Gavop tells you how to get the best homeowners insurance in Winchester, CT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $134,000 | $120,000 | $125,000-$150,000 |
| 3 Bedroom | $238,500 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $402,000 | $360,000 | $400,000-$500,000 |
| 5 Bedroom | $564,500 | $530,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $632 |
| Superior Protection Discount | -$70 | $710 |
| Fire & Security Discount | -$86 | $695 |
| Hail Resistant Roof Discount | -$16 | $765 |
| Newly Constructed Home Discount | -$203 | $577 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Litchfield County | $2,500 | $1,102 | $3,602 | $801 | $3,301 | $301 |
| Winchester, CT | $1,000 | $771 | $1,771 | $560 | $1,560 | $211 |
| Millerton, NY | $500 | $825 | $1,325 | $600 | $1,100 | $225 |
| Windsor, CT | $1,000 | $915 | $1,915 | $665 | $1,665 | $250 |
| Glastonbury, CT | $400 | $1,293 | $1,693 | $940 | $1,340 | $353 |
| Tolland, CT | $2,500 | $911 | $3,411 | $662 | $3,162 | $249 |
| Patterson, NY | $200 | $930 | $1,130 | $676 | $876 | $254 |
| Coventry Lake, CT | $2,500 | $934 | $3,434 | $679 | $3,179 | $255 |
| Spackenkill, NY | $400 | $1,078 | $1,478 | $783 | $1,183 | $295 |
| Savoy, MA | $1,500 | $909 | $2,409 | $661 | $2,161 | $248 |
| New Ashford, MA | $500 | $1,161 | $1,661 | $844 | $1,344 | $317 |
| Milford, CT | $2,500 | $1,192 | $3,692 | $867 | $3,367 | $326 |
| Home Insurance Company Winchester, CT | Homeowners Insurance Agency Winchester, CT | Address | Popularity Score | Distance from Winchester (miles) |
|---|---|---|---|---|
| Travelers | Roland Dumont Agency Inc | 985 Farmington Ave, Bristol, CT, 6011 | 19.0 | |
| Liberty Mutual Independent | Brooks Todd & Mcneil | 69 Water Street, Torrington, CT, 6790 | 8.7 | |
| Allstate | Jennifer M. Johnson | 56 E Main St, Avon, CT, 6001 | 16.8 | |
| Travelers | J Phillips-Hall Insurance Llc | 203 Holabird Ave, Winsted, CT, 6098 | 2.7 | |
| Liberty Mutual Independent | Brooks Todd & Mcneil | 69 Water St, Torrington, CT, 6790 | 8.7 | |
| State Farm | Dan Pinton | 45 Park Pl, Winsted, CT, 06098-1705 | 2.6 | |
| Allstate | Jeffrey Bernetich | 1422 Farmington Ave, Farmington, CT, 6032 | 18.0 | |
| Travelers | Toth Insurance Agency Llc | 703 Winsted Rd, Torrington, CT, 6790 | 6.7 | |
| Travelers | C Lavieri Agency Inc | 246 New Hartford Road, Barkhamsted, CT, 6063 | 4.8 | |
| Liberty Mutual Independent | W J Burton Insurance Agency | One Sherman Hill Rd, Woodbury, CT, 6798 | 28.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $850 | $1,780 | $930 |
| Litchfield County, CT | $250,100 | $1,115 | $790 | $1,580 | $790 |
| Winchester, CT | $164,600 | $780 | $530 | $1,110 | $580 |
| Millerton, NY | $219,500 | $835 | $580 | $1,180 | $600 |
| Windsor, CT | $216,500 | $927 | $670 | $1,280 | $610 |
| Glastonbury, CT | $344,100 | $1,309 | $960 | $1,870 | $910 |
| Tolland, CT | $286,600 | $922 | $660 | $1,260 | $600 |
| Patterson, NY | $322,100 | $941 | $680 | $1,310 | $630 |
| Coventry Lake, CT | $168,700 | $945 | $650 | $1,290 | $640 |
| Spackenkill, NY | $278,600 | $1,091 | $730 | $1,550 | $820 |
| Savoy, MA | $185,700 | $920 | $660 | $1,270 | $610 |
| New Ashford, MA | $286,500 | $1,175 | $830 | $1,680 | $850 |
| Milford, CT | $303,200 | $1,207 | $830 | $1,670 | $840 |