Gavop tells you how to get the best homeowners insurance in Osage, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $100,000 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $249,000 | $230,000 | $250,000-$300,000 |
| 3 Bedroom | $231,000 | $210,000 | $200,000-$250,000 |
| 4 Bedroom | $317,500 | $280,000 | $250,000-$300,000 |
| 5 Bedroom | $557,500 | $510,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$73 | $845 |
| Home and Two Car | -$147 | $772 |
| Home and Three Car | -$220 | $698 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Camden County | $2,000 | $1,067 | $3,067 | $775 | $2,775 | $292 |
| Osage, MO | $2,500 | $908 | $3,408 | $660 | $3,160 | $248 |
| Lake Ozark, MO | $400 | $1,313 | $1,713 | $954 | $1,354 | $359 |
| Warren, MO | $2,000 | $1,128 | $3,128 | $820 | $2,820 | $308 |
| Tuscumbia, MO | $100 | $880 | $980 | $640 | $740 | $241 |
| Saline, MO | $2,500 | $817 | $3,317 | $593 | $3,093 | $223 |
| Tavern, MO | $500 | $1,010 | $1,510 | $734 | $1,234 | $276 |
| Crocker, MO | $2,500 | $948 | $3,448 | $689 | $3,189 | $259 |
| Hermitage, MO | $100 | $922 | $1,022 | $670 | $770 | $252 |
| Jefferson, MO | $2,000 | $896 | $2,896 | $651 | $2,651 | $245 |
| Maries County, MO | $100 | $847 | $947 | $615 | $715 | $231 |
| Home Insurance Company Osage, MO | Homeowners Insurance Agency Osage, MO | Address | Popularity Score | Distance from Osage (miles) |
|---|---|---|---|---|
| State Farm | Lori Branch | 170 W Simon Blvd, Holts Summit, MO, 65043-1050 | 49.7 | |
| Farmers | Christopher Wagner | 2107 Bagnell Dam Blvd Ste 107, Lake Ozark, MO, 65049 | 6.9 | |
| Farmers | Evett Schuster | 2705 Graham Dr, Sedalia, MO, 65301 | 49.9 | |
| Travelers | Fred Vogel | 301 Monroe, Jefferson City, MO, 65101 | 43.7 | |
| State Farm | Trudy Sommers | 1005 Northeast Drive, Jefferson City, MO, 65109-4718 | 42.6 | |
| Travelers | Vogel West Side | 2413 Hyde Park Rd, Jefferson City, MO, 65109 | 42.3 | |
| Farmers | David Jaeger | 824 Southwest Blvd, Jefferson City, MO, 65109 | 42.7 | |
| Travelers | Mid-Missouri Insurance Agency | 278 N Jefferson, Lebanon, MO, 65536 | 29.0 | |
| State Farm | Joe Vernon | 120 N Business Highway 54 E, Eldon, MO, 65026-2000 | 18.6 | |
| State Farm | Randy Kaiser | 751 W Stadium Blvd, Jefferson City, MO, 65109-4732 | 42.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,510 | $740 |
| Camden County, MO | $176,300 | $1,080 | $730 | $1,540 | $810 |
| Osage, MO | $235,700 | $919 | $660 | $1,300 | $640 |
| Lake Ozark, MO | $252,300 | $1,329 | $900 | $1,870 | $970 |
| Warren, MO | $168,300 | $1,142 | $780 | $1,590 | $810 |
| Tuscumbia, MO | $85,000 | $891 | $630 | $1,260 | $630 |
| Saline, MO | $111,200 | $827 | $590 | $1,130 | $540 |
| Tavern, MO | $123,400 | $1,022 | $750 | $1,460 | $710 |
| Crocker, MO | $104,100 | $960 | $640 | $1,350 | $710 |
| Hermitage, MO | $96,200 | $933 | $640 | $1,320 | $680 |
| Jefferson, MO | $143,800 | $907 | $610 | $1,240 | $630 |
| Maries County, MO | $122,800 | $857 | $630 | $1,170 | $540 |