Gavop tells you how to get the best homeowners insurance in Ladera Ranch, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Ladera Ranch, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bower Ln, Shelton Ct, Royale Dr, Casa Grande Dr, John St, Via Corbina, Sklar St, Silver Spur Rd, Tarleton Ln, Wood Barn Rd | $863,500 | $770,000 | $700,000-$800,000 | $803,000 | $680,000 | $800,000-$900,000 |
| Wayfaire, Silver Creek Dr, Langford Ln, Newkirk Rd, Clematis St, Tether Moon Ln, Hydrangea St, Barnstable Way, Irish Moss St, Reston Way | $471,000 | $380,000 | $400,000-$500,000 | $724,000 | $690,000 | $600,000-$700,000 |
| Pso Boveda, Pso Atrevida, Lewiston Ct, Falabella Dr, Lindenwood Farm, St Bride Way, Steeton Ln, Flowerdale, Whidbey Dr, Thornhill St | $352,500 | $300,000 | $350,000-$400,000 | $532,000 | $480,000 | $500,000-$600,000 |
| Cloverdale, Chaparral Ct, Avendale Blvd, Platinum Cir, Paverstone Ln, Sellas Rd S, Arlington St, Buckman Way, Welbe Cir, Smoke Tree Dr | $461,000 | $430,000 | $400,000-$500,000 | $453,000 | $420,000 | $350,000-$400,000 |
| Rumford St, Shively Rd, Bent Oak, Trumpet Vine St, Via Bella, N Reston Way, Martino, Connor Ct, Maremma Ln, Horseshoe Bend | $501,000 | $480,000 | $400,000-$500,000 | $402,500 | $350,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $962 |
| Superior Protection Discount | -$101 | $1,018 |
| Fire & Security Discount | -$101 | $1,018 |
| Hail Resistant Roof Discount | -$34 | $1,085 |
| Newly Constructed Home Discount | -$269 | $850 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,344 |
| Hail Damage | $4,759 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,553 |
| Home Insurance Company Ladera Ranch, CA | Homeowners Insurance Agency Ladera Ranch, CA | Address | Popularity Score | Distance from Ladera Ranch (miles) |
|---|---|---|---|---|
| State Farm | Greg Rosalino | 1401 N El Camino Real Ste 109, San Clemente, CA, 92672-4982 | 8.2 | |
| Farmers | Allan Hodgert | 23161 Mill Creek Dr Ste 100, Laguna Hills, CA, 92653 | 7.5 | |
| State Farm | Tom Gorski | 95 Argonaut Ste 120, Aliso Viejo, CA, 92656-4136 | 5.7 | |
| Allstate | Alan Keddington | 26072 Merit Cir Ste 105, Laguna Hills, CA, 92653 | 2.5 | |
| Farmers | Kevin Peterson | 1104 S El Camino Real Ste A, San Clemente, CA, 92672 | 9.1 | |
| Farmers | Cameron Watson | 30162 Tomas Ste 205, Rancho Santa Margari, CA, 92688 | 6.5 | |
| State Farm | Victoria Pore | 28991 Golden Lantern Ste D105, Laguna Niguel, CA, 92677-1554 | 2.9 | |
| Farmers | Eric Kotowitz | 23361 El Toro Rd Ste 217, Lake Forest, CA, 92630 | 6.0 | |
| State Farm | Luz Thompson | 535 S Brea Blvd, Brea, CA, 92821-5305 | 29.2 | |
| State Farm | Cari Heimos | 2850 Mesa Verde Dr E Ste P, Costa Mesa, CA, 92626-4857 | 18.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Orange County, CA | $620,500 | $1,368 | $1,010 | $1,860 | $850 |
| Ladera Ranch, CA | $803,400 | $1,119 | $830 | $1,520 | $690 |
| Elsinore Valley, CA | $338,300 | $749 | $550 | $1,020 | $470 |
| Huntington Beach, CA | $688,700 | $1,309 | $970 | $1,780 | $810 |
| Jurupa Valley, CA | $308,900 | $691 | $510 | $940 | $430 |
| Valinda, CA | $385,900 | $872 | $650 | $1,190 | $540 |
| Downey, CA | $479,500 | $1,353 | $1,000 | $1,840 | $840 |
| Claremont, CA | $605,700 | $1,421 | $1,050 | $1,930 | $880 |
| Rialto, CA | $260,200 | $712 | $530 | $970 | $440 |
| Southwest San Gabriel Valley, CA | $534,800 | $1,588 | $1,180 | $2,160 | $980 |
| Mentone, CA | $281,100 | $646 | $480 | $880 | $400 |
| Fairbanks Ranch, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |