Gavop's guide to buying homeowners insurance in Robertson County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Robertson County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Wharton St, E Osr, Morehead St, Dawson St, Co Rd 448, Red Hawk Ln, Co Rd 392, Commerce St, Mumford Rd, Old Spanish Rd | $181,000 | $160,000 | $150,000-$175,000 | $95,500 | $90,000 | $75,000-$100,000 |
| Simmons St, S Alamo St, Embra Rd, Garrett St, Agnes Phillips St, Glass St, Holly St, Coopers Ln, Wheelock Sq, Apache Dr | $159,000 | $150,000 | $125,000-$150,000 | $134,500 | $110,000 | $100,000-$125,000 |
| Cedar St, Hanhart Ln, N Easterwood St, Buckswart Rd, FM 937, Co Rd 312, E Logan St, Lone Wolf Rd, Varvel Rd, Trinity St | $192,000 | $160,000 | $200,000-$250,000 | $73,500 | $60,000 | $50,000-$75,000 |
| S San Jose St, FM 483, Black Shear, Crestway St, Grant St, N San Gabriel St, Franks Rd, N FM 46, Mean Man Rd, Mumford Cir | $85,500 | $80,000 | $75,000-$100,000 | $62,000 | $50,000 | $50,000-$75,000 |
| Jim Towns Ln, Lehoski Rd, Harding Rd, Cantu Rd, Co Rd 485, Cedar St, S Commerce St, Gordon Hill Ln, Lee Chapel Rd, FM 2446 | $141,500 | $130,000 | $125,000-$150,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $912 |
| Superior Protection Discount | -$95 | $965 |
| Fire & Security Discount | -$106 | $954 |
| Hail Resistant Roof Discount | -$32 | $1,028 |
| Newly Constructed Home Discount | -$212 | $848 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Robertson County | $2,500 | $1,047 | $3,547 | $761 | $3,261 | $286 |
| Robertson County, TX | $700 | $1,047 | $1,747 | $761 | $1,461 | $286 |
| Northeast Brazos, TX | $400 | $1,797 | $2,197 | $1,306 | $1,706 | $491 |
| Bryan, TX | $2,500 | $1,456 | $3,956 | $1,058 | $3,558 | $398 |
| Rosebud, TX | $200 | $1,299 | $1,499 | $944 | $1,144 | $355 |
| Madisonville, TX | $1,500 | $1,052 | $2,552 | $765 | $2,265 | $288 |
| South Brazos, TX | $300 | $1,490 | $1,790 | $1,083 | $1,383 | $407 |
| Golinda, TX | $2,000 | $1,450 | $3,450 | $1,054 | $3,054 | $396 |
| Midway, TX | $100 | $1,589 | $1,689 | $1,155 | $1,255 | $434 |
| Thorndale, TX | $700 | $1,604 | $2,304 | $1,165 | $1,865 | $438 |
| Lorena, TX | $200 | $1,672 | $1,872 | $1,215 | $1,415 | $457 |
| Anderson, TX | $2,500 | $1,319 | $3,819 | $959 | $3,459 | $360 |
| Home Insurance Company Robertson County, TX | Homeowners Insurance Agency Robertson County, TX | Address | Popularity Score | Distance from Robertson County (miles) |
|---|---|---|---|---|
| Farmers | Bryan Robinson | 732 W Commerce St, Buffalo, TX, 75831 | 39.8 | |
| Travelers | Program Insurance Group | 1722 Briarcrest Dr, Bryan, TX, 77802 | 27.7 | |
| Farmers | George Thompson | 1207 S Hewitt Dr, Hewitt, TX, 76643 | 49.9 | |
| State Farm | Julie Sulak | 111 W 2nd St, Cameron, TX, 76520-3310 | 29.9 | |
| State Farm | Jeff Hamilton | 4058 State Hwy 6 S Ste 100, College Sta, TX, 77845-4670 | 33.9 | |
| Travelers | Mims-Spikes Agency | 916 Commerce St, Buffalo, TX, 75831 | 39.7 | |
| State Farm | Bob Medina | 209 W 4th St, Hearne, TX, 77859-2507 | 11.1 | |
| Travelers | Jones & Associates Inc | 1200 E Villa Maria Rd, Bryan, TX, 77802 | 27.7 | |
| Travelers | Sig Jones Insurance Agency | 1722 Broadmoor, Ste 214, Bryan, TX, 77802 | 27.6 | |
| Travelers | Anco Insurance | 1111 Briarcrest Drive, Bryan, TX, 77802 | 27.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Robertson County, TX | $93,900 | $1,060 | $700 | $1,630 | $930 |
| Robertson County, TX | $93,900 | $1,060 | $700 | $1,630 | $930 |
| Northeast Brazos, TX | $193,500 | $1,819 | $1,200 | $2,800 | $1,600 |
| Bryan, TX | $129,200 | $1,473 | $970 | $2,270 | $1,300 |
| Rosebud, TX | $61,800 | $1,315 | $870 | $2,030 | $1,160 |
| Madisonville, TX | $95,400 | $1,065 | $700 | $1,640 | $940 |
| South Brazos, TX | $223,200 | $1,508 | $1,000 | $2,320 | $1,320 |
| Golinda, TX | $89,300 | $1,468 | $970 | $2,260 | $1,290 |
| Midway, TX | $121,500 | $1,608 | $1,060 | $2,480 | $1,420 |
| Thorndale, TX | $125,400 | $1,623 | $1,070 | $2,500 | $1,430 |
| Lorena, TX | $145,700 | $1,692 | $1,120 | $2,610 | $1,490 |
| Anderson, TX | $65,000 | $1,335 | $880 | $2,060 | $1,180 |