd, San Antonio, TX, 78244-1106
6.0
Travelers Whitaker Insurance Associates Inc 8626 Tesoro Dr #310 San Antonio, San Antonio, TX, 78217
9.1
Travelers Versatile Insurance Planners 901 Ne Loop 410 Ste 807, San Antonio, TX, 78209
9.5
Farmers Sonia Rodriguez Garza 9238 N Loop 1604 W Ste 108, San Antonio, TX, 78249
21.3
Farmers Brady Watson 8531 N New Braunfels Ave Ste 210, San Antonio, TX, 78217
9.4

Compare Rates for Universal City, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $690 $460 $1,060 $600
Bexar County, TX $122,600 $590 $390 $910 $520
Universal City, TX $136,200 $630 $420 $970 $550
Garden Ridge, TX $409,000 $1,470 $970 $2,260 $1,290
St. Hedwig, TX $146,600 $850 $560 $1,310 $750
New Berlin, TX $250,800 $1,080 $710 $1,660 $950
San Antonio, TX $113,100 $460 $300 $710 $410
Canyon Lake, TX $232,600 $1,260 $830 $1,940 $1,110
Staples, TX $105,500 $550 $360 $850 $490
Leming, TX $46,900 $260 $170 $400 $230
Poth, TX $90,000 $380 $250 $590 $340
Lakehills, TX $158,100 $770 $510 $1,190 $680
Atascosa County, TX $83,300 $350 $230 $540 $310

Research Home Insurance Companies Reviews in Universal City, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: March 20, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
Years ago we had a bad wind storm come through. The winds picked up our small storage shed in the back. We called State Farm and they were so busy they just sent a check to replace the shed.

Date: January 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I pay my premium in full each year because its that easy to do so. The amount I pay is that low that I am able to do that. When I was with Allstate, I was barely able to make my payment. The deductible I can pay over a course of 2mths if I have too because I am a valued customer who pays in full which makes things alot nicer!

Date: November 25, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
3, Over the course of dealing with the insurance company i've had service ranging from 1-5. It depends on the person on the other end if it's going to be a good experience or not.

AAA Home Insurance Reviews

Date: April 15, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have been extremely happy with my insurance company, anytime I have a question regarding my policy of coverage I am always able to contact my agent.

Date: October 18, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
My insurance policy covers the building and all the contents and furnishings that are in the home. The policy provides payment for a rental home while needed covered repairs are completed.


Progressive Home Insurance Reviews

Date: April 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
the premium amount and deductions are cheaper than the other companies.

Date: March 15, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
I do not know how to compare to other insurance companies as I have only ever used Progressive.


GEICO Home Insurance Reviews

Date: April 18, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
They have worked great for me when I needed them. I've used them once in ten years, but they cut the check on the spot for a roof repair.

Date: April 06, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
same answer as the previous question. Not sure about these as we went with the cheapest quote for what we wanted.

Blue Cross Blue Shield Home Insurance Reviews

Date: February 08, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I believe that the offerings are just about as good as the others. I don't have anything to complain about.


MetLife Home Insurance Reviews

Date: March 10, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
My deductible is the same as my prior policy which is very comprarable. In order to save money with my old company, I would have had to double my deductible.

Allstate Home Insurance Reviews

Date: April 23, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
I am happy with the premium and deductible of my home insurance policy through Allstate. I am unsure how they rate in comparison to other policies.

Safeco Insurance Home Insurance Reviews

Date: March 27, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Premium
I pay the best rate for the premium and deductible of my policy. When I compare the policy with what is offered by other companies,I come out on top.

Nationwide Home Insurance Reviews

Date: April 02, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
The prices for Nationwide are pretty good.I had a few choices for deductible and i went with the 1000 deductible. They offer a small discount if you have home and car insurance with them.

Farmer's Insurance Home Insurance Reviews

Date: March 06, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I selected my insurance because they were the least expensive option for my home and auto insurance when compared to other providers. I feel I have adequate coverage and the premiums.