Gavop shows you how to buy homeowners insurance in Grayson County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $110,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $141,500 | $120,000 | $100,000-$125,000 |
| 4 Bedroom | $160,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $116,500 | $100,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$53 | $614 |
| Home and Two Car | -$114 | $554 |
| Home and Three Car | -$154 | $514 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Grayson County | $2,500 | $660 | $3,160 | $479 | $2,979 | $180 |
| Grayson County, KY | $1,500 | $660 | $2,160 | $479 | $1,979 | $180 |
| Oakland, KY | $300 | $863 | $1,163 | $627 | $927 | $236 |
| Hammonville, KY | $2,500 | $719 | $3,219 | $523 | $3,023 | $197 |
| Whitesville, KY | $400 | $745 | $1,145 | $541 | $941 | $204 |
| Bowling Green, KY | $2,500 | $941 | $3,441 | $684 | $3,184 | $257 |
| Hawesville, KY | $500 | $857 | $1,357 | $623 | $1,123 | $234 |
| Mauckport, IN | $2,000 | $595 | $2,595 | $432 | $2,432 | $163 |
| Masonville, KY | $400 | $775 | $1,175 | $563 | $963 | $212 |
| Woodburn, KY | $1,000 | $771 | $1,771 | $560 | $1,560 | $211 |
| Green County, KY | $400 | $623 | $1,023 | $453 | $853 | $170 |
| Bullitt County, KY | $2,500 | $918 | $3,418 | $667 | $3,167 | $251 |
| Home Insurance Company Grayson County, KY | Homeowners Insurance Agency Grayson County, KY | Address | Popularity Score | Distance from Grayson County (miles) |
|---|---|---|---|---|
| Travelers | Davis Insurance Inc | 602 Mill St, Leitchfield, KY, 42754 | 3.7 | |
| State Farm | Tj Rhoades | 308 W Dixie Ave, Elizabethtown, KY, 42701-1700 | 31.1 | |
| State Farm | Jim Skees | 1317 N Dixie Hwy, Elizabethtown, KY, 42701-2621 | 31.2 | |
| State Farm | Dave Voglund | 1460 N Dixie, Radcliff, KY, 40160-1476 | 34.8 | |
| State Farm | Mike Wyman | 2801 Ring Rd, Elizabethtown, KY, 42701-9114 | 33.1 | |
| Travelers | Peoples Insurance Inc | 114 S English St, Leitchfield, KY, 42754 | 3.0 | |
| Travelers | Bluegrass Insurance Services Llc | 620 Westport Road, Elizabethtown, KY, 42701 | 30.5 | |
| State Farm | Denise Brooks | 635 S Lincoln Blvd, Hodgenville, KY, 42748-1010 | 34.2 | |
| Allstate | Will Sacca | 303 Main St Po Box 98, Munfordville, KY, 42765 | 28.1 | |
| State Farm | Huck Heighter | 400 W Lincoln Trail Blvd Ste B, Radcliff, KY, 40160-3000 | 34.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,260 | $610 |
| Grayson County, KY | $102,200 | $668 | $480 | $910 | $430 |
| Grayson County, KY | $102,200 | $668 | $450 | $920 | $470 |
| Oakland, KY | $123,200 | $873 | $590 | $1,200 | $610 |
| Hammonville, KY | $86,500 | $728 | $500 | $1,030 | $530 |
| Whitesville, KY | $92,500 | $754 | $510 | $1,050 | $540 |
| Bowling Green, KY | $162,000 | $952 | $680 | $1,300 | $620 |
| Hawesville, KY | $121,500 | $867 | $600 | $1,220 | $620 |
| Mauckport, IN | $63,800 | $602 | $410 | $840 | $430 |
| Masonville, KY | $99,500 | $784 | $540 | $1,070 | $530 |
| Woodburn, KY | $140,000 | $780 | $530 | $1,070 | $540 |
| Green County, KY | $75,800 | $631 | $460 | $880 | $420 |
| Bullitt County, KY | $153,100 | $929 | $660 | $1,270 | $610 |