Gavop shows you how to buy homeowners insurance in Carbondale, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Carbondale, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wald Cir, Meadow Ct, Co Rd 100, Graceland Dr, Melissa Ln, Capitol Ave, Village Ln, Osprey Cir, Bald Eagle Way, Mjn Rd | $442,500 | $370,000 | $350,000-$400,000 | $423,000 | $390,000 | $400,000-$500,000 |
| Buck Board Ct, River's Bend, N 10th St, Wader, Chokecherry Ct, Brown Ct, Delores Way, Missouri Hts, Rose Ln, Capitol Way | $655,500 | $550,000 | $500,000-$600,000 | $270,500 | $240,000 | $200,000-$250,000 |
| Old Barn Dr, Co Rd 107, Co Rd 114, Crystal Canyon Dr, Co Rd 170, Co Rd 109, Catherine Stone Rd, Panorama Dr, Blue Rd, Rio Grande | $522,000 | $460,000 | $500,000-$600,000 | $336,500 | $310,000 | $350,000-$400,000 |
| Gambel Oak Way, Lincoln Ave, Co Rd 153, Garfield Ave, Graceland Rd, Latigo Loop, N 4th St, Marble Ct, Settlement Ln, Rd 57 | $342,000 | $280,000 | $300,000-$350,000 | $395,000 | $340,000 | $400,000-$500,000 |
| Hardwick Bridge Rd, Goose Creek Ln, Bristlecone Dr, Greystone Dr, Ponderosa Pass, Pinon Ln, Dakota Dr, S 2nd St, Mancos St, Upper Cattle Creek Rd | $467,000 | $430,000 | $400,000-$500,000 | $217,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$176 | $922 |
| Superior Protection Discount | -$110 | $988 |
| Fire & Security Discount | -$88 | $1,010 |
| Hail Resistant Roof Discount | -$33 | $1,065 |
| Newly Constructed Home Discount | -$264 | $834 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Garfield County | $700 | $1,368 | $2,068 | $994 | $1,694 | $374 |
| Carbondale, CO | $1,500 | $1,085 | $2,585 | $788 | $2,288 | $296 |
| El Jebel, CO | $400 | $2,348 | $2,748 | $1,707 | $2,107 | $642 |
| Glenwood Springs, CO | $200 | $1,123 | $1,323 | $816 | $1,016 | $307 |
| Silt, CO | $700 | $1,272 | $1,972 | $924 | $1,624 | $347 |
| Eagle-Gypsum, CO | $500 | $1,820 | $2,320 | $1,323 | $1,823 | $497 |
| Eagle County, CO | $2,500 | $1,486 | $3,986 | $1,080 | $3,580 | $406 |
| Garfield County, CO | $200 | $1,368 | $1,568 | $994 | $1,194 | $374 |
| Minturn-Red Cliff, CO | $1,000 | $1,683 | $2,683 | $1,223 | $2,223 | $460 |
| Home Insurance Company Carbondale, CO | Homeowners Insurance Agency Carbondale, CO | Address | Popularity Score | Distance from Carbondale (miles) |
|---|---|---|---|---|
| State Farm | Cathy Thompson | 27 Main Street, Edwards, CO, 81632-8111 | 37.4 | |
| Travelers | Rifle Insurance Agency | 450 West Ave #104, Rifle, CO, 81650 | 31.9 | |
| State Farm | Todd Fugate | 590 Hwy 133, Carbondale, CO, 81623-1884 | 1.0 | |
| State Farm | Carl Ciani | 2402 S Grand Avenue, Glenwood Springs, CO, 81601-4124 | 11.0 | |
| State Farm | Wayne Harris | 227 Cody Ln Unit 201, Basalt, CO, 81621-7601 | 9.9 | |
| Travelers | Allen Insurance Agency Inc | 237 Broadway, Eagle, CO, 81631 | 27.4 | |
| Travelers | Allen Insurance Agency Inc | 237 Broadway, Eagle, CO, 81631 | 27.3 | |
| Allstate | Chuck Campagna | 818 Grand Ave Ste C, Glenwood Springs, CO, 81601 | 12.0 | |
| State Farm | Dee Mccown | 436 East Ave Ste B, Rifle, CO, 81650-2336 | 31.8 | |
| State Farm | Will Comerford | 0050 Chambers Ave Ste D, Eagle, CO, 81631 | 28.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Garfield County, CO | $323,800 | $1,384 | $970 | $1,810 | $840 |
| Carbondale, CO | $458,000 | $1,098 | $770 | $1,440 | $670 |
| El Jebel, CO | $504,100 | $2,377 | $1,660 | $3,110 | $1,450 |
| Glenwood Springs, CO | $449,600 | $1,136 | $800 | $1,490 | $690 |
| Silt, CO | $223,900 | $1,287 | $900 | $1,690 | $790 |
| Eagle-Gypsum, CO | $405,000 | $1,842 | $1,290 | $2,410 | $1,120 |
| Eagle County, CO | $471,100 | $1,504 | $1,050 | $1,970 | $920 |
| Garfield County, CO | $323,800 | $1,384 | $970 | $1,810 | $840 |
| Minturn-Red Cliff, CO | $521,100 | $1,704 | $1,190 | $2,230 | $1,040 |