How Can I Make My Missouri City, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Missouri City, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Missouri City, TX Home Insurance Coverage Levels | Back to Top

Missouri City, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 4 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Rose Ann St, W Ritter Cir, Flagler St, Vinkins Ct, Zavalla St, Windsor Village Dr, W Orem, N Kathy Ave, Silo Ln, Garden $124,000 $100,000 $125,000-$150,000 $153,000 $130,000 $150,000-$175,000
Caridas Rd, S Hanworth Dr, Arp St, Oakmantle Dr, Craven Rd, Parkview St, N Marcia Cir, S Michael Cir, Christina Ct, N Ridgewood Cir $117,500 $100,000 $100,000-$125,000 $151,500 $140,000 $150,000-$175,000
Folklore Way, Gessport Blvd, Laleu Ln, S Evelyn Cir, Alyssa Dr, Nicholas St, Cymbal Dr, W Antone Cir, Lost Thicket Dr, Ruffino Rd $82,500 $70,000 $75,000-$100,000 $195,000 $180,000 $150,000-$175,000
W Fondren Cir, Fonren Grove Cir, Irene, S Rachlin Cir, Keegans Ridge Rd, Water Oak Dr, N Little John Cir, Windy Wisp Ln, Joan St, Halliford Dr $127,000 $110,000 $100,000-$125,000 $223,500 $200,000 $250,000-$300,000
Summit Ridge Dr, Summit Ridge Ct, Blue Ridge Dr, Lacey Ln, Sungate Ln, Gregory Blvd, E Hampton Cir, Alyssa Ave, Terrance St, Palmway St $123,000 $100,000 $125,000-$150,000 $145,000 $130,000 $100,000-$125,000

Choose the Best Missouri City, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired Up to 499 Credit Score $25 to 50,000 1 Pet, Non-Smoker $1,100
Full Time Job 500-549 Credit Score $25 to 50,000 No Pets, Smoker $330
Unemployed 750-799 Credit Score No Income 2 Pets, Smoker $2,670

Choose the Right Deductible for your Missouri City, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $650 $750 $540 $640 $110
Harris County, TX $1,500 $580 $1,080 $490 $1,990 $-910
Missouri City, TX $2,000 $590 $1,090 $490 $2,490 $-1,400
Fifth Street, TX $100 $160 $260 $140 $240 $20
Arcola, TX $2,500 $420 $920 $350 $2,850 $-1,930
Fort Bend County, TX $100 $920 $1,020 $780 $880 $140
South Houston, TX $2,500 $420 $920 $360 $2,860 $-1,940
Fulshear, TX $300 $1,400 $1,700 $1,190 $1,490 $210
Jacinto City, TX $1,000 $390 $890 $330 $1,330 $-440
Channelview, TX $200 $440 $640 $380 $580 $60
La Marque, TX $2,500 $410 $910 $350 $2,850 $-1,940
Barrett, TX $100 $230 $330 $200 $300 $30
Sealy, TX $2,500 $730 $1,230 $600 $3,100 $-1,870

Identify Top Home Insurance Agents near Missouri City, TX | Back to Top

Home Insurance Company Missouri City, TX Homeowners Insurance Agency Missouri City, TX Address Popularity Score Distance from Missouri City (miles)
State Farm Reggie Mhoon 3100 Timmons Ln Ste 585, Houston, TX, 77027-5952
13.4
State Farm Scott Le 6838 Ranchester Dr, Houston, TX, 77036-4516
9.9
Farmers Kelly Baca 130 Industrial Blvd Ste 150, Sugar Land, TX, 77478
6.1
Allstate Sean Mertz 5311 Fm 1960 Rd E Ste F, Humble, TX, 77346
36.4
State Farm Wilbert Sumuel 3453 Kirby Dr, Houston, TX, 77098-3210
13.8
Farmers Jeffrey Johnson 77 Sugar Creek Center Blvd Ste 205, Sugar Land, TX, 77478
5.9
State Farm Darryl Mayo 1531 Highway 90a, Missouri City, TX, 77489-4047
3.9
State Farm Richard Stegall 13739 Southwest Freeway, Sugar Land, TX, 77478-3531
5.6
State Farm David Stegall 9029 Highway 6 Ste 170, Missouri City, TX, 77459-4877
1.7
State Farm Darren Boone 15203 Southwest Frwy, Sugar Land, TX, 77478-3872
5.5

