Gavop tells you how to get the best homeowners insurance in Bath County, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bath County, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Riner Ln, Ski Lodge Dr, Thornhill Dr, Westview Ln, Ice Pond Rd, Kiser Ln, Sugar Hollow Rd, Creekside Dr, Hidden Trl, Cave Hill Rd | $165,000 | $150,000 | $175,000-$200,000 | $100,500 | $80,000 | $75,000-$100,000 |
| Forest Rd 61, Sunset View Dr, Tower Hill Rd, Paul Siple Dr, Camala Way, Stagecoach Dr, Rock Cut Rd, Kings Hollow Rd, Lower Yard Rd, Good Hope and Faith Ln | $168,500 | $140,000 | $125,000-$150,000 | $181,500 | $160,000 | $175,000-$200,000 |
| Haven Wood Rd, Big Lick Rd, Triple Oak Ln, Little Valley Rd, US Hwy 220, W Warm Springs Dr, Loggers Rd, Clarkson Ln, Over the Hill Ln, Old Green House Rd | $196,000 | $170,000 | $150,000-$175,000 | $171,000 | $140,000 | $125,000-$150,000 |
| Bath Rd, Billy Goat Ln, Pheasanty Hollow Rd, Hickory Hill Dr, Puffs Ln, Switzerland Trl, Cubbley Rd, Grandview Rd, Wilhelm Dr, Mill Creek Rd | $236,500 | $220,000 | $200,000-$250,000 | $154,000 | $140,000 | $150,000-$175,000 |
| Sunrise Terrace Rd, Muddy Rd, Pig Run Rd, Lowman Dr, Hickory Dr, Rte 635, Kingtown Rd, Mt Laurel Dr, Sparrow Ln, Lawrence Ln | $168,000 | $150,000 | $175,000-$200,000 | $88,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $567 |
| Superior Protection Discount | -$63 | $637 |
| Fire & Security Discount | -$49 | $651 |
| Hail Resistant Roof Discount | -$21 | $679 |
| Newly Constructed Home Discount | -$154 | $546 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bath County | $700 | $692 | $1,392 | $503 | $1,203 | $189 |
| Bath County, VA | $2,500 | $692 | $3,192 | $503 | $3,003 | $189 |
| Goshen, VA | $300 | $529 | $829 | $384 | $684 | $144 |
| Sharon, VA | $1,000 | $557 | $1,557 | $405 | $1,405 | $152 |
| Lexington, VA | $300 | $787 | $1,087 | $572 | $872 | $215 |
| Hillsboro, WV | $2,500 | $467 | $2,967 | $340 | $2,840 | $128 |
| Augusta County, VA | $500 | $845 | $1,345 | $614 | $1,114 | $231 |
| Franklin, WV | $2,500 | $747 | $3,247 | $543 | $3,043 | $204 |
| Nellysford, VA | $300 | $1,204 | $1,504 | $875 | $1,175 | $329 |
| Weyers Cave, VA | $2,500 | $826 | $3,326 | $600 | $3,100 | $226 |
| Fenwick, WV | $400 | $473 | $873 | $344 | $744 | $129 |
| Webster County, WV | $2,500 | $700 | $3,200 | $509 | $3,009 | $191 |
| Home Insurance Company Bath County, VA | Homeowners Insurance Agency Bath County, VA | Address | Popularity Score | Distance from Bath County (miles) |
|---|---|---|---|---|
| Allstate | Gerald E. Franson Insurance Agency Inc. | 101 N Maple Ave, Covington, VA, 24426 | 24.0 | |
| Travelers | Derek Wiley Agency Inc | 1616 Roanoke Rd Ste 100, Daleville, VA, 24083 | 46.7 | |
| State Farm | Patrick Blevins | 108 E Midland Trl, Lexington, VA, 24450-5700 | 26.1 | |
| Erie | Staley Insurance Agency Inc. | 1105 Greenville Avenue, Staunton, VA, 24401 | 36.8 | |
| Travelers | Racey & Dean Inc | 535 Main St, Clifton Forge, VA, 24422 | 18.2 | |
| Travelers | Our Insurance Options | 58 D Ridge Rd, Troutville, VA, 24175 | 44.2 | |
| Nationwide | Massie Insurance Agency Inc | 165 S Main St, Amherst, VA, 24521 | 50.0 | |
| Travelers | Bankers Insurance Llc | 320 N Central Ave, Staunton, VA, 24401 | 36.4 | |
| Travelers | Bankers Insurance Llc | 320 N Central Ave, Staunton, VA, 24401 | 36.4 | |
| State Farm | Shannon Lokey | 9 Killdeer Ln, Dayton, VA, 22821-9745 | 48.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,320 | $630 |
| Bath County, VA | $151,100 | $700 | $500 | $1,000 | $500 |
| Bath County, VA | $151,100 | $700 | $500 | $990 | $490 |
| Goshen, VA | $96,300 | $535 | $390 | $750 | $360 |
| Sharon, VA | $102,200 | $564 | $380 | $770 | $390 |
| Lexington, VA | $252,500 | $796 | $570 | $1,140 | $570 |
| Hillsboro, WV | $47,500 | $473 | $340 | $680 | $340 |
| Augusta County, VA | $206,300 | $856 | $570 | $1,210 | $640 |
| Franklin, WV | $123,100 | $756 | $520 | $1,070 | $550 |
| Nellysford, VA | $408,100 | $1,219 | $890 | $1,720 | $830 |
| Weyers Cave, VA | $182,800 | $836 | $570 | $1,150 | $580 |
| Fenwick, WV | $48,800 | $479 | $330 | $660 | $330 |
| Webster County, WV | $68,400 | $709 | $510 | $980 | $470 |