Gavop shows you how to buy homeowners insurance in Ripley County, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ripley County, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Mulberry St, S Tanglewood Rd, W Co Rd 825 N, N Co Rd 800 W, Lakeview Dr, E Water St, S Walnut St, Olive St, Colvin Dr, E Co Rd 200 S | $128,000 | $110,000 | $125,000-$150,000 | $133,000 | $120,000 | $125,000-$150,000 |
| N Co Rd 25 E, Benham Rd, N Co Rd 200 E, E Mud Pike Rd, W St Louis Pl, Locker Rd, Catherine St, Hunt St, Cori Ln, S Co Rd 50 W | $92,500 | $70,000 | $100,000-$125,000 | $65,500 | $60,000 | $50,000-$75,000 |
| S Cave Hill Rd, E Co Rd 650 S, US Hwy 421, E Co Rd 150 S, S Meridian St, S Adams St, Western Ave, S Co Rd 100 E, S Co Rd 450 E, S Industrial Park Rd | $138,500 | $110,000 | $150,000-$175,000 | $94,000 | $90,000 | $75,000-$100,000 |
| Ashlin Ct, Morrell St, E Co Rd 200 S, E George St, S Mary St, Callery Pear Dr, N Township Line Rd, N Co Rd 350 W, Faulkner St, Jackson St | $138,500 | $130,000 | $125,000-$150,000 | $93,500 | $80,000 | $100,000-$125,000 |
| E South St, W Co Rd 850 S, E Co Rd 125 S, Sunset Ave, S Co Rd 450 W, W Railroad Rd, N Adams Church Rd, Gaslight Dr, Warn Pl, Tucker Rd | $193,500 | $180,000 | $200,000-$250,000 | $123,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $609 |
| Superior Protection Discount | -$66 | $667 |
| Fire & Security Discount | -$59 | $675 |
| Hail Resistant Roof Discount | -$15 | $719 |
| Newly Constructed Home Discount | -$176 | $557 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ripley County | $2,000 | $725 | $2,725 | $527 | $2,527 | $198 |
| Ripley County, IN | $1,000 | $725 | $1,725 | $527 | $1,527 | $198 |
| Aurora, IN | $300 | $830 | $1,130 | $603 | $903 | $227 |
| East Enterprise, IN | $2,500 | $767 | $3,267 | $557 | $3,057 | $210 |
| New Baltimore, OH | $700 | $700 | $1,400 | $509 | $1,209 | $191 |
| Elsmere, KY | $400 | $681 | $1,081 | $495 | $895 | $186 |
| Northgate, OH | $1,000 | $626 | $1,626 | $455 | $1,455 | $171 |
| Verona, KY | $500 | $1,061 | $1,561 | $771 | $1,271 | $290 |
| Henry County, KY | $2,000 | $733 | $2,733 | $533 | $2,533 | $200 |
| Abington, IN | $200 | $893 | $1,093 | $649 | $849 | $244 |
| Dublin, IN | $2,500 | $614 | $3,114 | $446 | $2,946 | $168 |
| Home Insurance Company Ripley County, IN | Homeowners Insurance Agency Ripley County, IN | Address | Popularity Score | Distance from Ripley County (miles) |
|---|---|---|---|---|
| State Farm | Beth Prince | 308 N Harrison St, Shelbyville, IN, 46176-1312 | 40.4 | |
| State Farm | Josh Denny | 506 E Main St, Madison, IN, 47250-3647 | 25.8 | |
| State Farm | Kasey Stam | 4535 Progress Dr, Columbus, IN, 47201-8819 | 38.1 | |
| Travelers | Brooks Insurance Professionals | 200 E Jackson St, Shelbyville, IN, 46176 | 40.1 | |
| Travelers | Holland Insurance | 1305 S Adams St Ste A, Versailles, IN, 47042 | 2.8 | |
| Farmers | Anna Carney | 102 Front St Ste A, Lawrenceburg, IN, 47025 | 21.8 | |
| Allstate | Booher & Taylor | 726 Green Blvd # 269, Aurora, IN, 47001 | 19.8 | |
| State Farm | Paul Ehrman | 1750 State Road 46 E Ste B, Batesville, IN, 47006-9238 | 13.4 | |
| State Farm | Greg Stuart | 535 Green Blvd, Aurora, IN, 47001-1530 | 19.8 | |
| Travelers | H F Wunderlich Agcy Inc | 431 Second St, Aurora, IN, 47001 | 19.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $570 | $1,170 | $600 |
| Ripley County, IN | $139,500 | $733 | $520 | $1,050 | $530 |
| Ripley County, IN | $139,500 | $733 | $540 | $1,000 | $460 |
| Aurora, IN | $127,700 | $840 | $560 | $1,160 | $600 |
| East Enterprise, IN | $107,400 | $776 | $570 | $1,100 | $530 |
| New Baltimore, OH | $134,100 | $709 | $480 | $990 | $510 |
| Elsmere, KY | $108,700 | $689 | $490 | $960 | $470 |
| Northgate, OH | $122,000 | $633 | $440 | $900 | $460 |
| Verona, KY | $194,600 | $1,074 | $760 | $1,490 | $730 |
| Henry County, KY | $126,100 | $742 | $500 | $1,050 | $550 |
| Abington, IN | $151,700 | $904 | $610 | $1,240 | $630 |
| Dublin, IN | $68,000 | $621 | $430 | $880 | $450 |