Compare Rates for Missouri City, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $610 $400 $940 $540
Harris County, TX $132,200 $540 $360 $830 $470
Missouri City, TX $158,900 $860 $570 $1,320 $750
Fifth Street, TX $34,400 $140 $90 $220 $130
Arcola, TX $102,100 $430 $280 $660 $380
Fort Bend County, TX $179,800 $970 $640 $1,490 $850
South Houston, TX $83,500 $390 $260 $600 $340
Fulshear, TX $345,400 $1,450 $960 $2,230 $1,270
Jacinto City, TX $80,100 $450 $300 $690 $390
Channelview, TX $93,600 $370 $240 $570 $330
La Marque, TX $85,300 $470 $310 $720 $410
Barrett, TX $60,800 $360 $240 $550 $310
Sealy, TX $150,600 $830 $550 $1,280 $730

Research Home Insurance Companies Reviews in Missouri City, TX Before Buying | Back to Top

Share a review on your home insurance company


State Farm Home Insurance Reviews

Date: September 09, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
this home insurance company premium and deductible of my policy is very great compared to the other home insurance policies.

Date: July 27, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
From a scale of 1 to 5 my experience has been a 4. They are good when you need them. Price is not bad, but can be aggravating when rates fluctuate.

Date: April 22, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
The deductible/premium is a little high compared to others, but is worth the extra cash for the peace of mind.

Date: March 12, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I would rate a 5, because everything I have seen on other company's is compatible to mine, if not more expensive. I have no trouble paying for what I currently have.

Date: February 28, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I didn't do a lot of research when I got my home insurance, I just went with the one that had the lowest price at the time. It wasn't a significant price difference.

Date: November 08, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
The staff are pleasant to deal with. They are knowledgeable in their job. It feels like they are really concerned about your issues.

Allstate Home Insurance Reviews

Date: April 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
My monthly payment is the same as my last home insurance, my deductible and premium is lower which is a huge plus for my current insurance provider.

Date: April 03, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
The premium and deductible is relatively cheap. I would only have to cover 5% of damages if my insurance would not like to cover it all but they would pay the majority.

Date: March 15, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
When I was shopping insurance, most companies offered the same 5000 deductable structure. Alstate had the most comoecompet premium at ninety two dollars per month.

The Hartford Home Insurance Reviews

Date: March 09, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
It is a very good company because it always manages to understand every one of my problems at all times and it always helps me.

Date: November 04, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
The comparison of this insurance with another is that this insurance makes me feel more confident at the time of passing an incident

Farmer's Insurance Home Insurance Reviews

Date: April 26, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I am mot sure what more they offer since I haven't compared with other insurance company. I am just satisfied with my policy.


Date: April 09, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
They keep raising the rates to the point where we have to drop our protection levels. We are going to find someone else, I believe, to get the coverage we need at a price we can afford.


Progressive Home Insurance Reviews

Date: June 08, 2019    Age: 50 to 59    Gender: Unmarried    Marital Status: Male

Customer Service
They're pretty easy and helpful on the phone. The problem is getting through the telephone robot menu system to get to a person. That can often waste a good 5 minutes.

Liberty Mutual Home Insurance Reviews

Date: April 17, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
They have a reasonable number of levels or deductible, etc. I haven't come across a type of coverage i wanted that wasn't provided.


Travelers Home Insurance Reviews

Date: April 07, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I feel that their customer service via their website is NON-EXISTENT. You have to call them to do anything which is ridiculous in 2019. I am going to change insurer's once this term is up.

Alfa Insurance Home Insurance Reviews

Date: March 29, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
Alfa Insurance has grown to offer an excellent array of insurance coverages including life, property and automobile to its clients and has also become known for superior customer service


MAPFRE Insurance Home Insurance Reviews

Date: December 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
We are on the minimum coverage except for my wifes car and when compared to other insurance providers, the pricing cant be beat. We have tried to contact other insurance companies around including one with a good reputation in our area and even they cant come close to the price


State Auto Home Insurance Reviews

Date: September 06, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
My home insurance offer seems to be better now than when I was with all State Auto Insurance. Don't mind having a lower rate than what I'm currently paying now.


GEICO Home Insurance Reviews

Date: November 29, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Our home insurance company offers insurance to cover, theft, fire, vandalism, damage done by others. They are a great company with a lot to offer.


Amica Mutual Insurance Home Insurance Reviews

9 Ways to Get Discounts on Homeowners Insurance in Missouri City, TX

What Makes Your Missouri City, TX Home Insurance Cheap or Expensive