Gavop's guide to buying homeowners insurance in Bainbridge, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bainbridge, OH - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Gardiner Ln, Wood Acre Trl, Beech Tree Ln, E Brook Cir, Cranberry Ridge Ln, Timber Trl, Bryce Ct, Cobblestone Ln, Co Rd 11, Harris Farm Dr | $332,500 | $320,000 | $350,000-$400,000 | $291,500 | $250,000 | $200,000-$250,000 |
| Twp Hwy 500, Kurzemes Dr, Hearthstone Ln, Maplewood Ln, Twp Hwy 599, Eaglewood Trl, Bedford St, Arch St, Elliott Dr, Chagrin River Rd | $298,000 | $280,000 | $200,000-$250,000 | $249,000 | $210,000 | $250,000-$300,000 |
| Snyder Rd, Chagrin River Rd, Sharon Rd, Fields Rd, Twp Hwy 698, Railroad Pl, Rail King Ct, Stafford Rd, Majestic Oaks Dr, Chagrin Rd | $277,000 | $230,000 | $300,000-$350,000 | $264,000 | $240,000 | $250,000-$300,000 |
| Maple Dr, Trl 826, Rockspring Dr, Woodland Ave, Wilson Dr, Walnut Trl, N Aurora Rd, Devonshire Ln, Corban Dr, Stoneridge Rd | $366,000 | $320,000 | $300,000-$350,000 | $367,500 | $320,000 | $300,000-$350,000 |
| Old Meadow Ln, Co Rd 11, Apple Hill Rd, Jasmine Ln, Twp Hwy 384, Kings Orchard Trl, Twp Hwy 380, Wisteria Dr, Beacon Hill Dr, Rocker Ave | $278,500 | $230,000 | $250,000-$300,000 | $274,000 | $240,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $657 |
| Superior Protection Discount | -$73 | $738 |
| Fire & Security Discount | -$65 | $746 |
| Hail Resistant Roof Discount | -$24 | $786 |
| Newly Constructed Home Discount | -$219 | $592 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Geauga County | $2,000 | $840 | $2,840 | $611 | $2,611 | $230 |
| Bainbridge, OH | $700 | $801 | $1,501 | $582 | $1,282 | $219 |
| Bedford Heights, OH | $100 | $685 | $785 | $498 | $598 | $187 |
| Valley View, OH | $2,500 | $906 | $3,406 | $658 | $3,158 | $248 |
| Claridon, OH | $500 | $812 | $1,312 | $590 | $1,090 | $222 |
| Willowick, OH | $1,000 | $615 | $1,615 | $447 | $1,447 | $168 |
| Mentor-on-the-Lake, OH | $500 | $636 | $1,136 | $462 | $962 | $174 |
| Lakewood, OH | $1,500 | $693 | $2,193 | $504 | $2,004 | $189 |
| Alliance, OH | $100 | $680 | $780 | $494 | $594 | $186 |
| Plain, OH | $2,500 | $671 | $3,171 | $487 | $2,987 | $183 |
| South Shenango, PA | $300 | $613 | $913 | $445 | $745 | $167 |
| Pymatuning, PA | $2,500 | $577 | $3,077 | $419 | $2,919 | $158 |
| Home Insurance Company Bainbridge, OH | Homeowners Insurance Agency Bainbridge, OH | Address | Popularity Score | Distance from Bainbridge (miles) |
|---|---|---|---|---|
| State Farm | Toni Sober | 24700 Chagrin Blvd Ste 302, Beachwood, OH, 44122-5630 | 10.0 | |
| Allstate | Brian Blum | 7227 Chagrin Rd, Chagrin Falls, OH, 44023 | 3.2 | |
| Erie | Hillcrest Insurance Group Llc | 8430 Mayfield Road Suite 150, Chesterland, OH, 44026 | 9.3 | |
| Allstate | Bethany Snyder | 8419 Tower Dr, Twinsburg, OH, 44087 | 9.0 | |
| Allstate | Deborah A Walker | 27970 Chagrin Blvd Ste W210, Woodmere, OH, 44122 | 8.9 | |
| State Farm | Michael Guerrieri | 195 Niles Cortland Rd Se, Warren, OH, 44484-2426 | 33.0 | |
| State Farm | Ed Sanders | 4571 Mayfield Rd, South Euclid, OH, 44121-4044 | 12.8 | |
| Nationwide | Lipaj Ins Agcy Inc | 903 E Aurora Rd, Macedonia, OH, 44056 | 9.9 | |
| Travelers | Beacon Insurance Group Llc | 3365 Richmond Rd Ste 125, Beachwood, OH, 44122 | 9.8 | |
| State Farm | Ray Purgert | 2561 E Aurora Rd, Twinsburg, OH, 44087-2147 | 7.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,010 | $530 |
| Geauga County, OH | $228,000 | $851 | $590 | $1,170 | $580 |
| Bainbridge, OH | $284,300 | $811 | $560 | $1,110 | $550 |
| Bedford Heights, OH | $97,000 | $694 | $510 | $960 | $450 |
| Valley View, OH | $254,500 | $917 | $670 | $1,270 | $600 |
| Claridon, OH | $193,500 | $822 | $580 | $1,130 | $550 |
| Willowick, OH | $116,900 | $622 | $420 | $890 | $470 |
| Mentor-on-the-Lake, OH | $126,400 | $644 | $460 | $880 | $420 |
| Lakewood, OH | $140,300 | $701 | $470 | $970 | $500 |
| Alliance, OH | $80,600 | $688 | $460 | $980 | $520 |
| Plain, OH | $143,700 | $679 | $480 | $940 | $460 |
| South Shenango, PA | $110,400 | $620 | $420 | $890 | $470 |
| Pymatuning, PA | $95,800 | $584 | $390 | $820 | $430 |