Gavop's guide to buying homeowners insurance in Atchison County, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $138,000 | $130,000 | $100,000-$125,000 |
| 4 Bedroom | $175,000 | $160,000 | $200,000-$250,000 |
| 5 Bedroom | $113,500 | $110,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$67 | $673 |
| Home and Two Car | -$118 | $621 |
| Home and Three Car | -$170 | $569 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Atchison County | $1,500 | $730 | $2,230 | $531 | $2,031 | $200 |
| Atchison County, MO | $700 | $730 | $1,430 | $531 | $1,231 | $200 |
| Bigelow, MO | $300 | $1,050 | $1,350 | $763 | $1,063 | $287 |
| Page County, IA | $1,500 | $595 | $2,095 | $433 | $1,933 | $163 |
| Hughes, MO | $500 | $868 | $1,368 | $631 | $1,131 | $237 |
| Clarinda, IA | $1,000 | $784 | $1,784 | $570 | $1,570 | $214 |
| Stanton, IA | $700 | $614 | $1,314 | $446 | $1,146 | $168 |
| Parnell, MO | $300 | $707 | $1,007 | $514 | $814 | $193 |
| Rea, MO | $700 | $783 | $1,483 | $569 | $1,269 | $214 |
| Frankfort, IA | $200 | $807 | $1,007 | $587 | $787 | $221 |
| Savannah, MO | $1,500 | $819 | $2,319 | $595 | $2,095 | $224 |
| Home Insurance Company Atchison County, MO | Homeowners Insurance Agency Atchison County, MO | Address | Popularity Score | Distance from Atchison County (miles) |
|---|---|---|---|---|
| State Farm | Kerry Meyers | 121 W Lincoln Street, Maryville, MO, 64468-2540 | 30.4 | |
| State Farm | Sean Kroeger | 307 S Main St, Rock Port, MO, 64482-1533 | 4.3 | |
| State Farm | Kevin Neal | 305 Larry Ln, Maryville, MO, 64468-8517 | 30.8 | |
| State Farm | Bill Curry | 506 W Main St, Savannah, MO, 64485-1670 | 46.6 | |
| Allstate | Jones Ins Agency | 300 W Us Highway 136, Rock Port, MO, 64482 | 4.3 | |
| State Farm | Kerry Meyers | 121 W Lincoln St, Maryville, MO, 64468-2540 | 30.4 | |
| State Farm | Kevin Neal | 305 Larry Lane, Maryville, MO, 64468-0389 | 30.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $780 | $1,500 | $720 |
| Atchison County, MO | $82,000 | $739 | $500 | $1,020 | $520 |
| Atchison County, MO | $82,000 | $739 | $500 | $1,040 | $540 |
| Bigelow, MO | $137,500 | $1,063 | $780 | $1,460 | $680 |
| Page County, IA | $87,600 | $603 | $410 | $830 | $420 |
| Hughes, MO | $81,800 | $879 | $590 | $1,250 | $660 |
| Clarinda, IA | $80,700 | $794 | $530 | $1,100 | $570 |
| Stanton, IA | $81,700 | $621 | $430 | $860 | $430 |
| Parnell, MO | $45,000 | $716 | $490 | $980 | $490 |
| Rea, MO | $61,300 | $793 | $540 | $1,130 | $590 |
| Frankfort, IA | $133,300 | $817 | $560 | $1,170 | $610 |
| Savannah, MO | $112,300 | $829 | $560 | $1,170 | $610 |