How Can I Make My Texarkana, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Texarkana, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Texarkana, TX Home Insurance Coverage Levels | Back to Top

Texarkana, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Pecan Cove, Lemontree Cir, Co Rd 1321, Easy St, Veronica St, Maryland Dr, Cedar St, Barkwood Rd, Cameron Ln, Dawn St $117,000 $100,000 $125,000-$150,000 $113,500 $100,000 $100,000-$125,000
Sunset Rd, Memorial Dr, Leopard Dr, Roberta Ln, Williamsburg Ln, Golden Rule Dr, Ball St, Parker Ave, Joyce St, W 18th St $133,500 $110,000 $150,000-$175,000 $128,500 $110,000 $100,000-$125,000
Piney Grove Cir, FM 558, Elmwood Rd, Lavaca St, Brown Dr, Eddings Ave, Azalea Dr, Arnold Dr, Carrol Ave, Beaumont St $76,000 $60,000 $75,000-$100,000 $55,000 $50,000 $50,000-$75,000
Charles, Blankenship Ln, W 3rd St, Akins Rd, Ghio Fish Blvd, Ellen Ave, Co Rd 2209, Myrtle Spring, Forest Lake Dr, Lester St $153,500 $150,000 $175,000-$200,000 $159,000 $140,000 $175,000-$200,000
James St, Potomac Pl, Branson Ln, Village Pl, Cummings Ln, Aspen, W 13th St, Pecan Valley Cir, S Bishop Rd, Green Oak Cir $186,500 $170,000 $175,000-$200,000 $143,500 $130,000 $150,000-$175,000
Volga Cir, Larry Dr, Pansy St, FM 991, Lilac St, Midway Dr, Daniels St, Pipes Cir, Pine Valley Rd, Robin Dr $150,500 $140,000 $175,000-$200,000 $98,500 $80,000 $100,000-$125,000
Buchanan Loop Rd, Columbine Ln, Turtle Creek Dr, Springlake Park Rd, Kennedy Ln, Jack St, Celeeste St, Allen St, Serenity Ln, Liberty Ln $76,500 $70,000 $75,000-$100,000 $95,000 $80,000 $75,000-$100,000
Telka Pl, Huckabee St, Shellwood Dr, Sterling Dr, W 16th St, Noah Ave, Robin Ln, W Line Rd, Deerwood St, Will Smith Rd $127,000 $110,000 $125,000-$150,000 $90,000 $80,000 $75,000-$100,000
Frontage Rd, Co Rd 28, Country Ln, Rosewood St, Leary Rd, Caldwell St, Terrace Plaza Dr, White Rd W, Moores Ln, Ironwood Dr $244,500 $200,000 $200,000-$250,000 $134,500 $110,000 $125,000-$150,000
Champion Pl, Potomac Cir, W 20th St, Canadian Cir, Smith Rd, Elinor Dr, FM 1397, Plant St, White Oak Pl, Rosedale St $161,500 $140,000 $150,000-$175,000 $85,500 $80,000 $50,000-$75,000

Estimate your Savings with Home Insurance Discounts in Texarkana, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$234 $1,229
Superior Protection Discount -$146 $1,317
Fire & Security Discount -$161 $1,302
Hail Resistant Roof Discount -$44 $1,419
Newly Constructed Home Discount -$366 $1,098

Choose your Texarkana, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,854
Physical Damage $2,537
Hail Damage $4,571
Wind Damage $6,242
Expensive Claims
Fire $45,570
Smoke $16,218

Identify Top Home Insurance Agents near Texarkana, TX | Back to Top

Home Insurance Company Texarkana, TX Homeowners Insurance Agency Texarkana, TX Address Popularity Score Distance from Texarkana (miles)
Liberty Mutual Independent Complete Coverage 4770 Texas Blvd, Texarkana, TX, 75503
4.5
Allstate Jeffrey Kesler 3415 New Boston Rd, Texarkana, TX, 75501
2.9
Farmers April Starnes 4526 Summerhill Rd, Texarkana, TX, 75503
3.4
State Farm Kelli Ashbrook 3410 Moores Ln, Texarkana, TX, 75503-2211
2.2
Farmers Maria Moya 3101 Kennedy Ln Ste 400, Texarkana, TX, 75503
3.0
Allstate Scott Sanders 4303 Texas Blvd Ste 3, Texarkana, TX, 75503
4.2
Allstate Keith Helms 5323 Summerhill Rd, Texarkana, TX, 75503
3.1
Farmers Kellie Cox 703 W Main St Ste B, Atlanta, TX, 75551
24.8
Liberty Mutual Independent Bockmon Insurance Agency 108 E 1st, Hughes Springs, TX, 75656
44.0
State Farm Paul Tye 4076 Summerhill Sq, Texarkana, TX, 75503-2730
3.5

Compare Rates for Texarkana, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Bowie County, TX $109,400 $1,404 $930 $2,160 $1,230
Texarkana, TX $126,100 $1,463 $970 $2,250 $1,280
Nash, TX $104,800 $1,541 $1,020 $2,370 $1,350
Mineral Springs, AR $87,400 $938 $670 $1,320 $650
Cass County, TX $86,200 $1,308 $860 $2,010 $1,150
De Roan, AR $79,400 $754 $540 $1,070 $530
Perrytown, AR $92,500 $964 $690 $1,380 $690
Buckner, AR $49,600 $739 $510 $1,060 $550
French, AR $103,200 $1,016 $680 $1,430 $750
Annona, TX $49,800 $1,237 $820 $1,900 $1,080
Mineral, AR $75,400 $877 $640 $1,250 $610
Thompson, AR $92,600 $964 $650 $1,360 $710

Research Home Insurance Companies Reviews in Texarkana, TX Before Buying | Back to Top

Share a review on your home insurance company


GEICO Home Insurance Reviews

Date: September 10, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
Our premium and deductible seems pretty comparable to other companies from what I've seen in my own limited research and from talking to other homeowners.

Date: June 18, 2019    Age: 30 to 39    Gender: Unmarried    Marital Status: Male

Premium
Deductible is too high, but that's the case with every potential provider

Date: March 05, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Deductibles are higher compare to other but it is cheaper at the same time. Usually difference is about 25%.

State Farm Home Insurance Reviews

Date: September 20, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
To my understanding and research my insurance company offers a good value compared to other companies in my area. They also offer the best value.


Date: January 19, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The policy compares favorably to other policies. In shopping around, the price point is good in comparison to other insurance companies. The deductible is not very high at all if ever needed.

Date: December 06, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
The premiums seem to change every renewal period which is confusing. Sometimes they go down, but sometimes they go up. The deductibles are fine - we get to choose what we want for a deductible.

Allstate Home Insurance Reviews

Date: January 15, 2020    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
I have never had any problem with Allstate customer service. Every time I have called the reps have always been kind and helpful. I would rate them a 4 in this department.

Date: October 28, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
I'm honestly not sure what all is covered because my husband is the one who set up our home insurance. But, I'm assuming the basics, such as loss of property and damage are covered.


Esurance Home Insurance Reviews

Date: May 23, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Male

Customer Service
esurance has been so wonderful they offer the best insurance policy regardless of what your isuring

Travelers Home Insurance Reviews

Date: November 02, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
Communication could be better. I haven't heard from them since I signed up months ago. I opted for the paperless, but still no email or anything.

Farmer's Insurance Home Insurance Reviews

Date: July 10, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I would give my insurance company a 5. They have been fantastic, quick to answer phone calls and also answer any questions I have had. They've shopped out policies to see if they can save me money.

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