Gavop's guide to buying homeowners insurance in Wilkes-Barre, PA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $88,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $96,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $124,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $140,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $619 |
| Superior Protection Discount | -$72 | $648 |
| Fire & Security Discount | -$72 | $648 |
| Hail Resistant Roof Discount | -$22 | $698 |
| Newly Constructed Home Discount | -$144 | $576 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Luzerne County | $1,500 | $624 | $2,124 | $453 | $1,953 | $170 |
| Wilkes-Barre, PA | $2,500 | $711 | $3,211 | $517 | $3,017 | $194 |
| Spring Brook, PA | $200 | $814 | $1,014 | $592 | $792 | $222 |
| West Abington, PA | $700 | $865 | $1,565 | $628 | $1,328 | $236 |
| Jonestown, PA | $400 | $727 | $1,127 | $528 | $928 | $199 |
| Hemlock, PA | $2,000 | $808 | $2,808 | $587 | $2,587 | $221 |
| Eagles Mere, PA | $100 | $1,967 | $2,067 | $1,430 | $1,530 | $538 |
| Palo Alto, PA | $700 | $517 | $1,217 | $376 | $1,076 | $141 |
| North Whitehall, PA | $100 | $745 | $845 | $542 | $642 | $204 |
| Le Raysville, PA | $1,000 | $679 | $1,679 | $493 | $1,493 | $185 |
| Lehman, PA | $400 | $611 | $1,011 | $444 | $844 | $167 |
| Edenburg, PA | $700 | $690 | $1,390 | $501 | $1,201 | $188 |
| Home Insurance Company Wilkes-Barre, PA | Homeowners Insurance Agency Wilkes-Barre, PA | Address | Popularity Score | Distance from Wilkes-Barre (miles) |
|---|---|---|---|---|
| Travelers | Brosky Insurance Agency Inc | 1540 E Race St, Allentown, PA, 18109 | 46.4 | |
| Erie | Thomas E Michael Agency | 1685 Stoke Park Road, Bethlehem, PA, 18017 | 47.3 | |
| Allstate | Tania Kanarek | 709 Seven Bridge Rd, East Stroudsburg, PA, 18301 | 41.9 | |
| Erie | Brosky Insurance Agency Inc. | 1540 E Race Street, Catasauqua, PA, 18032 | 46.4 | |
| Travelers | Dreher Agency Inc | 551 Main St, Stroudsburg, PA, 18360 | 40.0 | |
| State Farm | Larry Lancaster | 24 W 21st St, Northampton, PA, 18067-1268 | 43.1 | |
| State Farm | Rick Wright | 1029 N Washington St, Wilkes Barre, PA, 18705-1816 | 1.6 | |
| Allstate | Jesse Boyer | 2910 Easton Ave Unit 4, Bethlehem, PA, 18017 | 49.9 | |
| Allstate | Len Podrasky | 140 Wilkes Barre Township Blvd, Wilkes Barre, PA, 18702 | 0.8 | |
| State Farm | Chris Breting | 883 Oplinger Rd, Wescosville, PA, 18106-9702 | 49.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $510 | $1,040 | $530 |
| Luzerne County, PA | $124,100 | $631 | $460 | $870 | $410 |
| Wilkes-Barre, PA | $74,600 | $720 | $490 | $1,010 | $520 |
| Spring Brook, PA | $213,500 | $824 | $590 | $1,150 | $560 |
| West Abington, PA | $241,300 | $875 | $620 | $1,200 | $580 |
| Jonestown, PA | $165,600 | $736 | $520 | $1,040 | $520 |
| Hemlock, PA | $210,300 | $818 | $600 | $1,140 | $540 |
| Eagles Mere, PA | $570,700 | $1,991 | $1,370 | $2,770 | $1,400 |
| Palo Alto, PA | $73,400 | $523 | $350 | $720 | $370 |
| North Whitehall, PA | $252,800 | $754 | $520 | $1,070 | $550 |
| Le Raysville, PA | $140,900 | $687 | $460 | $980 | $520 |
| Lehman, PA | $130,200 | $618 | $410 | $860 | $450 |
| Edenburg, PA | $146,200 | $698 | $480 | $960 | $480 |