Gavop's guide to buying homeowners insurance in Gaston, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Gaston, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1202, Stancell Ln, State Hwy 46, State Rd 1260, State Rd 1317, State Rd 1202, Jack Swamp Rd, Price Rd, E Belmont Dr, Garysburg Rd | $76,500 | $60,000 | $50,000-$75,000 | $102,500 | $90,000 | $75,000-$100,000 |
| Pleasant Hill Rd, Picard St, Pearson Rd, State Rd 1290, Bart Burgwyn Ln, Sandy Ln, Jordan Ln, State Rd 1288, State Rd 1309, Co Op Ln | $86,000 | $80,000 | $50,000-$75,000 | $92,500 | $80,000 | $75,000-$100,000 |
| Bradley Rd, State Rd 48, Miller Trl, Thorne St, Wiccacanee Trl, US Hwy 301 S, State Rd 1250, State Rd 1265, Woodcock Rd, State Rd 1324 | $252,500 | $210,000 | $250,000-$300,000 | $139,500 | $130,000 | $150,000-$175,000 |
| Railroad St, Lee Dr, Cherry Tree Rd, Barrow Trl, Perry St, Taylor Rd, Easy Ln, Madison St, Conwell Rd, Bagley Dr | $146,500 | $120,000 | $150,000-$175,000 | $90,000 | $80,000 | $100,000-$125,000 |
| W Central St, Blythe Rd, Massey Rd, Atherton St, Josey St, Robert Ln, State Rd 1207, Pear St, King Arthur Way, Wilson St | $137,000 | $110,000 | $150,000-$175,000 | $61,000 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $708 |
| Superior Protection Discount | -$86 | $777 |
| Fire & Security Discount | -$60 | $803 |
| Hail Resistant Roof Discount | -$17 | $846 |
| Newly Constructed Home Discount | -$181 | $682 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Northampton County | $1,500 | $868 | $2,368 | $631 | $2,131 | $237 |
| Gaston, NC | $1,500 | $853 | $2,353 | $620 | $2,120 | $233 |
| Brodnax, VA | $300 | $424 | $724 | $308 | $608 | $116 |
| South Hill, VA | $2,000 | $643 | $2,643 | $467 | $2,467 | $176 |
| Griffins, NC | $100 | $539 | $639 | $392 | $492 | $147 |
| Middleburg, NC | $700 | $785 | $1,485 | $571 | $1,271 | $215 |
| Red Oak, NC | $300 | $1,011 | $1,311 | $735 | $1,035 | $276 |
| Palmyra, NC | $1,500 | $468 | $1,968 | $340 | $1,840 | $128 |
| Kelford, NC | $300 | $420 | $720 | $305 | $605 | $115 |
| Dabney, NC | $700 | $673 | $1,373 | $489 | $1,189 | $184 |
| Reynoldson, NC | $1,000 | $898 | $1,898 | $653 | $1,653 | $245 |
| Home Insurance Company Gaston, NC | Homeowners Insurance Agency Gaston, NC | Address | Popularity Score | Distance from Gaston (miles) |
|---|---|---|---|---|
| Erie | Hodges Insurance Agency Inc. | 120 N Main Street, Louisburg, NC, 27549 | 42.9 | |
| Erie | Fountain Roberson Anderson | 119 E Saint James Street, Tarboro, NC, 27886 | 44.5 | |
| Allstate | Melvin Mitchell | 3501 Sunset Ave, Rocky Mount, NC, 27804 | 39.0 | |
| State Farm | Margier White | 234 Raleigh Road, Henderson, NC, 27536-4978 | 40.2 | |
| State Farm | Philip Thomas | 3024 Zebulon Rd, Rocky Mount, NC, 27804-2421 | 38.8 | |
| Nationwide | O L Meek Insurance Agency Inc | 2357 Eaton Ferry Rd, Littleton, NC, 27850 | 11.7 | |
| Nationwide | Hedgepeth-Hutson Insurance Services Inc. | 221 S Barnes St, Nashville, NC, 27856 | 40.0 | |
| Travelers | Standard Insurance | 1000 Benvenue Rd, Rocky Mount, NC, 27804 | 38.3 | |
| Allstate | Jeffrey Ayscue | 946 W Andrews Ave Ste A2, Henderson, NC, 27536 | 39.7 | |
| Travelers | The Parker Agency Inc | 166 W Main Street, Murfreesboro, NC, 27855 | 35.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,270 | $660 |
| Northampton County, NC | $81,900 | $879 | $600 | $1,260 | $660 |
| Gaston, NC | $83,200 | $864 | $600 | $1,230 | $630 |
| Brodnax, VA | $77,100 | $429 | $300 | $590 | $290 |
| South Hill, VA | $121,900 | $651 | $460 | $900 | $440 |
| Griffins, NC | $85,700 | $546 | $380 | $750 | $370 |
| Middleburg, NC | $136,300 | $795 | $530 | $1,090 | $560 |
| Red Oak, NC | $198,700 | $1,023 | $690 | $1,400 | $710 |
| Palmyra, NC | $73,600 | $474 | $320 | $650 | $330 |
| Kelford, NC | $65,600 | $425 | $290 | $600 | $310 |
| Dabney, NC | $111,400 | $681 | $470 | $930 | $460 |
| Reynoldson, NC | $165,100 | $909 | $610 | $1,250 | $640 |