Gavop shows you how to buy homeowners insurance in Ore City, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $69,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $102,500 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $212,000 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $228,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$149 | $845 |
| Superior Protection Discount | -$89 | $905 |
| Fire & Security Discount | -$99 | $895 |
| Hail Resistant Roof Discount | -$20 | $974 |
| Newly Constructed Home Discount | -$268 | $726 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Upshur County | $700 | $1,395 | $2,095 | $1,014 | $1,714 | $381 |
| Ore City, TX | $700 | $982 | $1,682 | $714 | $1,414 | $268 |
| Hughes Springs, TX | $500 | $1,359 | $1,859 | $987 | $1,487 | $371 |
| Big Sandy, TX | $2,000 | $985 | $2,985 | $716 | $2,716 | $269 |
| Leesburg-Newsome, TX | $400 | $1,389 | $1,789 | $1,010 | $1,410 | $380 |
| Mount Pleasant, TX | $1,000 | $990 | $1,990 | $720 | $1,720 | $271 |
| Titus County, TX | $200 | $1,336 | $1,536 | $971 | $1,171 | $365 |
| New Chapel Hill, TX | $700 | $1,708 | $2,408 | $1,241 | $1,941 | $467 |
| Maud, TX | $500 | $1,393 | $1,893 | $1,012 | $1,512 | $381 |
| Hideaway, TX | $2,500 | $1,777 | $4,277 | $1,292 | $3,792 | $486 |
| Oil City, LA | $500 | $1,090 | $1,590 | $792 | $1,292 | $298 |
| Whitehouse, TX | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Home Insurance Company Ore City, TX | Homeowners Insurance Agency Ore City, TX | Address | Popularity Score | Distance from Ore City (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Bockmon Knight & Traylor Insurance Agency | 450 E Loop 281 Ste C1, Longview, TX, 75605 | 17.6 | |
| Travelers | All-Star Insurance Group | 201 N. Wood St, Gilmer, TX, 75644 | 11.0 | |
| Travelers | Williams Insurance Agency | 300 W Tyler St, Gilmer, TX, 75644 | 11.2 | |
| Liberty Mutual Independent | Bockmon-Andrews Insurance Agency | 133 Us Highway 259 N, Ore City, TX, 75683 | 7.2 | |
| State Farm | Matt Gandy | 1605 Judson Rd Ste C, Longview, TX, 75601-3664 | 18.9 | |
| State Farm | Rick Grisham | Bldg 3 2393 H G Mosley Pkwy Ste 101, Longview, TX, 75604-3664 | 18.8 | |
| State Farm | Charlene Ingram | 801 Pine Tree Rd, Longview, TX, 75604-4026 | 19.4 | |
| Farmers | Kevin Ray | 1011 W Loop 281 Ste 1, Longview, TX, 75604 | 17.9 | |
| State Farm | Alan Smith | 5528 Old Bullard Rd Ste 101, Tyler, TX, 75703-4369 | 46.8 | |
| Farmers | Dennis Baker | 2643 Bill Owens Pkwy, Longview, TX, 75604 | 18.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Upshur County, TX | $111,600 | $1,412 | $930 | $2,170 | $1,240 |
| Ore City, TX | $116,300 | $994 | $660 | $1,530 | $870 |
| Hughes Springs, TX | $71,900 | $1,375 | $910 | $2,120 | $1,210 |
| Big Sandy, TX | $117,400 | $997 | $660 | $1,540 | $880 |
| Leesburg-Newsome, TX | $77,400 | $1,406 | $930 | $2,170 | $1,240 |
| Mount Pleasant, TX | $95,800 | $1,002 | $660 | $1,540 | $880 |
| Titus County, TX | $96,300 | $1,352 | $890 | $2,080 | $1,190 |
| New Chapel Hill, TX | $158,200 | $1,729 | $1,140 | $2,660 | $1,520 |
| Maud, TX | $78,000 | $1,410 | $930 | $2,170 | $1,240 |
| Hideaway, TX | $185,000 | $1,799 | $1,190 | $2,770 | $1,580 |
| Oil City, LA | $88,800 | $1,103 | $770 | $1,590 | $820 |
| Whitehouse, TX | $169,800 | $960 | $630 | $1,480 | $850 |