Gavop's guide to buying homeowners insurance in Cypress, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Cypress, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Blue Pond Ln, Strickland Rd, Doris Dr, River Chase Rd, Ellenora Ln, Dove Ln, Lovers Ln, Express Rd, Selma Dr, Hamilton Rd | $112,000 | $100,000 | $100,000-$125,000 | $82,000 | $70,000 | $50,000-$75,000 |
| Jaybird Dr, Circle Oak St, Dowling Rd, Ampetuwi Ln, Shack Cir, Alabama Ave, Courdt Ln, Trailer Park Dr, Cedric Cir, Mock Springs Dr | $142,000 | $130,000 | $150,000-$175,000 | $133,000 | $120,000 | $100,000-$125,000 |
| Brandy Beach Dr, Aries Trl, Hall St, Mellow Trl, McCroan Ln, Stonefield Dr, Shady Grove Rd, Kenya Rd, Katae Ln, Village Ave | $108,000 | $100,000 | $75,000-$100,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Jack Strickland Rd, Pondview Loop, Nada Dr, Lawrence Airport Dr, Hansford Rd, Emmettliz Ln, Vermont Rd, Reed Ln, Tyre Ln, Crystal Ln | $143,500 | $130,000 | $125,000-$150,000 | $69,000 | $60,000 | $50,000-$75,000 |
| Woodmen Dr, Chester Rd, Riley Ln, Delta Ln, Bolivia Ln, Timark Ln, Quarter Horse Ln, Land Dr, Florida St, Franklin Loop | $169,500 | $140,000 | $150,000-$175,000 | $132,000 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $688 |
| Superior Protection Discount | -$83 | $746 |
| Fire & Security Discount | -$75 | $754 |
| Hail Resistant Roof Discount | -$17 | $812 |
| Newly Constructed Home Discount | -$166 | $663 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,537 |
| Hail Damage | $4,618 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,054 |
| Home Insurance Company Cypress, FL | Homeowners Insurance Agency Cypress, FL | Address | Popularity Score | Distance from Cypress (miles) |
|---|---|---|---|---|
| Allstate | Pamela Johnson | 2555 Huntcliff Ln, Panama City, FL, 32405 | 49.0 | |
| Allstate | Webb Rowan | 923 W Jefferson St, Quincy, FL, 32351 | 31.0 | |
| Allstate | Gretchan Langley | 4618 Highway 90 Ste B, Marianna, FL, 32446 | 8.6 | |
| Allstate | Ellis Agency | 25744 N Main St, Altha, FL, 32421 | 9.3 | |
| Allstate | Pat Thomas Of Quincy | 1821 W Jefferson St, Quincy, FL, 32351 | 30.2 | |
| Travelers | Ard Insurance Llc | 2620-4 West Tennessee Street, Tallahassee, FL, 32304 | 48.2 | |
| State Farm | Eric Taylor | 35 E Washington St, Chattahoochee, FL, 32324-1540 | 14.7 | |
| State Farm | Linda Pforte | 2919 Penn Ave Ste B, Marianna, FL, 32448-2716 | 10.9 | |
| State Farm | Keith Williams | 4646 Highway 90, Marianna, FL, 32446-3501 | 8.4 | |
| Travelers | Farrell Realty & Insurance Agency Inc | 701 Ohio Ave, Lynn Haven, FL, 32444 | 45.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Jackson County, FL | $94,900 | $1,000 | $780 | $1,340 | $560 |
| Cypress, FL | $86,800 | $829 | $650 | $1,110 | $460 |
| Steam Mill, GA | $91,900 | $699 | $510 | $1,000 | $490 |
| Gordon, AL | $76,600 | $834 | $600 | $1,180 | $580 |
| Boykin, GA | $83,800 | $648 | $470 | $890 | $420 |
| Holmes County, FL | $92,400 | $861 | $670 | $1,150 | $480 |
| Panama City, FL | $152,900 | $1,290 | $1,010 | $1,730 | $720 |
| Grimes, AL | $72,400 | $804 | $590 | $1,130 | $540 |
| Whigham, GA | $68,900 | $546 | $390 | $760 | $370 |
| Midland City, AL | $93,600 | $949 | $650 | $1,360 | $710 |
| Tallahassee Southwest, FL | $84,700 | $972 | $760 | $1,300 | $540 |