Gavop's guide to buying homeowners insurance in Westbrook, ME covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Westbrook, ME - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Railway Ave, Hawthorne Ln, Peckham St, Falmouth St, Constitution Dr, Louwine Way, E Bridge St, Cottage St, Mitchell, Prospect St | $266,000 | $210,000 | $200,000-$250,000 | $214,500 | $190,000 | $175,000-$200,000 |
| Saco St, Cole St, Spiers St, Pennell St, Ledgeview Dr, Carol St, Westbrook Cmn, Arlington Ave, Stroudwater St, Day St | $159,000 | $150,000 | $150,000-$175,000 | $128,500 | $120,000 | $125,000-$150,000 |
| Doyle St, Stagecoach Ln, Kennie St, Fairfield St, Chandler Ave, Newcomb Pl, Bernadette St, Fairlawn Ave, Amy Ln, Wickham Way | $289,000 | $240,000 | $250,000-$300,000 | $126,000 | $120,000 | $125,000-$150,000 |
| Austin St, Beatrice Ln, Cobb Farm Dr, Nasson Ave, State Rte 25 Bus, Virginia St, Vivian St, Mill Ln, Hemphill Dr, Cloudman Ct | $208,000 | $190,000 | $200,000-$250,000 | $125,500 | $110,000 | $100,000-$125,000 |
| Small Hardy Rd, Highland St, W Valentine St, Graham Hill Rd, Dolley Rd, Victoria Dr, Bradley Dr, Water St, Whitehall Way, Brydon Way | $124,500 | $120,000 | $100,000-$125,000 | $130,500 | $110,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $545 |
| Superior Protection Discount | -$67 | $606 |
| Fire & Security Discount | -$67 | $606 |
| Hail Resistant Roof Discount | -$13 | $659 |
| Newly Constructed Home Discount | -$168 | $505 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $1,500 | $833 | $2,333 | $605 | $2,105 | $228 |
| Westbrook, ME | $2,500 | $665 | $3,165 | $483 | $2,983 | $182 |
| Buxton, ME | $200 | $670 | $870 | $487 | $687 | $183 |
| Steep Falls, ME | $1,000 | $760 | $1,760 | $552 | $1,552 | $208 |
| Waterboro, ME | $500 | $637 | $1,137 | $463 | $963 | $174 |
| Arrowsic, ME | $1,000 | $1,009 | $2,009 | $733 | $1,733 | $276 |
| Wells, ME | $300 | $739 | $1,039 | $537 | $837 | $202 |
| North Berwick, ME | $1,000 | $831 | $1,831 | $604 | $1,604 | $227 |
| Westport Island, ME | $100 | $769 | $869 | $559 | $659 | $210 |
| Turner, ME | $700 | $679 | $1,379 | $493 | $1,193 | $186 |
| Bristol, ME | $100 | $870 | $970 | $633 | $733 | $238 |
| Stoneham, ME | $1,000 | $682 | $1,682 | $495 | $1,495 | $186 |
| Home Insurance Company Westbrook, ME | Homeowners Insurance Agency Westbrook, ME | Address | Popularity Score | Distance from Westbrook (miles) |
|---|---|---|---|---|
| Travelers | Cross Insurance - Portland | 2331 Congress St, Portland, ME, 4102 | 4.0 | |
| Allstate | Jane R Bell | 36 Main St, Gorham, ME, 4038 | 4.9 | |
| Liberty Mutual Independent | P&C Insurance | 260 Main Street , Biddeford, ME, 4005 | 15.7 | |
| Allstate | Pam Dodd | 1424 Washington Ave, Portland, ME, 4103 | 3.2 | |
| State Farm | Chris Grimes | 20 Bath Rd, Brunswick, ME, 04011-2604 | 24.4 | |
| Travelers | Readfield Insurance Agency Llc | 962 Western Ave, Manchester, ME, 4351 | 49.0 | |
| Travelers | Chapman & Chapman Ins Of Damariscotta | 108 Main St, Damariscotta, ME, 4543 | 46.7 | |
| State Farm | Sean Gorham | 519 Us Route 1 Unit 6, York, ME, 03909-1683 | 41.4 | |
| State Farm | John Grillo | 94 Auburn St, Portland, ME, 04103-2141 | 3.2 | |
| State Farm | Kevin Heikkinen | 251 Us Route 1 Ste 16, Falmouth, ME, 04105-1322 | 6.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $500 | $1,040 | $540 |
| Cumberland County, ME | $259,400 | $843 | $580 | $1,200 | $620 |
| Westbrook, ME | $216,400 | $673 | $450 | $960 | $510 |
| Buxton, ME | $220,100 | $678 | $450 | $930 | $480 |
| Steep Falls, ME | $196,900 | $769 | $520 | $1,070 | $550 |
| Waterboro, ME | $195,500 | $644 | $440 | $910 | $470 |
| Arrowsic, ME | $337,100 | $1,021 | $720 | $1,460 | $740 |
| Wells, ME | $272,000 | $748 | $550 | $1,030 | $480 |
| North Berwick, ME | $242,000 | $841 | $600 | $1,150 | $550 |
| Westport Island, ME | $202,600 | $778 | $560 | $1,110 | $550 |
| Turner, ME | $179,600 | $687 | $490 | $960 | $470 |
| Bristol, ME | $266,700 | $881 | $640 | $1,260 | $620 |
| Stoneham, ME | $154,500 | $690 | $500 | $970 | $470 |